We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Tales from the city
Comments
-
Fantastic news :TMortgage 26.4.25 - £108,500 1.3.26 - £104,026.48
Mortgage overpayments so far - £915.91
Debt 16.11.25 - £5160 1.3.26 - £4760 (7.8% paid)
Roof savings - £966.26/£3660 (26.4% saved)0 -
Why thank you!! :dance: Victory dance right here!!
The next one to go is the Virgin card. I've also had this one forever and it's a biggie, over £4.5k. It may take some time but I'm onto it.
Happy day!!
If you know you have enough, you're rich.
0 -
Break it into small chunks. Maybe start with getting it below 4k.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.0
-
Anyway, my boy cat needs a new litter tray and it needs to be a big one due to his size. I saw one yesterday in a pet shop that looked perfect but cost £30. I'm going to try and find it cheaper elsewhere.
Have you tried fr**gle?Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'
0 -
Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
In the spirit of starting to pay off the Virgin card I just logged on and paid £5. It may not be much but it meant a lot to me to get the ball rolling. It's quite exciting sometimes, all this!
The current balance on it is £4697.28. My DD for this month has left my bank account but not shown up on the card yet, and it doesn't include the £5 I just paid. After interest has been added, the balance will be somewhere around £4652, I think.
Breaking it down into small chunks is a great idea INOD. So, a mini challenge to myself is to get it under £4k by Christmas. Not easy with an MOT in November and Christmas itself but I can try. If you know you have enough, you're rich.0 -
I'm sat here trying to resist ducking out to the shop for a bottle of wine, a giant bag of crisps and some humous to dip them in. That would be £6.50 right there.
Maybe I should just do it?If you know you have enough, you're rich.0 -
No don't do it, pay £6.50 off your credit card quick!!I'm sat here trying to resist ducking out to the shop for a bottle of wine, a giant bag of crisps and some humous to dip them in. That would be £6.50 right there.
Maybe I should just do it?Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Too late, I went for the wine, but I did get money off with my student discount card. If you know you have enough, you're rich.0
-
In the spirit of starting to pay off the Virgin card I just logged on and paid £5. It may not be much but it meant a lot to me to get the ball rolling. It's quite exciting sometimes, all this
You need to get on the Payment a day thread - amazing what happens there with little and often payments...............:D
Dips chips and wine - my favourite pick me up. But I have been very good since January and if that is what it was costing me every week I must have saved about £156:eek:Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards