Nice People Thread Number 11 - A Treasury of Nice People

chewmylegoff

silvercar wrote: »

I think it reasonable for an estate agent to ask for some proof of funds.


Women walks in off the street and says "I'll have that one, no mortgage required." He has a duty to the buyer to establish that you are a genuine buyer IMHO.

Practically speaking whether they have a duty or not the EA is going to recommend the best bid they have received to their client - so if there are competing bids then as a buyer you have to decide how much you are going to disclose in order to give yourself the best chance of having your bid accepted and balance that with the risk that you will be fake gazumped (to be fair if the EA you are dealing with is prepared to fake gazump you then they will do it anyway whether you have shown them you can afford more or not).

Personally in PN's position if I thought there was a risk someone else would come along and put in a competing offer I would just show the agent a redacted bank statement with the money in it. If I thought there was no pressing urgency I would instruct a solicitor (which itself indicates you are serious) and show them my bank statements and ask them to confirm I am good for the offer.

When I was putting forward our offer I was fairly loose with the information I gave to the agent because he had shown is around two other houses on the market for up to £100,000 more so it was pretty obvious that we could afford more.

vivatifosi

lostinrates wrote: »

Me.

And michaels,

And possibly viva

Any one who is light sensitive for what ever reason.

Some people just don't like the beach. Others get sore being there.

I don't mind the beach if I have a) a big enough parasol and b) a warm enough sea. A nice cold drink and a sunhat are good compliments. I can keep that up for a good, ooh, 90 minutes before I'm too bored. I love sunny days and sitting in the shade.

vivatifosi

As you know we're massive Eurovision fans at casa tifosi. We've been listening to the songs this year. First impression, not as good as last year. Second impression: our favourites are Hungary, Azerbaijan and Austria.

Still going though!

CKhalvashi

vivatifosi wrote: »

As you know we're massive Eurovision fans at casa tifosi. We've been listening to the songs this year. First impression, not as good as last year. Second impression: our favourites are Hungary, Azerbaijan and Austria.

Still going though!

I don't like Azerbaijan this year, I hate the Russian entry, and I like Georgian entry, but don't think it will qualify.

Hungary, Austria I like, but the favorite is by far Armenia (and not because I'm working with it)

vivatifosi

CKhalvashi wrote: »

I don't like Azerbaijan this year, I hate the Russian entry, and I like Georgian entry, but don't think it will qualify.

Hungary, Austria I like, but the favorite is by far Armenia (and not because I'm working with it)

I've seen Armenia is ahead, it's a nice song, definitely one of the better ones, but not in my top 3. Haven't listened all the way through though. My favourites this year all have strong lyrics. Normally I like a stonking dance tune, but they are a bit lacking this time round.

Russia is ok... Georgia I didn't get. DH liked the Polish entry, but I think that has to do with the boobs in the video:o. I quite like the visual effects for the Romanian entry too, that will be interested to see if they do it live.

It's funny. I made a conscious decision not to look at who your top five were (as per NPT10) to see whether mine were the same, until after I'd chosen mine. We don't align that much this year. I think last year our opinions were more aligned. Perhaps because the best songs were more obvious then.

Yorkie1

Nikkster wrote: »

I checked in on my little seedlings when I got up this morning, and was looking forward to getting back home to them this evening.
Slightly overexcited.

Just you wait until you turn out your first compost heap :j:j:D

lemonjelly

Nikkster wrote: »

I was also very nervous about sending my hard earned and lovingly squirreled away pennies across t'internet.
The first transfer was a small amount (to cover the searches), and after transferring the larger amounts at the business end of the transaction, I made sure that the solicitor (or their assistant anyway) confirmed to me, in writing (email) that the money had arrived. Mostly so I could keep looking at the email to reassure myself it had all worked ok.

I may well end up doing the same!:eek:

LydiaJ wrote: »

Jelly, you are getting a mortgage. Has the EA asked for proof of your mortgage offer? For buyers like PN and me who aren't getting a mortgage, they ask for proof of funds instead. It's standard, I think, although they ought to accept the solicitor's word for it if PN shows her proof to the solicitor.

EA didn't ask. I did say I had an AIP though. Part of the doozerboy hard sell tactics (trademark)

lemonjelly

Nikkster wrote: »

With the transfer to solicitors - my biggest concern was that I'd have an attack of fat fingers and someone would think they had an anonymous benefactor :eek:

Ditto

Nikkster wrote: »

but is it just the money that's preventing you from doing things 'just for fun'? Or the time? Or the energy? Or the feeling you should be doing something more 'productive' or 'educational'? We need more to live on than just work, food and sleep. That's just surviving IMO.

Oh definitely.

Nikkster wrote: »

I checked in on my little seedlings when I got up this morning, and was looking forward to getting back home to them this evening.
Slightly overexcited.

Gardening gets ridiculously addictive. I'm due to start inspecting my trays of tomatoes on an hourly basis, as I do every year, immediately before I panic that nothing will sprout (which they shouldn't, as they've 3+ weeks to go...) then panicking, planting too many more seeds, then immediately noticing that they're sprouting.

That usually preceeds the great jelly tomato plant giveaway, coz I grew too many, again.:D

CKhalvashi

vivatifosi wrote: »

Russia is ok... Georgia I didn't get. DH liked the Polish entry, but I think that has to do with the boobs in the video:o. I quite like the visual effects for the Romanian entry too, that will be interested to see if they do it live.

Romania participated in 2010, and they're reasonably good live. (song was 'playing with fire' if I remember rightly). The lighting worked well then, too.

Russia I class as being too 80s, although Kirkorov wrote it, so that's no surprise. The lyrics sent me fuming, too.

Georgia, you have to be Georgian to get this year. It's quite traditional Georgian, but worse.

Poland, I'm not a huge fan of.

It's funny. I made a conscious decision not to look at who your top five were (as per NPT10) to see whether mine were the same, until after I'd chosen mine. We don't align that much this year. I think last year our opinions were more aligned. Perhaps because the best songs were more obvious then.

I think that's probably the case. It's too close this year, however, which is why even in the office, opinions are firmly divided.

Sorry if the above makes no sense, we're on bottle of wine no.3 now, between 4 of us.

CK

SingleSue

michaels wrote: »

Day off work Day 150 quid net. Car cost to beach 40 quid, 2 hours each way plus parking, ice creams etc when there. Heat stroke sunburn and headache no charge. Would pay for dd2 to do 3 terms of tap dancing.

We have a sand box. Dd2 is like meme when young and will play sand on her own.

Go on a non work day...instant saving of £150!

For me - fuel cost to the beach, £1 maybe, parking, 0.

Free tea and juice delivered to us on the beach from my parents who also handily bring magazines, papers and usually treat the boys to an ice cream.

Going to the beach is a cheap day out for us.....my parent's house is just off the seafront!