Cheery's buttling diary: tea in one hand, plant pot in the other, running shoes on

fannyadams

Cheery_Daff wrote: »

Thanks

Have at least just booked myself a docs appointment to see about my hips and shoulders Been feeling like I've been sinking into my hip since before the marathon and can't figure out if walking or sitting still makes it worse! And now shoulders have joined in - probably because posture is so bad, desk at home is NOT right at all, and I carry loads of heavy stuff round with me all the time...

Hips I could probably deal with, although it stops me running sadly, but constantly hurting shoulders are driving me potty!

Fortunately managed to get an appointment tomorrow morning, half an hour after my blood test (just annual thyroid checkup, nothing else going wrong!) :j Best take a book to read if I'm going to be in the docs all morning :rotfl:

I know we're not supposed to give medical advice but I read this and thought ooh that sounds like the problem I had.
I booked in to see a podiatrist and have a biomechanical assessment done it wasn't cheap but after discovering I have one leg shorter than the other and my feet roll the wrogn way when i walk I have specially made insoles for my shoes and I haven't had problems with my neck since getting my 'legs levelled'.

Cheery_Daff

Thank you both

Fortunately FannyAdams, doc thinks I have bursitis, which she described as 'inflamation of your fat pouches' :rotfl: :rotfl: :rotfl: Fortunately tis not as complicated as what you had, and should go away on its own with some regular ibuprofen and some frozen peas

Glad to hear you got sorted out, and that you have a nice excuse for a GPS watch Starnac I LOVE mine Highly unnecessary and not at all :money: but I love it

Exhausting day off today!

Ran to yoga this morning Bumped into neighbour and had to confess I was late for a yoga class, both of us couldn't stop laughing it was so ridiculous :rotfl:

Then hopped in the pool for a mini swim, then in the sauna Then the nurse for a blood test, then the docs to flash my knickers (er, hip), then home to repaint nails, town to pick up shoes, then 3 course dinner at the catering college :money: then extended cuppa with pals, then long conversation with sister on the phone, then the dentist rang to apologise for scaring me with the anaesthetic the other day, and then I cycled 16 miles in a spin class! :eek:

Exhausted now :rotfl: Just remelted a batch of failed soap (yawn) - whole house stinks now and I'm still not convinced it's worked :rotfl:

Priority now is to lie down as quickly as possible, but I'm leaving the house at 7am tomorrow so NEED to spend 15 minutes putting bag together and finding clothes or the morning will be a disaster!

Feels daft counting spends starting on 11th... but today spent

£2 unnecessary card to get change for the bus :mad:
£1 bus fare (actually had £1 all along, just thought it was going to cost me £1.70!)
£7 three course dinner at catering college :money:
£1.75 cup of tea

Right, quicker I get this stuff together the quicker I can lie down! :j

Karmacat

Good grief, woman, you call that a day off :rotfl: you're a star, Cheery, no doubt about it

starnac

Wow! What a day!! Glad your hip isn't too serious.

Love how the dentist rang to apologise! You must have a lovely dentist!

Hope today is a bit more relaxing!

Cheery_Daff

Oh gosh, I think I might just abandon spendin diary for this month! :eek:

Today popped out to get two pizzas for £3 from the local supermarket, and ended up spending £15 in one shop and £5 in the other : eek:

Which goes to show why Mr Cheery is in charge of the food shopping... :rotfl:

Went to London for work yesterday, ludicrous 5 hour journey down there (should have been 2), missed half of the conferencey thing I was going for, but fortunately made it in time for my own presentation... Met up with a lovely pal in the evening, spent £5 on cake, £20 on dinner and wine...

Nice day today Apart from food (which came out of food budget) spent £3 on tea and cake this morning Done a quick whizz round to clean up a bit as cheerful office pal is coming round for tea :j :j SO excited - she's now 9 months pregnant and on maternity leave and I miss having her at work so very much!

