20k Loan needed

imoneyop

NaturalBornHustler wrote: »

my report / score is free with my Natwest Silver Advantage account

And even at that price, your credit score isn't worth it .

There have been posters on here with CCJs who Experian think are excellent credit risks that's how accurate the score is.

NaturalBornHustler

imoneyop wrote: »

And even at that price, your credit score isn't worth it .

There have been posters on here with CCJs who Experian think are excellent credit risks that's how accurate the score is.

jeez! really! this is why i love MSE! will take my score with a pinch of salt! :beer:

cripes_2

maybe

If you and the Mrs both have a decent wage could you not both apply for 10k each? you'll probably get better rates if you apply for loans under 10k..

or

"I have only had to resort to use a loan years ago with my bank (natwest) and the funds were approved immediately" try them again

or

Remortgage and overpay

Ta

heartbreak_star

NaturalBornHustler wrote: »

i live by the motto - do it once, do it properly! i would hate to have a "modest" wedding and then think, we should have spent extra here and there

I think that might have been tongue-in-cheek. To me, even £20k is utterly extravagant.

HBS x

AMILLIONDOLLARS

NaturalBornHustler wrote: »

i live by the motto - do it once, do it properly! i would hate to have a "modest" wedding and then think, we should have spent extra here and there

Not if you're going to be putting it on a Mortgage. The most important thing is the Marriage not the Wedding, its only one day which you may find yourself paying for, for the next 7 years. Life gets in the way, then its babies, moving house, getting a new car, possibly losing your job, wedding still being paid for, not worth it in the long run.

AMD

noh

NaturalBornHustler wrote: »

i live by the motto - do it once, do it properly! i would hate to have a "modest" wedding and then think, we should have spent extra here and there

I agree.
I got married last August. We did it properly.
It cost £2500 in total.

MallyGirl

If you switched it around and said "I have money saved for house renovation and £20k towards my wedding but want to borrow another £20K to really splurge on the wedding" would it sound as reasonable?
I am gobsmacked that you would borrow that much money to blow on a single day - your marriage is about the future, not the party.
We spent what we could save up for on our wedding and didn't come back from honeymoon with a load of debt hanging over us - bliss!

mustang121

NaturalBornHustler wrote: »

a 40k wedding between myself and wife to be.

Instead of being ripped off why don't you shop around and save yourself ALOT of money?

Apples2

mustang121 wrote: »

Instead of being ripped off why don't you shop around and save yourself ALOT of money?

Agree, there are much cheaper women out there.

We do like the Wedding Loan posts, this one much be one of the highest, a £20k loan to add to the already £20k fund :eek::eek::eek:

NaturalBornHustler

cripes wrote: »

maybe

If you and the Mrs both have a decent wage could you not both apply for 10k each? you'll probably get better rates if you apply for loans under 10k..

or

"I have only had to resort to use a loan years ago with my bank (natwest) and the funds were approved immediately" try them again

or

Remortgage and overpay

Ta

The most useful post on this thread. Never thought about splitting the loan meaning we pay a far more attractive interest rate !!