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Cheery's buttling diary: tea in one hand, plant pot in the other, running shoes on
Comments
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Gosh, that ranting sounded frightfully brattish, sorry
I am well aware of how privileged we are in even having a roof over our heads at all, let alone being able ti pick and choose a better oneI know there are many worse off, and there is a huge part ofe feels guilty for spending any more than we absolutely NEED to on a house at all
I think I'm partly slightly tetchy as such comments are coming from people who have either made very different life choices to us (eg particular low paid careers, or only working part time), or from people who earn MORE than we do and who own houses that are worth more than our new one!
Low paid and part time work isn't a choice for some folk, I do know that - but in this case its people who have chosen to follow a particular path rather than a 'career' as such which is of course fine, and they appear pretty happy about it - but maybe unable to imagine an alternative?? As for the people who I know earn more, I can only imagine they don't follow our thrifty ways... :eek:
At any rate I should probably stop concerning myself with what other people think0 -
Right, back to focusing on MSE :money:
Going to sign up for Frugalwoods' Uber Frugal Month emails and actually READ them this time, like I did back in January (I didn't read a single one in July...)Will also act on each one and report back.
Won't be huge amounts of wiggle room in new budget so need to get the focus back onto our thrifty ways again :j
Made tea tonight (veggie shepherds pie) and have leftovers for lunch tomorrow. Back to work so have packed that, plus some yogurt and raspberries and a few mini breadsticks leftover from when friends came round last week.
Aiming to spend NOTHING tomorrow :j :j
Also planning to get back on bike for work - been sadly ignored the last few weeks while I've been tearing round the country on trains for work. Going to take the long way to work through the nature reserve for some free exercise (much needed right now after several months of stress-fuelled cake-eating...)0 -
Hello. Spent the last couple of days reading all your diary (it made me crave lots of cups of tea and laugh a lot). I was so glad you didnt get the other 2 houses as you didnt seem in love with either but this one sounds amazing. I love houses that give options and this one seems to have loads. You can rent some of the land to the owner of the feral sheep, maybe (eventually) use one of the outbuildings as an office, bandpractice out of the kitchen... it sounds amazing!
Ignore all the comments about the price etc, they dont know your full circumstances or understand the reality of saving for something you truly want. How many people would learn plastering to save money? Not many and thats why they cant afford your new house.
Hard to say well done to a stranger without it sounding patronising but well done0 -
You should be able to check the council tax band and pricing via the council website....will give you a definite figure to work with then.
All sounds so exciting!"Start every day off with a smile and get it over with" - W. C. Field.0 -
Honestly cheery I can't believe how rude some people can be (well I can actually and if you read fortunes old diary I think she had a bit of the same when she recently moved sometimes, you don't need people like that around you and at least when you move you'll be further away from them :rotfl:
I'm so glad things are working out for you, UFM was a bit hit and miss here, some stuff made sense, some stuff I skipped overbut all in all I think it did make me more focused.
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Hi Cheery
People can get very insulting! Especially when you know that the difference is actually about a chosen life style.
I had an experience like that, when I was so young I didn't actually realise it till a few days laterWhen I bought my flat in London, with a 10% deposit, I was just turned 26 when I moved in (and looked much younger). And the man-with-a-van I'd hired looked at me and said "I didn't know these flats were council flats", implying there's no way I could have bought a flat. I had no idea of the implication, being totally concerned with getting stuff into the place, so I just said "they're not council", and he apologised. Council places were very familiar to me in my family, so I didn't see anything to apologise for, until I realised what he'd been saying about *me*!
I'm loving how you're working on the new budget too, by the waySave2023: the year I get to buy a car0 -
WinterIsHere wrote: »Hello. Spent the last couple of days reading all your diary (it made me crave lots of cups of tea and laugh a lot). I was so glad you didnt get the other 2 houses as you didnt seem in love with either but this one sounds amazing. I love houses that give options and this one seems to have loads. You can rent some of the land to the owner of the feral sheep, maybe (eventually) use one of the outbuildings as an office, bandpractice out of the kitchen... it sounds amazing!
Ignore all the comments about the price etc, they dont know your full circumstances or understand the reality of saving for something you truly want. How many people would learn plastering to save money? Not many and thats why they cant afford your new house.
Hard to say well done to a stranger without it sounding patronising but well done
Aw, thank you WinterisHere :kisses3: What a lovely postCan't believe you've spent days reading my diary though :eek: That's exactly the type of thing I'd do myself, cursing all the while because I should be doing something more important
:rotfl: You're right about the plastering of course
And you don't sound remotely patronising - it's lovely to have someone say 'well done'. Please do stick around! :j :j
You should be able to check the council tax band and pricing via the council website....will give you a definite figure to work with then.
