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Starting over again- Take 2

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  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Morning Hun,

    I have...funds have been transferred and standing order to D3 cancelled!! Now just my cc to get rid of..hey wont be going just yet still a fair bit to go...& I certainly wont be leaving dfw you guys inspire me to stay the course, best hints and tips on frugal living here. Ill be popping in to see how your doing and cheer you on Trix..all the way!! We all going to be debt free together- all for one and one for all! ;) Xx
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    edited 16 May 2015 at 11:55AM
    So updates, its been a crazy couple of days...you know that saying everything happens for a reason, well I always believed its true but sometimes life just reminds you...so we cancelled the spa day and managed to get a refund, and opted in favour of visiting my friend at home...well yesterday got a message from my friend to cancel today on account that baby seemed to be in a hurry to meet the world and come early lol! Thankfully mother and baby are perfectly well, both still in hospital and doing well!! I have fallen in love with the little one shes perfect, havent seen her yet just vids and pictures...honestly my heart swelled double the size...

    anyway sorry distracted there (proud aunty moments lol) Anyway by cancelling early we got our money back but also wasnt in the middle of nowhere when baby came so mother and baby safe and sound upon early arrival...Im so happy and grateful for this its untrue!! Sometimes something that seems a pain is truely a blessing!! Just wanted to share this as was thinking sometimes things seem dire/dissapointing/stalling or just plain difficult but you know what life is unfolding as its meant to and will work out for our highest good..trust it will all work out!! :) sorry im just happy, relieved and emotional i guess...but its true!! now back to debt busting:

    So today £7907.85 and 40days to clear it!! Call me crazy but I say its doable lol! How im not sure but where theres a will theres a way lol!
    Well today me and the rest of the group are meeting for lunch instead...catch up and mini celebration. Loving the fact its a girl as was given a sterling silver baby frame (pin a pink box) my mum brought for my cousin but turned out she had a boy..knew that would come in handy, will add that to baby shower gift. Just need a card & wrapping paper :)

    From preeing SS1K diary I have been researching this Marie Kondo chick, and shes got me all geared up to have a super declutter, basically if I dont love it its getting sold/donated/recycled...hopefully some of my toot will turn to loot :D (thanks SS1K)... Will work on this as soon as I get back.

    spends today £20 petrol (on empty so top up for month) £6 train fare (for today) and lunch (budget £10-15).

    Oh Weigh in not so great 12:12st:eek: This was shocking so yeah need to work on this too...best make this a light lunch! I will be slim and I will be financially free by June 26th...wish me luck...

    Hope everyone is having a wonderful day...sun is shining, weather is sweet :) xXx
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Evening diary,

    So spends were a bit over...train £5.60 but lunch was erm well £40..really need to get a handle on these purse strings..Did have the loveliest time was nice to catch up with the girls..also think ive eaten my whole calorie intake for the week in one day...so not good! Running and free gym equipment in the park tomorrow, no way I cant...really need to make a mends.

    On plus side £60 paid over to cc as PAD to start the ball rolling.

    Night all x
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Ok just checked my account and have been paid for pollchecking (dont know how I missed that) so another £247.85 paid over to cc...best do it now before I spend it :o ...so new balance £7600:j much better...not bad for a days work! ok now im going lol! Night all xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Hiya babe,

    I've just caught up well done xx you will be debt free in no time. Xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Wow. You are truly an inspiration. I joined this forum recently and read all your posts. You deserve a medal.
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Hi Pleasure:wave:

    Thank you!! your comment really made me smile..and welcome to MSE forum:beer:, you're going to love it here...may possibly become addicted to it, I know I have lol!..great place, great advice & great people xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Morning Diaryland,

    Happy Sunday, have paid a £10 PAD to cc...and have received a 40% off fees for ebay listings today...not as great as the free 100 listings but ill take what I can get...Happy with it. So plan is a tidy up & photo shoot of the loot and upload, keeping my fingers crossed. :D

    Have a wonderful day xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    I love that each PAD you make is an actual step to being debt free xxxxxxxxxxxxxxxxxxxxxxxxxxxx

    Keep going :)
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Afternoon Trixxi,

    Me too...everyday a little closer!! Like death with a thousand cuts...Loving it!! :) xX


    So today I have made a £5 PAD, found £3.74 kondo-ing last night and uploaded 8 items to ebay (not great but better than nothing) will post some more today :).

    Also joined the free postcode lottery... heres my referral link if anyone wants to join... it all counts http://freepostcodelottery.com/?ref=313648

    Theres a daily draw for prizes and it costs nothing to join..my kind of game :) fingers crossed :D


    currently attempting nsd & reading for idea's to boost income, which I best get back too...Happy Monday everyone..have a fab & frugal day xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
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