📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Cheery's buttling diary: tea in one hand, plant pot in the other, running shoes on

1302303305307308366

Comments

  • Cheery_Daff
    Cheery_Daff Posts: 17,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aw, you lovely lot :kisses3: :j :j You are so very kind :D PurpleFairy, get signed up for that 10k! :j Will you get a medal? (We only do races that give out medals :rotfl: ) You'll get to half marathon distance eventually if you want to! :j

    I actually quite like the half marathon distance :D I am built for distance, not speed :rotfl: Once I start, I can keep going for quite a while, but I never go very fast... :o :rotfl:

    First day back at work today :eek: It was fine actually - not least because someone had brought in some leftover birthday cake and left it in the kitchen with a 'please eat me' note :D :rotfl: Would have been rude not to ;)

    It was also my first day of cycling to work rather than walking :j Can't say it was much quicker, unaccustomed as I am to the faff of everyday cycling - lights, gloves, helmet, lock etc - and then there's a bike shed but nobody could figure out how to give me access to it, so I ended up locking it elsewhere til I'd emailed someone :eek: I've got access now though, and it's lovely in there :D MIght set up a little office in the corner :rotfl: Enjoyed cycling though, although it's rather uphill on the way back... but getting there was MUCH quicker! :eek: :rotfl:

    Not much else to report. Freezer soup (carrot and parsnip) and home made bread for lunch, and similar defrosting for tomorrow (yellow split pea soup this time - mmmm). Home made biscuits are NOT made to be transported in a plastic ziplock bag in a rucksack on a bicycle :eek: and have somewhat disintegrated :rotfl: but I'm mostly sprinkling them into natural yogurt anyway for a more filling snack.

    Mr Cheery did the food shopping, came in around £16 :money: will just need to top up with milk (which we use loads of) and sultanas and eggs (which @ldi had run out of :eek: ). All good :D He also made risotto for tea (and realised I'd forgotten to put risotto rice on the shopping list :o :rotfl: so it ended up a mix of rice types instead :rotfl: )

    That's it I think! Spends to report today:

    Thurs 9th
    Food (Mr Cheery) £16
    Work tea kitty £1


    I've painted the first top coat on the kitchen cladding tonight, looks jolly :j Need to give ladder back to friend tomorrow so we might well invest in our own - obviously will check freegle/gumtree first :D Suspect we'll get plenty of use out of it though...

    Right, must go to sleep! No breadmaker to wake me up in the morning - I sliced enough to last a week of lunches and put it in the freezer :j

    Night lovely folks xx
  • Cheery_Daff
    Cheery_Daff Posts: 17,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Evening :hello:

    Well my split pea soup was NOT a success :eek: not sure what I did wrong, other than adding some extra water before the microwave but it wasn't ver nice at all! :eek: got two more portions - might defrost tomorrow's now and add *something* to it cos it was quite disappointing!

    Went for a walk at lunchtime to replenish tea kitty. Looked for notebook for course but T3sco wanted £4 :eek: no chance! I'm going past B&M tomorrow so I'll check there.

    Also popped into a couple of charity shops to check (no luck) but :eek: so many tempting post-Christmas cast offs! :eek:

    I resisted, but it was a shocking reminder about the temptations of just walking into charity shops :eek: First time I've done it in Uber Frugal January and I shan't be doing it again just in case :eek: :rotfl:

    Cycled to work again, marginally quicker on the way home.

    Just had curry and rice off the meal plan :j using up a couple of reduced stir in sauce things we acquired well before Christmas. One more left! Saving that excitement for next week :rotfl:

    Tonight I need to

    - paint top coat in the kitchen
    - sort out house insurance else it'll auto renew on Thursday
    - check banks/Ynab
    - take Christmas tree down :o :eek: :rotfl:

    That'll do I think! I'd also quite like a bath, and maybe a sneaky bit of kettlebells!
  • I got a barginous lovely note pad in whs1ths for £1.49 instead of £6.99 the other day if you've one nearby. Don't normally shop there but had a voucher;)
  • Cheery_Daff
    Cheery_Daff Posts: 17,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good tip Purplefairy :j :j thanks :D We've got one, but it's in town, not sure I'll be going there before I need it. Feels daft to be advanced planning a notebook :rotfl: But it's one I'll be using for my course for the next few months so it needs to be right!

    Kitchen is painted :j :j :j Looks good :D And I finished a pot of paint too :D We'll need another one to do the entrance bit at some point, but given that bit still needs plastering, it can wait :eek: :rotfl:

    Right. I MUST go and sort out the blithering house insurance. Gosh, I can't abide doing this :eek: But in the spirit of scientific inquiry I am going to set a stopwatch and see just how long it takes me (probably 5 minutes :rotfl: ) and just how much I can save (auto renewal quote is £156...)

    Ready, steady.... GO! :rotfl: :rotfl:
  • Cheery_Daff
    Cheery_Daff Posts: 17,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ok, that's my limit :eek: 52 minutes and the cheapest I've found will save us a grand total of... £7 a year :rotfl:

    **********

    gave in and did one more check - found one for £118 with £33 cashback :j Except when I went through and corrected all the assumptions, it went up to £132 - and when I added the necessary things that I'd want insuring individually it went up to £162...

