Mother-In-Law refuses to get life insurance

BitterAndTwisted

"Try to reclaim it" is not the same as successfully making a claim. If the Council don't who or where you are, they won't be able to approach you, will they?

How does your wife feel about you mother's body being disposed of in such a way?

victory

BigYin wrote: »

Yes I see your point but I'm just trying to get the facts about this, unless I can explain the cold facts then how do I get an answer?

Yes of course but what you are talking about is a real human being with feelings, probably vulnerable and scared about her illness/conditions and if MIL also knows how badly she is thought of and how preparations are being made to 'dispose of her body' it must be intolerable for her and surely your wife would not want her mother spoken about in these terms on a public forum and to think her husband thinks so little of the person that gave her life?

BigYin

POPPYOSCAR wrote: »

Why not just bury her in your garden?

Would save a huge amount of expense.

Looked into that but can't do it, all sorts of red tape to get through that would stop it.

securityguy

BigYin wrote: »

Hi all

Don't know if this is the right forum for this but here goes,
My mum in law refuses to get life insurance even though it has been discussed with her before. She has been very ill for quite some time now

Then she will find it essentially impossible to buy life insurance, and in any event it will exclude, either permanently or for an extended period, death from a pre-existing condition or a related condition. Life insurance is an inappropriate vehicle for dealing with funeral expenses anyway, but that's irrelevant: the chances of her being able to purchase it, and then even if she purchases it the policy actually paying out, are close to zero.

BigYin

BitterAndTwisted wrote: »

"Try to reclaim it" is not the same as successfully making a claim. If the Council don't who or where you are, they won't be able to approach you, will they?

How does your wife feel about you mother's body being disposed of in such a way?

We would love to give her a no expense spared funeral but simply can't afford it, it would break us financially.

BigYin

victory wrote: »

Yes of course but what you are talking about is a real human being with feelings, probably vulnerable and scared about her illness/conditions and if MIL also knows how badly she is thought of and how preparations are being made to 'dispose of her body' it must be intolerable for her and surely your wife would not want her mother spoken about in these terms on a public forum and to think her husband thinks so little of the person that gave her life?

She doesn't know anything about this, don't be ridiculous. We are all run off our feet trying to make her as comfortable as possible. I don't now how else to approach this and get the facts other than on an anonymous forum so that I can ask and not feel as ashamed and guilty otherwise.

victory

BigYin wrote: »

She doesn't know anything about this, don't be ridiculous. We are all run off our feet trying to make her as comfortable as possible. I don't now how else to approach this and get the facts other than on an anonymous forum so that I can ask and not feel as ashamed and guilty otherwise.

Me ridiculous?? I am going from hoping you are a troll, to hoping you are not as heartless as your posting comes across, to thinking this cannot be, a person could not be so cold as to want to bury a family member via the council , if you have talked to MIL about life insurance now she must know what is happening behind the scenes.

Gloomendoom

How about getting her to leave her body to medical science?

How to donate your body

BigYin

victory wrote: »

Me ridiculous?? I am going from hoping you are a troll, to hoping you are not as heartless as your posting comes across, to thinking this cannot be, a person could not be so cold as to want to bury a family member via the council , if you have talked to MIL about life insurance now she must know what is happening behind the scenes.

I would urge you to go with that I'm no where near as heartless as this comes across, infact the biggest heart you would ever come across but neither of us can ever verify that so pointless to discuss. I'm just trying to get to the facts.

tea_lover

If she "doesn't know anything about this" then how do you know she's refusing to get life insurance? You must have had at least one conversation about it to know that she doesn't want to take any out. Poor woman.