Just hidng in the attic for an hour or so to give Mr Cheery chance to do some musical things in the kitchen. Best go and look at the bank account I suppose :eek:

Cheery_Daff

Something seriously wrong with my spreadsheet - apparently I should have £538 in the current account but there's actually only £82 in there :eek: :rotfl: Looked quickly through the bank statement but still none the wiser... Stupid computer about to shut down for updates though so I'm off to do some sewing instead :rotfl:

Karmacat

Oo-er, Cheery, thats a bit of a difference! Is that the work on the house you've had to get done? Good luck at sorting it, and have a lovely time with your chum

Cheery_Daff

No idea KC! certainly didn't spend that much!!

Is it sad to be excited that it's nearly time to plan out next year's budget?? :rotfl: :rotfl:

Not sure what'll be different, things have worked quite well this year on the whole :j I tend to plonk a fair bit straight into various savings accounts at the start of the month then inevitably have to poach a little back before the end of the month - but that at least means that most of it gets saved rather than just saving what's left (which would probably be nothing...)

Might up the amount that goes to long term savings - i've put in £50 as standard this year but then added to that every time i've saved monthly eg on insurance or gas bills etc. Most months i've managed to put £200 into this account so I might start with that amount and see if i can edge it up over the year

We're getting a smart meter fitted in a couple of weeks so that MIGHT make a difference, we'll see.

Bills accounts all have a bit in them now so may not need to keep adding the same amount, some of that could go to long term instead? Normall put £80 for car (MOT, Insurance, RAC, tax), £100 each for house mainenance, holidays and no quibble weekends We'll see...

Cheery_Daff

Hmmm... well I've been inspired into thinking about long term savings by reading KC's thread (thanks )

At the minute we have one savings account which has holiday/no quibble/car/house maintenance/annual bills in - this has worked well this year and I keep a spreadsheet with a running total for each pot (I also steal from this account when the current account is looking a bit ropey but it's never run out yet as things are spread pretty evenly through the year...)

We also have another savings account for what I think of as 'long term' savings - the remnants of my patchwork fund combined with what was left of Mr Cheery's savings. I say 'long term' because it's longer term than the next round of car tax :rotfl: but we've taken from it to pay for the new car, for example, and it currently stands at just over £5000. That's all the savings we have between us (more than I've ever managed, although I'm fairly sure both my patchwork fund and Mr Cheery's savings were more than £5000 each when we combined them!) :eek:

Gosh, I do really need to keep track more! :eek:

I had no idea what interest rate we got Just had a look at both savings accounts are 'smart saver' which is 0.25% AER (and in a minute I'll go and look up what that means...)

Don't have an ISA any more - I used to but for some reason closed it and moved it into normal savings account (why??)

Gosh, this is such an area that I have ignored (never having had any savings to speak of - clearly I can't be trusted with them when I DO have some!!)

I'm NOT going to mess about switching current accounts again - I HATE doing that and would rather stay with the co-op.

However, it looks like I could probably bung the long term stuff into an ISA...

Never even thought about how much interest it would earn... still doesn't feel like much...

£5000 with 0.25% interest = £5012.50 (I think?!)
£5000 with 1.55% interest (post office ISA rate) = £5077.50... Hmm...

And I suppose the idea is that the next year you then get interest on the interest too? (and of course any extra you pay in, although for now let's assume I don't)

so

£5012.50 with 0.25% interest = £5025.03
£5077.50 with 1.55% interest = £5156.20

Aha, I think I see where this is going...

After the third year (I'll stop in a minute!)

£5025.03 with 0.25% interest = £5037.59
£5156.20 with 1.55% interest = £5236.12

Ok, I get it now... Not going to sit here and work out an extra 50 years worth of this...

I do realise it's quite straightforward I've just never had any savings before and so entirely ignored all ideas of savings accounts and interest rates... Quite clearly I should STOP ignoring them forthwith!

(Still can't get head round planning my own retirement though...) :rotfl:

Pippilongstocking

Well done on not ignoring stuff and figuring things out.

I'll read and digest again.