All sounds so exciting!
Thanks Pooky - seems I can't check the actual price of that address without contacting them - might do that today. Speaking of addresses though, it seems the one on the memorandum of sale document is actually a bit wrong - they've put house name, village, county, postcode, but according to royal Mail's postcode finder, it should be the nearest town, rather than the county - especially as they've put the wrong county!! :eek: :eek: Drove out there yesterday and got curious cos we went past a county boundary sign on the way... :eek: Must add that to my enormous list of Things To Sort Out :rotfl:PurpleFairy26 wrote: »Honestly cheery I can't believe how rude some people can be (well I can actually and if you read fortunes old diary I think she had a bit of the same when she recently moved sometimes, you don't need people like that around you and at least when you move you'll be further away from them :rotfl:
I'm so glad things are working out for you, UFM was a bit hit and miss here, some stuff made sense, some stuff I skipped overbut all in all I think it did make me more focused.
:hello: Hi PurpleFairy, and thanksWe saved about £250 when we did UFM back in January, but July was house-selling-madness and I just couldn't do that many things at once
Back n track now though - have brought lunch to work (although I did just have to buy some milk for the tea kitty so that was £1.20, but well spent for a week's worth of tea! :j )
Right, best tackle this virtual email mountain I suppose and figure out what I should be doing...0 -
Hi Cheery
People can get very insulting! Especially when you know that the difference is actually about a chosen life style.
I had an experience like that, when I was so young I didn't actually realise it till a few days laterWhen I bought my flat in London, with a 10% deposit, I was just turned 26 when I moved in (and looked much younger). And the man-with-a-van I'd hired looked at me and said "I didn't know these flats were council flats", implying there's no way I could have bought a flat. I had no idea of the implication, being totally concerned with getting stuff into the place, so I just said "they're not council", and he apologised. Council places were very familiar to me in my family, so I didn't see anything to apologise for, until I realised what he'd been saying about *me*!
I'm loving how you're working on the new budget too, by the waySave
Morning KC, you snuck in there while I was waffling on
Cheeky man! :eek: Hate the way people are towards council housing :mad: I grew up in a council house and I suspect would have reacted the same as you did. Why do people feel the need to judge?
Right, really MUST get on!0 -
Check council tax band here
People feel they have an entitlement to comment on all SORTS of things that are none of their earthly business it seems - and property prices invariably rouse all manner of excitement don't they!
When we bought our place, it was a long way below what we *could* have borrowed, and it amazed me the number of folk who asked why on earth we didn't buy something more expensive - simple, we wanted something that we knew we could afford, that we could be fairly sure that wasn't going to suffer the value dropping, and that we felt was well within our budget even if our circumstances changed. Like it was any of their business anyway! :rotfl:
Suspect there is a strong likelihood that the freezers can be left if you ask, but be cautious about agreeing to keep all the other rubbish too in case you end up with stuff that will cost you a fortune to dispose of (old sheds could well have old asbestos panels from replaced roofs lurking for example - and you really don't want the cost or hassle of having to get those taken away!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Cheery_Daff wrote: »
Anyway, I suppose this is why people are cagey and never talk about money! :eek: That'll teach me! :eek:
But it's a shame that people don't feel able to talk about money - although I tend not too meself- because of how other's might react. Maybe if we all were more open about money, miscarriage, mental health issues, depression etc etc etc etc, there would be a much better understanding of such issues. People may become better informed and people wouldn't suffer in silence.
Cheery_Daff wrote: »
At any rate I should probably stop concerning myself with what other people think
You know this to be true - but it doesn't make it any easier to bear does it? It's grossly unfair that you're getting these comments from people - whatever their reasoning. The only small consolation is that the folks on here, your virtual friends, understand how you & Mr Cheery have worked hard, frugalised and prioritised to get to this position. I do hope that we can 'drown out' the dross from the petty-minded minority.EssexHebridean wrote: »People feel they have an entitlement to comment on all SORTS of things that are none of their earthly business it seems - and property prices invariably rouse all manner of excitement don't they!
Oh my goodness, EH is spot on there. I thought people got snippiest about money/houses/ cars - but no, it is all sorts of things - as I have found out having a child in later life.........
You don't have to explain your circumstances or those of Mr Cheery to anyone Cheery love - likeliest it'll be falling on deaf ears anyway - you know how folk get when they 'know'. Nowt you can say will persuade them otherwise.
Again, this is easy to say, but please don't let these people spoil your enjoyment of the potential that this house has to become your (& MrC's) future home. And if all else fails, pop on here, and let us show you that we're in your corner and rooting for you :j:j:j
Greying XPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £182.09/£300
Non-food spend August 2025 £14.73/£50
Bulk Fund August 2025 £0/£100
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