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Starting over again- Take 2

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  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Good Morning Diary Land, Happy Tuesday!!

    Quick post before I jump on the bike & head to work, PAD £5 transferred this morning....aiming for another nsd...hope everyone has a fab day xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Quick update...taking a time out at work (quick break sometimes needed) another £20 sent over to cc (made up of vsp virtual spend pot-all odds from my accounts then rounded to nearest 10)...super motivated all I wanna do is make payments & kill this last debt..need to find more money though :) xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Well done shelbi xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Thank you Trixx :) xX

    Good Morning everyone,

    Happy Wednesday, half way through the week and 6 days till pay day (for me anyway lol) :)..Have had quidco cash finally paid and refund received from ebay. So £50 Pad this morning...right best get on am running a tad late...still awaiting spa refund of £72, Im sure it will be with me shortly...I will use that for this weeks rent payment the rest about £6 will go to cc. best be off..have a wonderful day all xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    I know the feeling counting down to payday, I can't wait xx

    Onwards and downwards with the debt xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    :beer: Ill drink to that Trixxi...Going to be a long bank holiday weekend!!..roll on payday :j xX

    PAD of 28.62 paid in the last 2 days..getting there slowly but surely, plus points £1 sourced from old nsi account, £10 voucher received out of the blue from store referral, will put this towards boss leaving pressy I think. £6.50 tesco vouchers recieved and 2.70 confirmed today for quidco..happy days. Today and yesterday were both nsd, oh and also received the spa refund too..

    Aww and got my promotion so will have a bit of a pay rise which im really pleased with, will kick in mid June so June salary will be a little extra that month...more funds for chipping away at the credt card:j

    Hope everyones had a wonderful evening..and a fab and fun bank holiday weekend xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Well done on the promotion Shelbi x
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Thank you SS1K Im pretty chuffed :) xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Morning all,

    £50PAD paid over to cc...noticed today Id almost made my minimum payment (bar £4 odd) by PAD's..2 weeks before its due and 3 days before payday. Im astonished, its usually something I dont tackle until I get paid. Its nice to be ahead of the game. Its amazing how it all adds up, its usually money that id fritter on Lunch, trains, sweets and odds and sods...Honestly if you dont do it already give it a try even if its a £1 it works like magic!! I know it goes down but I think im just happily pleased I've already covered the minimum payment already everything else I throw at it is a bonus.

    Have had a little spend today, am going to my friends for dinner so I brought some chocs and 2 bunches of flowers £6.40...Gotta love Mr L's. Was a result too that mum wanted to go there, so much closer than A!d! (which I still love) but this saved on petrol.

    Need to budget for this coming month...will try and spend the rest of the day as nsd...hope you all have a wonderful and fab Saturday xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    :beer: congratulations on the promotion honey xxxx

    Well done for nearly hitting the minimum by using PADs xx

    Have a great bank holiday weekend xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
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