Nice People Thread Number 11 - A Treasury of Nice People

hjd

PasturesNew wrote: »

I've checked for flooding - it's a major risk area, but even at peak, peak, disaster levels it's not light blue (or underwater dark blue) on the env-ag maps.

I've googled for planning and there's nothing noticeable. I believe next door's big bungalow plot might be bought at some point for some further development just because it's a big plot and the current structure there's a bit shabby/dated.

Contamination - as it's quite newly built that'd have had to have been sorted/covered by the initial developers to get the FPP.

We're talking £250 for all searches, to put a sum on it.

We bought last year; the house was 6 years old, still covered by NHBC (for what that's worth) and the vendors had bought the house from new. As I said, we did go for most of the searches but they didn't tell us anything we didn't already know.
You can always check planning in the local authority website; maybe go in and ask them if there is anything in the pipeline. You could try knocking on neighbours' doors to ask them if there is anything to be aware of, but that could well be outside your comfort zone (mine too).

Nikkster

PasturesNew wrote: »

I've checked for flooding - it's a major risk area, but even at peak, peak, disaster levels it's not light blue (or underwater dark blue) on the env-ag maps.

I've googled for planning and there's nothing noticeable. I believe next door's big bungalow plot might be bought at some point for some further development just because it's a big plot and the current structure there's a bit shabby/dated.

Contamination - as it's quite newly built that'd have had to have been sorted/covered by the initial developers to get the FPP.

We're talking £250 for all searches, to put a sum on it.

I just went for the lot. What's another £250 on top of everything else? Didn't really get anything very informative back, but I'd probably still get them all done next time 'just in case'
Another vote for not the EA's special friends.

Doozergirl

I like to have searches. I have ours and I do check them for things, on occassion. Someone has already bought your house, so the likelihood of the searches flagging anything up are low (like any house) but there is always a small chance. I would rather have someone else to blame for getting it wrong.

PasturesNew

hjd wrote: »

We bought last year; the house was 6 years old, still covered by NHBC (for what that's worth) and the vendors had bought the house from new. As I said, we did go for most of the searches but they didn't tell us anything we didn't already know.
You can always check planning in the local authority website; maybe go in and ask them if there is anything in the pipeline. You could try knocking on neighbours' doors to ask them if there is anything to be aware of, but that could well be outside your comfort zone (mine too).

Yeah, I won't be knocking. I have also worked out that quite a lot are rented... next door sold about 2 weeks ago, no idea if that was rented, or if it's been sold to a BTL LL. There's a chance I might be the only owner occupier in situ....

LydiaJ

Another vote for getting the searches - a tiny amount of money compared with what you're spending on the house, and just might come up with something important.

Also another vote for not touching the EA's special friends with a bargepole for anything. The EA works for the vendor not for you. You want your solicitor, surveyor, etc etc to have no conflict of interest and to be just on your side.

PasturesNew

Doozergirl wrote: »

I like to have searches. I have ours and I do check them for things, on occassion. Someone has already bought your house, so the likelihood of the searches flagging anything up are low (like any house) but there is always a small chance. I would rather have someone else to blame for getting it wrong.

What sort of things can get flagged up?

Doozergirl

PasturesNew wrote: »

What sort of things can get flagged up?

Anything that a previous buyer's solicitor missed or mi or items that hold a small risk and need insuring against, just in case. The road may not have been adopted when they bought - often the case on new developments. Current owner may have indemnity insurance, presuming it would be done. You need to know it has. The local searches are the ones that change, and they are the most expensive.

You'll know if HS2 (I know it isn't) is planned or a major road scheme etc.

Drainage searches are about £60 but you'll know where the drains run to as a result.

Environmental I think are a bit pants. If you know the area, you'll know the flood risk. If the land was contaminated, it will have to have been cleaned up. Might be worth checking though - fact is, you can't 100% rely on your vendors solicitor not missing something when they bought and i they did, it matters not anymore as they have no responsibility to you.

The searches will be fine, but we all have them, just in case.

In the sol's fees, you are paying them to interpret searches and be responsible to you. If you have no survey, no mortgage and no searches, you're not far off getting the vendor to send you the TR1 form directly and give them the money in an envelope. That's the equivalent risk. Not advisable.

From what I used to understand, it was cheaper to just take out Chancel Liability Insurance than to bother running the search in advance to see if you might want to buy the insurance.

Spirit_2

Generali wrote: »

My thought is that if the PET scan shows nothing and the grand biopsy(?) shows nothing then the options are that there could be something very rare or very odd going on. Either way, I am very unlikely to get either by definition.

Do you disagree?

Certainly yes, a lymphoma is Australia's second most popular cancer. They love a good old skin cancer but if they can't have one of those then we have a lymphoma.

Is it likely for me to have something unlikely? It seems.....unlikely.

My brother has a primary stem cell cancer. It does not show on PET nor other scans. He had a tumour (which turned out to be a secondary) removed from his neck in 2012 followed by Radiotherapy to his head & neck.

As Tomterm said there is not much research into his, however he is well at present although the Radiotherapy was in itself life changing.

That you have been referred to a Haematologist who is similar to you sounds good, as they are obviously high functioning and well.

Spirit_2

michaels wrote: »

I've heard nothing but good things about the alumni of that 6th form college

I think academic streaming within comprehensives is the best way to go.

I hear the guys all go on to be rich and good looking.

The RC streamed comp I went to had streams:

A
X
Y

In A you got to do latin. You were also likely to be picked to represent the school at things.

X and Y provided a good supply of altar boys. I also seem to recall that X and Y had more kids with freckles (I may be imagining that, but those are the faces springing to mind).

So that made it all a lot less elitist/differentiated:whistle:

lemonjelly

PasturesNew wrote: »

Top tip: if you want to buy a house, ask doozer

Fixed it

Nikkster wrote: »

Yesterday afternoon I felt like my head was going to do a 360° spin :eek:

Were you on the dancefloor?:D