What things fo you still pay for with cash?

pjread

not much, the occasional sandwich at a dodgy backstreet shop or vending machines.

whitesatin

I am increasingly trying to use cash, combined with my debit card. I have credit cards but find it confusing working out which month I am spending in. I have a monthly personal spending budget of £350 to cover anything that we don't "need" for the house, e.g. hair, clothes, magazines, coffees etc. This money starts on my pension day, the 27th of the month. My credit card gets made up on the 15th to be paid around the 10th and it just confuses me as to when I am actually spending it so I have decided to use cash or debit card to make me more aware of which month we are in.

wiogs

I use cash for more things than I thought. Typically fuel is the only thing I use cards for.

[Deleted User]

Everything, except what I buy on the internet.

~Chameleon~

I rarely use cash but usually keep a bit of change in the car to pay for parking, air pump, trolley £1 etc. It usually gets raided to buy local garden gate fruit, veggies and free range eggs :rotfl:

I used to pay my window cleaner and butcher in cash but have now convinced them to accept bank transfer. Saves me a trip to the cashpoint

[Deleted User]

Get yourself a Shopping Trolley Token.

That way, you can't spend it, and will always have something to use on the trolleys.

CH27

I always use cash for my day to day stuff. I don't fritter cash.
I use my debit or credit card for big purchases, tickets & internet ordering.

nonnatus

I get really annoyed when a business won't accept ANY sort of plastic.


As Antonia mentioned, all the Dog Groomers round here operate on a "Cash Only" basis. Not only is it a real hassle having to scrape that £30 together, WHY can't they accept plastic? They all charge decent amounts, so no-one is going to pop in and just try to pay £2. ALL payments are likely to be over £10.


I can only assume it is so they can be CREATIVE with their Accounts. With cash payments and infrequent receipts, I presume several transactions a day get "lost" as far as the tax man is concerned.


What other reason can there be please?

CH27

nonnatus wrote: »

I get really annoyed when a business won't accept ANY sort of plastic.


As Antonia mentioned, all the Dog Groomers round here operate on a "Cash Only" basis. Not only is it a real hassle having to scrape that £30 together, WHY can't they accept plastic? They all charge decent amounts, so no-one is going to pop in and just try to pay £2. ALL payments are likely to be over £10.


I can only assume it is so they can be CREATIVE with their Accounts. With cash payments and infrequent receipts, I presume several transactions a day get "lost" as far as the tax man is concerned.


What other reason can there be please?

Businesses have to buy the terminal used to process cards & pay a monthly fee to the bank. It's not always cost effective for them to do so.

Herbalus

I get an interest-free period of 37 days on average when I pay by credit card, which allows me to earn interest on what I've spent. That's 30p per £100 of goods, which isn't much but means my 0.5% cashback card is about 0.8%.

I only use cash when I can't pay by credit card.