Debate House Prices


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Nice People Thread Number 11 - A Treasury of Nice People

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Comments

  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    :D

    SantaFace.

    Best....Thing......Ever.
    !!!!!! is this Santaface thing?
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    michaels wrote: »
    If Lydia is anything like me her question was whether she go for a 5 year 3% ISA or a 1 year 2% one....

    I would say a 1 year 2% one.

    Seriously though, buy miners. BHP is the one to go for. You'll get almost 4% this year and a whole lot more in future.
  • vivatifosi
    vivatifosi Posts: 18,746 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! PPI Party Pooper
    It's a shame lir isn't around because I know this is something that she's been looking into.

    From tomorrow, Aldi is selling its own brand version of the Roomba for £149.99. Actual Roombas are £700, so significantly lower price, though I have no idea how good they are.
    Please stay safe in the sun and learn the A-E of melanoma: A = asymmetry, B = irregular borders, C= different colours, D= diameter, larger than 6mm, E = evolving, is your mole changing? Most moles are not cancerous, any doubts, please check next time you visit your GP.
  • GDB2222
    GDB2222 Posts: 26,290 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just finished lecture 1 and submitted the quiz.
    No reliance should be placed on the above! Absolutely none, do you hear?
  • GDB2222
    GDB2222 Posts: 26,290 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Generali wrote: »
    I would say a 1 year 2% one.

    Seriously though, buy miners. BHP is the one to go for. You'll get almost 4% this year and a whole lot more in future.

    Doesn't that depend on commodity prices staying high? With Xi Jinping clamping down on the Chinese economy quite a bit, is that a safe bet?
    No reliance should be placed on the above! Absolutely none, do you hear?
  • zagubov
    zagubov Posts: 17,938 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Am I the only person who's getting into "the Americans"? There isn't that much else on the telly I can be bothered with.

    I just lost a lot of undeserved stress recently. Wish I felt happy about it . Realise I just feel not sad.:o
    There is no honour to be had in not knowing a thing that can be known - Danny Baker
  • ukmaggie45
    ukmaggie45 Posts: 2,968 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    I thought those of you doing the course in Behavioural Economics might be interested in this article on the FT website.
  • lemonjelly
    lemonjelly Posts: 8,014 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    GDB2222 wrote: »
    I have been very busy, and have only just started on Dan's lecture course, although I did some of the preliminary reading. I've just spotted the speed-up button on the videos. What speed do most people listen at?

    I'm watching them at normal speed.
    I'm now used to his voice, so wouldn't fancy a move to a helium filled Dan Ariely!:D
    It's getting harder & harder to keep the government in the manner to which they have become accustomed.
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    GDB2222 wrote: »
    Doesn't that depend on commodity prices staying high? With Xi Jinping clamping down on the Chinese economy quite a bit, is that a safe bet?

    Absolutely not.

    Commodity prices coming off a bit would be perfect. The big miners sell relatively little at spot prices. If prices fell a bit they'd invest less and throw off even more cash.

    BHP and Rio are not growth stories, they're fantastic cash generators. They're the biggest screaming buy out there apart perhaps from ResMed which is a growth story and so riskier. It's a great company though.

    The other great company out there is Teva. The best Generic drug company in the world by a huge distance. If you can ever buy Teva on a yield of 2.5% or more then leap on it.

    All IMHO of course.

    As for shorts there are some very tasty looking tech shorts out there. King (Candy Crush) will be the greatest shorting opportunity since Zygna (Farmville) in time. The best thing about shorting tech companies is they don't even pay a dividend so it costs you beggar all to do.

    Apple will be an awesome short eventually. Unfortunately they pay a dividend which means you have to time it right. Still they are only 1 or perhaps 2 bad phones away from being Motorola or Nokia.
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Generali wrote: »
    Apple will be an awesome short eventually.

    Blasphemy.:p
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
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