Dreaming of a new life in Norfolk.

Danny5

So jealous of you ND, you've done really well! Good luck this year, your so blummin close now! Then you can start really thinking about that Norfolk Dream!

norfolkdream

The next stage is saving up for a year after to do a new kitchen and bathroom

pavlovs_dog

awesome progress ND, you should be really proud of yourself :T

norfolkdream

Thank you, it has been a bit of a struggle but I had to take a step back last year. Heres hoping I can still live a little this year but still do a few little OPs

norfolkdream

Thanks to a small bonus at work have managed to do another OP this month and have managed to knock a month off my end date at long last. YAY

Only another £727 to knock another month off

Sorry haven't posted on here for a while, don't want to put too much on here for fear of eagle eyed nosey parkers!

Once March normal payment is out I will only have 18 months left, so close yet so far!

Sig shows OP with March standard OP

Secret_Saving_Squirrel

Very well done on making the extra payment. Have you suffered from being 'outed' on here in the past? You have got me worried!

norfolkdream

Yeah I had a thread before since I started this seven years ago and family members saw what I was OPing and thought it there business to moan about it after they found me on here a few years ago. I keep a lower profile these days

norfolkdream

Hi all, (shyly steps out of the shadows )

Have been dwindling along still in the background.

Am looking into what is going to happen from Sept when my fixed rate of 2.69% finishes and I end up on the 3.5% SVR. At the moment I will only have 13 months left from Sept (MFED at mo is 1/9/16) and so I wont be able to do a fixed rate anywhere I dont think. I will definitely take another month off my end date before this Sept (need another £350 to take off another month) So I will in effect have 12 months left

I think (if my SS is correct) and I OP the £350 over next few months my payment will go up by about £48 when it moves to SVR in Sept.

Is there any other options? Or is it just a case of having to go on SVR and put up with it?

CathT

Hi norfolkdream. Just 12 months, that's amazing! I miss your regular posts so it's good to see that you are almost there. I'm not sure what other options you have for this last year of your mortgage. At least interest would be minimal anyway?

Maybe some more knowledgable MFW's will have some better advice.

Do continue to pop in!

gallygirl

If I was you I'd investigate whether you can pay the mortgage by credit card - if so, apply for a 0% finance one and get it cleared :T (she says, realising she has a 0% card in her wallet.......... :doh:)