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act of god?

Wondering if i could get some help understanding this a little bit better. On my way home from work i was involved in a crash, bassically i was stationary at a junction waiting to turn right when a mitsubishi l200 was coming from my right swerved into the junction and hit my car this is were it gets weird. Just before the crash i "blacked out" and my insurance are claiming this is an act of god due to some high court ruling but they are going to pay me out just dispute anything with this information in regards to any third party claim. Now what im wondering how does this affect me in the future? Do i lose my no claims? What do i say when it comes to me buying insurance in the future?

Also no airbags went off in the car at all i omly had the car two weeks can i make some sort of complaint about this? Maybe compensation?
Sorry if i havent been very thorough any questions ill happily answer
Thanks in advance
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Comments

  • Tiddlywinks
    Tiddlywinks Posts: 5,777 Forumite
    I've been Money Tipped!
    oramzor wrote: »
    Wondering if i could get some help understanding this a little bit better. On my way home from work i was involved in a crash, bassically i was stationary at a junction waiting to turn right when a mitsubishi l200 was coming from my right swerved into the junction and hit my car this is were it gets weird. Just before the crash i "blacked out" and my insurance are claiming this is an act of god due to some high court ruling but they are going to pay me out just dispute anything with this information in regards to any third party claim. Now what im wondering how does this affect me in the future? Do i lose my no claims? What do i say when it comes to me buying insurance in the future?

    Also no airbags went off in the car at all i omly had the car two weeks can i make some sort of complaint about this? Maybe compensation?
    Sorry if i havent been very thorough any questions ill happily answer
    Thanks in advance

    See a doctor... It isn't normal to 'black out'. Should you even be driving? You could be a danger to other road users.
    :hello:
  • I have no medical history of blacking out so this was the first time anything like this has happened hospital werent particulary concerned about it but i am going to the doctors
  • wiogs
    wiogs Posts: 2,744 Forumite
    oramzor wrote: »
    I have no medical history of blacking out so this was the first time anything like this has happened hospital werent particulary concerned about it but i am going to the doctors


    Happened to a friend of mind. He blacked out when he was a passenger in a car with three others.

    Saw a doctor, discovered he had a viral infection and was laid low for a week. Was not able to drive for a month.

    Had to have a letter from his doc to say he was ok to drive.
  • Tiddlywinks
    Tiddlywinks Posts: 5,777 Forumite
    I've been Money Tipped!
    oramzor wrote: »
    I have no medical history of blacking out so this was the first time anything like this has happened hospital werent particulary concerned about it but i am going to the doctors

    You should not be driving until you know the reason for the blackout. You could black out again doing 70 in the middle lane - risk your own life but don't risk the rest of us as well!
    :hello:
  • Gloomendoom
    Gloomendoom Posts: 16,551 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Presumably, you are unhurt?
  • Im not driving at the moment accident happened late last week so i dont have a car at the moment
  • Torry_Quine
    Torry_Quine Posts: 18,861 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    oramzor wrote: »
    I have no medical history of blacking out so this was the first time anything like this has happened hospital werent particulary concerned about it but i am going to the doctors

    Please don't drive until told it's safe to do so by a doctor. :eek:
    Lost my soulmate so life is empty.

    I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
    Diana Gabaldon, Outlander
  • Yeah im unhurt just a little sore
  • Mankysteve
    Mankysteve Posts: 4,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Why do I have a feeling of deja vu
  • oramzor wrote: »
    Wondering if i could get some help understanding this a little bit better. On my way home from work i was involved in a crash, bassically i was stationary at a junction waiting to turn right when a mitsubishi l200 was coming from my right swerved into the junction and hit my car this is were it gets weird. Just before the crash i "blacked out" and my insurance are claiming this is an act of god due to some high court ruling but they are going to pay me out just dispute anything with this information in regards to any third party claim. Now what im wondering how does this affect me in the future? Do i lose my no claims? What do i say when it comes to me buying insurance in the future?

    Also no airbags went off in the car at all i omly had the car two weeks can i make some sort of complaint about this? Maybe compensation?

    Sorry if i havent been very thorough any questions ill happily answer
    Thanks in advance


    Compensation for what?

    Airbag deployment is dependant on a number of factors, force of the impact, angle and place the vehicle was struck.
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