    So after 1 hour 13 minutes I am officially defeated and will let the damn thing autorenew fo £156, which now seems like a bargain :rotfl: :rotfl:

    Right, got to be time for bed I reckon! Damn it - didn't make the soup more tasty :eek: Oh well, might just add a bit of cheese and be done with it :o :rotfl:
  • rtandon27
    rtandon27 Posts: 5,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Cheese to the rescue!

    (Sorry about the struggle with the insurance! We too are finding it harder and harder to find a deal when we renew - maybe it's because we've already put the hard work in last time round?)
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • Cheery_Daff
    Cheery_Daff Posts: 17,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You're probably right RT. When I first did the comparison stuff on Mr Cheery's house insurance (which he'd just let renew and renew and renew for about 16 years) it was £800!! :eek: :eek: So to have it down at £156 is a complete bargain :money:

    Just done banks/YNAB - SO much easier when you don't spend anything :rotfl:

    Today's spends to declare

    £1 milk for the tea kitty (not putting any more in this week!)
    £1 satsumas for work - wouldn't have got them any cheaper in the weekly shop anyway.


    Couple of other things relevant to Uber Frugal Jan

    * just got some work expenses paid - £47.20 :j :j Will be spending another £25 next week so I'll just leave that in there for now

    * realised I've got a 'spare' £52.10 as the water bill doesn't go out Dec-March. No idea why - even they didn't know when I asked them :rotfl: I'll leave that where it is for now then add it to the total to go into the savings at the end of the month :j

    * I've got 3 transactions from 3 different supermarkets in October that haven't gone out yet :eek: There's two options I suppose - either I've entered it into YNAB wrong/twice (the most likely scenario :rotfl: ) or they just haven't claimed it :eek: I've had this happen before and assumed it was me, so I'll be keeping a much closer eye in the future. If it's not gone by the end of Jan, I'll be adding that to the house fund too - total is about £45 :money: :D

    * suspect I may need to up the energy DD at some point. I'm on a flexible thing that I can change myself and we had several hundred quid in credit so I reduced it to £67 a month for both. However, we've only go £65 left in credit now, so I suspect that'll be eaten up this month and then they'll want me to up it to cover the whole thing... Might top up to £100 for a while - will make them happier and also build us a stash over the next few months - it's 3% interest so why not? MIght just transfer my savings into there :rotfl:

    Made it into PJs but just remembered the pesky cheese....... Ooh, and there's Mr Cheery arriving back - must go and look like I've been doing something useful :D :rotfl:
  • Oh well reminded - of course we've got two months coming up with no water rates and no council tax - that's a bit over £300 that I need to remember to shuffle to savings then! :T

    How was the cheesy soup?

    Agree completely about making the right decisions about whether a particular saving is worth having - and no, 52 minutes to save £7 is probably not worth it, particularly as there will then be added admin to do in setting up the new policy and cancelling the old one. Good decision to stay put. I think RT's right about diminishing savings, too - it's like the thing of it getting harder to get cashback on insurance type stuff, as by the time you've been doing it for a few years you've already been with several of those that pay the best!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Cheery_Daff
    Cheery_Daff Posts: 17,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Didn't need to put the cheese in the soup in the end as Mr Cheery did Soup Rescuing while I was in bed :j :j :D but you've reminded me the cheese is still in my rucksack - must retrieve :rotfl:

    Declared spends for yesterday (11th)

    £1 donation
    £1.59 notebool for course
    99p milk

    Not bad.

    Having a sort out of desk and shelves at work today :eek: desperately wanted some magazine files and was about to order my own as I felt cheeky orderig so many through work (even though I'm actually using them *for* work). Nipped for one last look in stationery room - and there was a brand new pack of ten! :j :j is it mean that I've swiped them all?? :o :rotfl:

    Still in the middle stage of sorting out so it's a complete tip :eek: but it's getting there! :j :D
  • Cheery_Daff
    Cheery_Daff Posts: 17,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Evening :hello:

    Well I sorted out the office :j And got a million other things done - a nice productive but gentle day :j :j

    Enjoying cycling to work :D Tis uphill all the way home :eek: and at the minute takes me slightly longer than walking once you factor in all the faffing with the bike shed and waterproof trousers etc :o :rotfl: :rotfl: but it's MUCH quicker on the way there, and a 10 min downhill ride certainly wakes me up first thing :rotfl: Going to start adding extra bits on as the nights start getting lighter :j

    Got the evening to myself tonight, Mr Cheery is off out in an hour or so :j Got plans....

    HOUSE
    * weekly home blessing (including changing sheets)
    * wipe stove top and kitchen cupboards (trying to keep up with Flylady, AGAIN :rotfl: )
    * FINALLY took Christmas tree down this morning :o :rotfl: Need to put the damn thing in the cellar out of the way!
    * put shelves back up in kitchen - will free up living room floor :j


    ONLINE
    * banks/YNAB
    * blog post


    OTHER
    * 10 mins kettlebells
    * yoga
    * nice bath :D


    That's probably plenty for one evening :rotfl:

    Spends to report today (12th)

    £12 discount card through work (worth it as I save 80p a time on bus fares alone - I don't get a bus regularly these days but I only have to do it 15 times in the year for it to pay for itself, and I get discounts on other stuff too :D )

    Must remember to check gym membership tomorrow - couldn't see anywhere online that said when it runs out! Don't want it to automatically renew... :eek:

    Right, back when I can cross something off :rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.