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Diary from the South Coast
Comments
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Here we go, made some payments today:
£196 to loan
£950 to credit card 1
£100 to credit card 2
£75 to credit card 3
:T
(and reduced my credit limit on cards too)(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
You're going great guns. Stick with itMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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After paying lots off this week I headed out with a crisp £20 note to enjoy a few drinks.
I had a few drinks! That is all to report :j
Have a good Saturday, the Sun is out on the South Coast(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
It's wet and miserable here
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0 -
Post man has just made my day.....a Cheque for nearly £300 dropped through the letter box from Uniform tax on-line. Wow, that will go towards one of my credit cards. I filled in the forms including the clothes and tools I have bought over past 4 years. Took 4 weeks
:j:whistle:(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Hi Gunwharf :wave:
Fellow Pompey resident here (well, born in Portsmouth, but living 15 minutes down the M27 now).
Well done for your payments so far and great news with the £300 today.
Portsmouth FC are a joke aren't they? It's just plain embarrassing now (having said that, at the time of writing, they are 1-0 up against Newport
).
Good luck - I'll be subscribing.
Emz0 -
Hello Emzilla :hello:
Another Sunny day here in Portsmouth although a cold wind!
Having a butchers through peoples Diaries today. No matter how bad things seem, watching peoples progress and success really motivates me :T
Hope to make a few overpayments this week :j Credit card 1 will be gone within 8 weeks and my spreadsheet shows Creit Card 2 will be gone on August 15th.
I made the spreadsheet myself in excel and has a column for every debt. I input the regular payments and any overpayments and it shows me the debt free date. Really keeps me going!
I know the M275 well, the delays around Eastleigh at 8am are a nightmare!(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Good day all, hope you all had a good Monday.
No overpayments for me today but it is DIRECT DEBIT DAY TOMORROW!
Enjoy (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
That is Wednesday done!
Over payment of £20 to a Credit Card yesterday and another £20 today. I am finding most of this over payment money as I no longer take cash to work. I must have been blowing £10-£20 a day or utter crap and food.
Another trick I am now doing is at our local Tesco. They have installed the "self service" tills. I did hate them but now I love them! I head over with all my 2p,5p and 10p's and fill them up when buying food. No breaking notes for me-works really well!
Hope everybody is doing well this week.(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
i like the no breaking notes tip. i truly believe that change evaporates in my purseMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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