Nice People Thread Number 11 - A Treasury of Nice People

Spirit_2

Doozergirl wrote: »

I like to have searches. I have ours and I do check them for things, on occassion. Someone has already bought your house, so the likelihood of the searches flagging anything up are low (like any house) but there is always a small chance. I would rather have someone else to blame for getting it wrong.

In our last house searches showed up a restriction on us keeping a hovercraft.

It also showed a former quarry being converted to retail sheds, as it was to be a large Habitat we were fine. Three years later the habitat was defunct and it was converted to a bowling alley shed which attracted the finest of the local sink estate.

Lesson learnt...things change.

lemonjelly

Generali wrote: »

I'll talk about it more tomorrow.

This is all too much. I'm getting messages from all over the place.

Masomnia wrote: »

It's like reading the script for an episode of House Gen. Wishing you all the best.

I was going to ask when we'd see Gen in an episode with Dr Gregory. You stole my thunder!

Nikkster wrote: »

I just went for the lot. What's another £250 on top of everything else? Didn't really get anything very informative back, but I'd probably still get them all done next time 'just in case'
Another vote for not the EA's special friends.

IMO you're also partially paying for the peace of mind. Think my total solicitor fees (incl stamp duty) is around £2500.

lemonjelly

Doozergirl wrote: »

Anything that a previous buyer's solicitor missed or mi or items that hold a small risk and need insuring against, just in case. The road may not have been adopted when they bought - often the case on new developments. Current owner may have indemnity insurance, presuming it would be done. You need to know it has. The local searches are the ones that change, and they are the most expensive.

You'll know if HS2 (I know it isn't) is planned or a major road scheme etc.

Drainage searches are about £60 but you'll know where the drains run to as a result.

Environmental I think are a bit pants. If you know the area, you'll know the flood risk. If the land was contaminated, it will have to have been cleaned up. Might be worth checking though - fact is, you can't 100% rely on your vendors solicitor not missing something when they bought and i they did, it matters not anymore as they have no responsibility to you.

The searches will be fine, but we all have them, just in case.

In the sol's fees, you are paying them to interpret searches and be responsible to you. If you have no survey, no mortgage and no searches, you're not far off getting the vendor to send you the TR1 form directly and give them the money in an envelope. That's the equivalent risk. Not advisable.

From what I used to understand, it was cheaper to just take out Chancel Liability Insurance than to bother running the search in advance to see if you might want to buy the insurance.

ISTR there have been changes to chancel searches, that came in around 2003 (I'm going off a hazy memory of our sols care letter, & it is friday after a long week). If I get chance sunday, I'll look it up & post it.

lemonjelly

Hoping LIR's appointment goes well.
Also hoping the journey there was ok, after the conundrum yesterday.

lemonjelly

Also, meant to post yesterday, GBD, if you're reading, hope everything is ok with you & the family at the moment. Assume you've a few things on which is the reason you've been otherwise engaged.

lostinrates

Masomnia wrote: »

It's tricky, my parents didn't push me at all. Never did any sports, never played any musical instruments as a kid. Never put me under pressure to do better at school, or get good jobs, anything. It really didn't do me any good at all, and I think I'll push my kids a lot harder than my parents pushed me.

It's not that they didn't care. Gen used a great phrase at one point about seeing yourself as a passenger in life, and I think that's how my parents see things; certainly their parents did.

Passenger in life is one of my phrases too, didn't. Know gen used it. I use it both literally and metaphorically: I see a real divide in the people I know who do and don't drive , or who really on a system of transport or who make their own route and get there ( if not by car then by bike, trekking or inventive means). Passengers go to places others go......drivers/( which could be cyclists, walkers ) go where they want to.....

PasturesNew

Doozergirl wrote: »

Anything that a previous buyer's solicitor missed or mi or items that hold a small risk and need insuring against, just in case. The road may not have been adopted when they bought - often the case on new developments. Current owner may have indemnity insurance, presuming it would be done. You need to know it has. The local searches are the ones that change, and they are the most expensive.

You'll know if HS2 (I know it isn't) is planned or a major road scheme etc.

Drainage searches are about £60 but you'll know where the drains run to as a result.

Environmental I think are a bit pants. If you know the area, you'll know the flood risk. If the land was contaminated, it will have to have been cleaned up. Might be worth checking though - fact is, you can't 100% rely on your vendors solicitor not missing something when they bought and i they did, it matters not anymore as they have no responsibility to you.

The searches will be fine, but we all have them, just in case.

In the sol's fees, you are paying them to interpret searches and be responsible to you. If you have no survey, no mortgage and no searches, you're not far off getting the vendor to send you the TR1 form directly and give them the money in an envelope. That's the equivalent risk. Not advisable.

From what I used to understand, it was cheaper to just take out Chancel Liability Insurance than to bother running the search in advance to see if you might want to buy the insurance.

Cheers - I'll get them done then. I can do those in parallel to everything else so it's not holding up the contract etc.

Nikkster

Spirit wrote: »

In our last house searches showed up a restriction on us keeping a hovercraft.

I read that as hoverboard the first time :rotfl:

PasturesNew

lostinrates wrote: »

... Passengers go to places others go......drivers/( which could be cyclists, walkers ) go where they want to.....

I've always said my driving license is my most precious possession, because it gives me the power of choice... choice to go, choice to leave ... my timescales.

lostinrates

I'm catching up as I go.


I've had a !!!!!!, !!!!!! day. I'm lucky to be at home tonight, I thought they were going to make me to inpatient because they found a nother broken bit today that I didn't expect BUT it seems ok this evening. Its something that has NEzvER EVER been a problem and the notable impact was I was lostforwords. Imagine that.

Now the guessing starts. Was it anomaly. Was it caught and happening often, or was it a response to something and nothing to do with my health ( I think the latter) . Anyway.

Its been the pits. The absolute pits.