We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The ELITE- home of big birds, burgers and beautiful people!
Comments
-
Thanks PD and TSSealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:0
-
Jelly_Biactol wrote: »A few days ago I was talking with some friends about the stage in little children's lives when they are asking questions all the time - "Why…? Why…..? Why….?". One friend mentioned that she had been on a bus, with a mum and child at the 'Why?' stage, and the mum was just telling the child to be quiet - my friend (who has children of her own) pointing out, how else will the child learn?
Anyway, earlier on today I was in my local mini-mart, when a mum came in with her little boy. She was only young (maybe late teens), and he was at the 'Why? stage, such a cutie too. I could hear them as they went round the shop.
"What are those, mummy?"
"Those are baked beans, sweetie."
"Why?"
"Well, people buy them to eat."
[ a few seconds later]
"What's that, mummy?"
"That's toilet roll."
"Why?"
"So that people can wipe their bottoms after a poo."
- and so on and so on, all the way round the shop. She was very patient with him, explaining everything to him.
I was stood behind them at the till. She had him in the crook of her arm, and he was pointing at the sweets one by one.
"What's that, mummy?"
"That's strawberry bubble-gum, darling."
"What's that, mummy?"
"That's spearmint chewing gum."
"What's those, mummy?"
"Those are mints."
And so on, all they way through the different sweets, while they were waiting to pay. Then there was a pause.
"Mummmyyyy..." [with the upward inflection at the end, like he was asking another question]
"What it is, sweetie?"
Short pause, then the little lad reached out and put his tiny hands on her cheeks and said:
"I love you."
Sounds like some crap you see on facebook0 -
vanilla_twist wrote: »A big thank you to the :A who have helped me with my recent moc problems. Sorry I had to ask but just going through a bit of a tired spell and sometimes I just can't work things out.
The Coupon Fairy is always ready to help you out'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
Groucho Marx
0 -
mum-of-4boys wrote: »hi , just a quick question if someone owns a property freehold, does that mean that they don't have a morgage on it? TIA
Owning a property freehold means that you own the property and the land it's on, applies mostly to houses.
Leasehold is more likely to apply to flats, where you could own the property but not the land it sits on. Leasehold is basically owning the right to occupy.
It is also possible to have a share of freehold property, again usually flats etc where the occupants own a share of the freehold. that means they own and are responsible for communal areas of the building.
HTH
ETA this has nothing to do with whether you have a mortgage or not0 -
Colin_Hunt wrote: »Come on Lizzie
You called!! :rotfl::rotfl:0 -
-
-
mum-of-4boys wrote: »hi , just a quick question if someone owns a property freehold, does that mean that they don't have a morgage on it? TIAWhen The Fun Stops Stop0
-
mum-of-4boys wrote: »hi , just a quick question if someone owns a property freehold, does that mean that they don't have a morgage on it? TIA
Having lived in both leasehold and freehold properties it DOES NOT mean they don't have a mortgage attached.
In a freehold property you own the land your building is built on but this can still mean you own it through having a mortgage.
A leasehold property means there is a lease holder that owns the land your property is built on (usually when they are flats). Still again you can have a mortgage for your property but you may need to pay a fee to a leaseholder too.
Hope that makes sense.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards