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Diary from the South Coast

18911131425

Comments

  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    Hope everybody is having a great weekend. I am very proud as Mr Tiddles and myself spent the weekend on the Quay giving out boat a once over. So hard to resist going to the many bars and spending money I don't have, on drinks in the Summer Sun.

    We had a small BBQ Friday and Tiddles enjoyed his chicken. That is what it is about, still having treats but paying the debts back.

    Had a good view of the Debt free roll of honour as so good to see people clear the debts. Really carries me through the difficult days.

    Tiddles and I will be leaving on the tide later and will return tomorrow with a good catch.

    All the best
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • Twoblackcats
    Twoblackcats Posts: 31 Forumite
    What a lovely story about your cat. I can almost hear the sound of all the cat lovers on this site saying "ahhh" when they read that. By the way well done on resisting spending and getting to grips with your debt (I think that's what we're meant to be doing on here but cat photos and stories are just as interesting!)
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    Good evening all

    Fantastic weather and had some good catches in our fishing boat. Looking forward to the first big match tonight.

    No overpayments although looking to throw over £1000 at them next week. when payments for all the fish have cleared.

    Hope your all doing well, Tiddles the cat had a great time at Sea and had so much fresh fish.
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • beanielou
    beanielou Posts: 99,142 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    :wave: to Tiddles.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    never mind the debts................COME ON ENGLAND! :j
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    The Captain on the South Coast here #174

    A few payments today, £900 to credit card 1, £50 to credit card 2, £100 to Credit Card 3 and £50 to credit card 4.

    So my totals today is..... £7570 / £27,809....Nearly below the 20k mark!
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    Taking a break from the football and watching Benefits Britain : Life on the Dole. Interesting-very interesting.

    Plenty of people coming home from the IOW Festival today, all looked like that had a fab time. I must get round to going some time!

    So England made a hash of the football match with Italy. Lets hope they turn this around on Thursday!
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    I have a huge A1 yearly planner on my wall showing pay days and days i should be able to make overpayments. It is a real asset to me and when i get down, I just look at how far I have come.

    A few months a go we lifted a 15 Silver coins out of the Solent with one of our dredge nets. Well, they were classed as Treasure Trove when we declared them to the local authority and the good news is in! We have a letter today saying an offer is going to be made to me ( by a Museum) in Mid July although I have no clue if it will be £, £20 or 200 Euros! I have seen what similar coins are valued at by we just have to wait!

    This could help me pay down some debt! :T
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • Brilliant news. Unexpected funds are so much sweeter.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    Do not panic people, we are on a journey, take your time and alll will be well.

    Picture1_zps7c5fcda5.jpg
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
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