20k Loan needed

NaturalBornHustler

AMILLIONDOLLARS wrote: »

Not if you're going to be putting it on a Mortgage. The most important thing is the Marriage not the Wedding, its only one day which you may find yourself paying for, for the next 7 years. Life gets in the way, then its babies, moving house, getting a new car, possibly losing your job, wedding still being paid for, not worth it in the long run.

AMD

Been with the better half 7 years. Only took us around 18 months to plan and save / pay for the wedding. I understand your concern but as they say ... "I got this!"
Life does get in the way but it's MY wedding !

NaturalBornHustler

noh wrote: »

I agree.
I got married last August. We did it properly.
It cost £2500 in total.

:eek: 2500 doesn't even cover our photographer.

NaturalBornHustler

MallyGirl wrote: »

If you switched it around and said "I have money saved for house renovation and £20k towards my wedding but want to borrow another £20K to really splurge on the wedding" would it sound as reasonable?
I am gobsmacked that you would borrow that much money to blow on a single day - your marriage is about the future, not the party.
We spent what we could save up for on our wedding and didn't come back from honeymoon with a load of debt hanging over us - bliss!

What on gods earth are you talking about? I have PAID CASH 40k for the wedding, the original post suggests the 20k is needed for a renovation. Not a wedding. You sound bitter. People ARE allowed to splash out on their big day. :wall:

NaturalBornHustler

mustang121 wrote: »

Instead of being ripped off why don't you shop around and save yourself ALOT of money?

Ripped off how? How do you know what I'm spending 40k on? Please don't let your personal view on spending peanuts on a wedding let this post go off topic. The OP suggests a loan is required.

27col

NaturalBornHustler wrote: »

:eek: 2500 doesn't even cover our photographer.

The expression"more money than sense" springs to mind.
You don't don't seriously think that an expensive wedding is better in any way than a more modest one do you?
Because if you do, then you are as about as shallow as it is possible for a person to be.
But, what the hell do I care. It's your life that you are putting into debt.

NaturalBornHustler

Apples2 wrote: »

Agree, there are much cheaper women out there.

We do like the Wedding Loan posts, this one much be one of the highest, a £20k loan to add to the already £20k fund :eek::eek::eek:

Back to the classroom for you son. Your English reading skills and maths skills are clearly not up to scratch. The wedding has been paid for (CASH) the original post suggests the loan is for a renovation.

NaturalBornHustler

27col wrote: »

The expression"more money than sense" springs to mind.
You don't don't seriously think that an expensive wedding is better in any way than a more modest one do you?
Because if you do, then you are as about as shallow as it is possible for a person to be.
But, what the hell do I care. It's your life that you are putting into debt.

Hardly. A £500 photographer isn't the same as a 2500 one. And no. It's a modest wedding. 20k is hardly a debt I will lose sleep over.

noh

NaturalBornHustler wrote: »

:eek: 2500 doesn't even cover our photographer.

Ours was £2500 less than that.

Thrugelmir

NaturalBornHustler wrote: »

I will need a 20k loan for an imminent house renovation (costing 22,800)

Why not use the equity in the property to secure the loan?

NaturalBornHustler

Thrugelmir wrote: »

Why not use the equity in the property to secure the loan?

That's an option but I need the funds ASAP really and completion is on the 21st of February. The deadline for the renovation is mid April. Our lender will be difficult with releasing equity on the house we JUST got!
I could release equity on the "mortgage free" buy to let we have but i feel a unsecured loan is more suited for the short term loan.

I wanted to release equity on the BTL in a few years when the extension will be needed