We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Diary from the South Coast
Comments
-
What a lovely thought to hold onto when things are fraught.
Thank you for sharing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Dear Diary
Been one of those weeks, up-down-up again. Should calm down over the next few weeks. We have to abide fishing quotas which can be a nightmare. Good possibility our quotas will be extended. More fish = more money for my good self. Should find out in the next few weeks.
Now, the coins I found and mentioned a few posts ago should give me some cash to pay down some good debt figures. The coins will be going to a local museum. Incredible to think they have sat on the Solent and were Henry VIII's (28 June 1491 – 28 January 1547) money!
I would not have thought the silver coins would be fed into a machine in the Seaside Arcade back then as opposed to today, in the hope of winning a " kiss me quick hat" or a oversized lollipop!
I started my Debt Free Journey in Feb and how quick it has gone. Looking at my signature I hope to bust the 50 % mark in 4 weeks and then it is all downhill to Christmas. Our Fishing Season is better in the Autumn months so will pay a bigger slice of the debt off during that time.
Seen a few people " giving up" on here saying only 6 months to go and have no chance of being debt free by Christmas. As my Father once said, aim for an A and get a C, Aim for a C get nothing!. So keep aiming high friends and we will see how we do at Christmas.
Much love, the Captain on the South Coast(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Time to update your siggy me thinks.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
I agree with beanie, show us the percentages.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.0
-
Dear Diary
Trying to sort out calculations to update Signature but can not access the Bank site I need, so will do it next week.
Been a busy week down on the South Coast although the weather is still fine with the odd Shower.
Been hunting further afield with the debt internet pages. Some handy life stories. I just love the ones where people are 3-4 years debt free and see what they have accomplished.
With me, if you look a real monthly payments towards my debt, I am paying down £50 a day on average. I will have a great life on that when I clear it!
As I have said before I am looking to break the 50% barrier, partly with the help of some Coins I found in the Solent. The Big Signature Update will be on July the 18th, when I receive those monies from the Museum.
Hope you all are doing ok out there. Keep with it and keep going.
All the best, the Captain on the South Coast. :footie:(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
A couple of weeks until I can update my Signature and should see a good progress
I keep telling me the Sacrifice Is Only Temporary in regards to doing without, this Summer!
The most important thing to remember is that it is ONLY TEMPORARY. By making a sacrifice now I am not condemning myself to that for the rest of my life. You just need to make up for all the overspending that has taken place in the past.
It is now getting easier living on a £5 a day for food and going without my drinking sessions. I am feeling proud of my progress.
Fantastic Tennis today too! :T(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Such Joy was had today upon returning home...
Electricity Bill & Telephone/internet Bill(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
#174 Reporting for duty from the South Coast
£8774 / £27,890
I have broken through the 20k mark, I now owe less than £20,000 for the first time in 10 years.
Invoice pay day next week for me so will update again.
Cheers!
LBM 01/02/14 Current "Problems" as follows:
Credit Card 1 WAS £3900 NOW£288. Credit Card 2 WAS £3900 NOW £2497. Credit Card 3.WAS £4100 NOW £2435. Credit Card 4. WAS £4100 NOW £3850. Loan 1 WAS 11819 NOW £10046
PayALLDebtOffByChristmas2014 #174 DEBT AT START £27,890
DEBT TODAY = £19,116 (31.5 % PAID OFF!)(Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:
C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
Secured Loan WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000
DEBT TODAY = £6,000 (£28,000 PAID OFF SO FAR!)0 -
Broken the 20k mark and close to a third of the way through. Well done.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.0
-
Looking good :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards