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Halifax Mortgage PPI Reclaim

13

Comments

  • Puglet_2
    Puglet_2 Posts: 11 Forumite
    Are Halifax Auto paying on claims?
  • -taff
    -taff Posts: 15,579 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    They have 8 weeks to get back to you. Wait.
    Non me fac calcitrare tuum culi
  • Puglet_2
    Puglet_2 Posts: 11 Forumite
    Do Halifax auto pay on mppi?
  • dunstonh
    dunstonh Posts: 121,122 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Puglet wrote: »
    Do Halifax auto pay on mppi?

    They have used auto payout at times. Like most banks, they will have a floor limit on auto payout amounts. They tend to be a bit easy in paying out on the MPPI element of the TMPP but will actively reject the life assurance and critical illness elements of it (as you would expect as they are not PPI elements).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • societys_child
    societys_child Posts: 7,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Puglet wrote: »
    Shame they can't tell the truth then. Disappointing that it's been sat in their in tray for 5 weeks without anyone taking the time to look at it.
    It's probably "sat in the tray" along with thousands of others, it has to wait it's turn. What did they lie about?
  • roonaldo
    roonaldo Posts: 3,420 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Puglet wrote: »
    Shame they can't tell the truth then. Disappointing that it's been sat in their in tray for 5 weeks without anyone taking the time to look at it.
    Because obviously its the only complaint they have and they are purposely putting it off.
  • Puglet_2
    Puglet_2 Posts: 11 Forumite
    Thank you very much
  • roonaldo
    roonaldo Posts: 3,420 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I just read in the 2nd half of 2013 Lloyds Banking group received 271,701 PPI complaints. So dont expect an immediate response!
  • Puglet_2
    Puglet_2 Posts: 11 Forumite
    Thank you for the info
  • Puglet_2
    Puglet_2 Posts: 11 Forumite
    I've just called the Halifax to get progress as my 8 weeks is up I the next few days and all the operator will say is my claim has been upheld and is awaiting a final decision. He was suitably vague when I asked for more info. Does this mean I may be in for a pay out?
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