📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PB Rides Again....Life's Never Smooth, Is it?!

145679

Comments

  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hey PB, I am just checking in to see how you are - and from reading your posts i am judging you are possibly as tired as i am - my 2nd night this week without sleep :eek: :( Hope all is good with you otherwise.

    I think we should both commit to 1 small change a week for our health as this is something i *have* to do also. This week i am going to get back into drinking 2 litres of water a day - that will be my change :) I love water so this is easy for me in some ways - so why don't i do it? I did it for a month once but then let it fall by the wayside.

    Glad jwil has popped along with some advice for selling :D

    Hi Dedicated! :D

    Well, I'm glad I'm not alone...as they say, misery loves company! ;) Alas, a fair bit of it has been of my own fault, so I think the health change I need to make is getting to bed at a decent time. I am literally *appalling* at this as my body clock was set to 'late' when I was born, so I go to bed incredibly late, but I can't keep this up as I need to stay awake in work so I have to reset it somehow. It sucks.

    Right, must go. Have had a lazy day and am going out with some friends. xxx
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hello everyone!


    Well, it has been a while. I have been settling into my new job (going well so far) and I've had even more problems with my laptop, which has been fun, but I managed to sort them out eventually myself. *Puffs out chest proudly*


    So, I was just paid (strange time of the month) and the plans I was planning on having in place for when the money hit the account are not there. I need to make them. I'm not going on any mad spending sprees at the moment until I've made the plans, but I still need to open an ISA for this year and then sort out savings (i.e. savings and unmade debt repayments).


    It's Sunday. I am mahoosively disorganised and need to get a grip of life, do the housework/food shop etc. then figure out where I am going from here.


    No pressure, then!


    Today's spends:


    £10 charity donation


    I hope you are all well. I'm trying not to spend too much time on the internet (that's not going well!) as I have realised that it's a massive drain on my time, but I need to keep myself accountable and post here more. Prod/kick me if I don't, please.


    *Goes off to make breakfast and a loaf of bread*
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Prod

    :D - thanks PB - i am the same and need to both post to be accountable and spend less time on the internet - just gotta use my time effectively methinks - if you suss out an answer to this please spread the word :)

    Hope all is good with you x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi everyone!

    Well my lpatop is dead - again - and in for repair - again - hence the scarcity of my posts.

    This scarcity has absolutely nothing to do with the obscene amount of concert tickets I have splurged on since I got paid, or the beautiful shiny thing I spent an obscene amount of money on. At all. There has been no binge purchasing of lovely things after the drought.

    I'm going to rightly cop some grief over this. Then I need to get my head down and start acting like a responsible adult who has only just skirted financial disaster by the skin of her teeth.

    It's time to grow up.
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oh dear,time to 'fess up :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Ooh shiney thing do tell :D

    And concert tickets - who are we going seeing :)

    As GG says 'fess up :D

    Tried to PM you chuck but your inbox is full x

    Grr! to laptops breaking hope its not too costly x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 7 June 2014 at 11:25AM
    gallygirl wrote: »
    Oh dear,time to 'fess up :rotfl:

    I will, when it's less of an effort to type. (*Only partially due to procrastination)
    Ooh shiney thing do tell :D

    Music related. I could tell you but then I'd have to kill you! ;)

    And concert tickets - who are we going seeing :)

    As GG says 'fess up :D

    Tried to PM you chuck but your inbox is full x

    Grr! to laptops breaking hope its not too costly x

    Speak soon.xxx

    Two tickets - solo alas - to my favourite solo artists. Had to literally get ones on my own else I wouldn't have got any at all. I'm beaming! :D

    Laptop under guarantee but this is the second big breakdown. Nuts

    Sorry about inbox...musthave received a glut al at once!
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Also intrigued by shiny things :D

    Yay to concert tickets too.

    Grr to annoying laptops though.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hello everyone.


    Well, it has been a while.


    And eventful, but not in a good way.


    I've been fired from my new, supposedly *amazing* job. Unfairly, as well, but since I was in my probation period there is little I can do about it.


    I guess that's why I have been so quiet. I have also been majorly miffed about spending my emergency fund. Lesson learned there, I think.


    I will be back later. Some strange but positive things have been happening and I need to find a way to deal positively with my finances as well.


    Take care one and all. I'm off back to the Glasto highlights. :D
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • giblet1979
    giblet1979 Posts: 864 Forumite
    Eighth Anniversary Combo Breaker
    Hey pb,
    Sorry to hear about the job, but hope that the 'strange' things are very positive and that things work out for the best (even if they may not feel like it at the time).
    Sending good vibes x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.