Barclaycard AP removal [successful]

happy_bunny_2

JJozzy wrote: »

hi I just wanted to say thanks to GAZ (?) whose letter is at the beginning of this thread. I was in the same situation with BC and AP markers. I adapted the letter you posted on here, emailed it over and they have agreed to remove the file from my credit record! I am extremely happy, so thanks! Equifax removed it straight away, waiting for the other 2 to follow suit. Not sure how long they will take though.

Can take a month so I would give them that long.

happy_bunny_2

20aday wrote: »

Very odd. I'm in the process of ordering my Statutory Credit Report from Experian and Equifax to see what they come back with on theirs.

There was no mention in HSBC's letter that they'd reopen the account to clear the AP markers!

This is what appears on my Noddle report...



Interestingly enough my Stat. report from Equifax has shown my AP markers have been removed from there; and that the account hasn't been reopened and the date satisfied is still the same (2008.)

Strange. At least its a clean entry.

Maybe just write and ask them to close it?

20aday

happy_bunny wrote: »

Strange. At least its a clean entry.

Maybe just write and ask them to close it?

I think it's worth a shot, definitely... just waiting for Capital One to get back to me as that's still showing the markers.

chaosmonkey

I too have sent off GAZ$'s letter to Barclaycard, sent it on Thursday and have an email from Barclaycard today confirming that they will remove the details of the AP, and change it so that it would've been a default that expired in 2013, essentially, it will no longer appear on my credit report

great stuff, just awaiting responses from Sainsburys Bank and Capital One, who have been a nightmare to deal with historically, but we'll see

happy_bunny_2

chaosmonkey wrote: »

I too have sent off GAZ$'s letter to Barclaycard, sent it on Thursday and have an email from Barclaycard today confirming that they will remove the details of the AP, and change it so that it would've been a default that expired in 2013, essentially, it will no longer appear on my credit report

great stuff, just awaiting responses from Sainsburys Bank and Capital One, who have been a nightmare to deal with historically, but we'll see

If they refuse, refer to the FOS.

ey_137

My circumstances are pretty much exactly the same as GAZ$,
I too have just fired off a couple of emails from the template that GAZ$ supplied.. Fingers crossed I should have some success!!
Out of interest has anyone found that on experian my barclays account shows markers being paid on time (green 0's) however equivax and call credit show AP or AR markers since 2007

20aday

ey_137 wrote: »

My circumstances are pretty much exactly the same as GAZ$,
I too have just fired off a couple of emails from the template that GAZ$ supplied.. Fingers crossed I should have some success!!
Out of interest has anyone found that on experian my barclays account shows markers being paid on time (green 0's) however equivax and call credit show AP or AR markers since 2007

It could depend on when the Barclays update the relevant information with the three credit agencies; Experian may have got the data first hence the "green markers" before Callcredit and Equifax.

fuzzgun19

fuzzgun19 wrote: »

Following my email only 2 weeks ago, I've also had success!!!




Even got a £25 cheque for the inconvenience.. many thanks to the OP (GAZ$) for posting! :T :A

Following my success above, I just logged into Noddle, they have deleted, but there is still one AP marker there.. Would this still affect any decision if I applied for credit?

ey_137

Success!!!!!! Yay... After a very long phone call with a quite rude Indian man, I raised a complaint and he forwarded me onto to a very nice man called Louis who called me... At first advised me to stay in a payment plan so he could delete my account in October 2014 then after managing to send him a screen shot of my account stating I went into arrangement in 2007 he said brilliant I'll delete it now and should show on your CRA tomorrow :-). Happy days 1 down 1 more to go!!!

20aday

ey_137 wrote: »

Success!!!!!! Yay... After a very long phone call with a quite rude Indian man, I raised a complaint and he forwarded me onto to a very nice man called Louis who called me... At first advised me to stay in a payment plan so he could delete my account in October 2014 then after managing to send him a screen shot of my account stating I went into arrangement in 2007 he said brilliant I'll delete it now and should show on your CRA tomorrow :-). Happy days 1 down 1 more to go!!!

Excellent, I'm really pleased for you.... :T