Cheery's buttling diary: tea in one hand, plant pot in the other, running shoes on

DedicatedDFW

Hi Cheery

You've made me think about how its interesting to see how spending habits change when we earn more - you will know what you're spending on but for me, i never used to run so didn't spend money entering races which i so now, and inevitably buy new running gear - clothing should last me a good long time but trainers do need replacing more than anything as they're so important. Along with other things which were a combination of need / want which finances didn't stretch to so didn't get done whereas they do now i think being mindful of the spends is key and i'm sure you are anyway as you always track what you're spending on.

Enjoy your buttling day - oh and can you let me know where your blog is please? I tried to follow you but it didn't seem to have worked and i miss all the lovely pics you post

Pippilongstocking

rtandon27 wrote: »

Wow Cheery - Impressive cutbacks! - 50% down in your outgoings! (When I grow up I want to be like you!)

I've been looking at our budget in earnest this morning - good news is we are making enough to cover all of our bills! - what a change from this time last year!

Bad news - if we can really call it that is more money spent on food as we spend 12 hours a day out of the house & in order to eat healthy meals often have to rely on convenience food. We still want to fuel ourselves with good food & not junk so it adds up!

This afternoon's "chores" include OH watching the Rugby & me tackling paying off our credit cards as much as possible - a little review of statements first to make sure I don't have any outstanding work claims to make!

Hear hear just what RT said

Its funny how budgets and spending also changes in some ways.

DS on the train today and we've had a bit of a 'foodie' weekend which is fine as its also filled up Mr Me's lunches. But had a great convo with DS yesterday about now being able to 'afford' stuff. Our affords appear to be some extra treats and spending time doing things together, extra grub experiences etc but then again I'd eat for a hobby. which I know a lot of folks don't

Just cos you can, doesn't mean your spending increases where you think it might, it makes other things easier like DFW was saying.

Waves to all been a philisophical kind of a weekend

Happy days folks love reading all this stuff

Well done Mrs Cheery!

rtandon27

:wave:Hey up Pips! - good to see ya!

I've attempted to be a bit more growed up this weekend & am FINALLY applying all that blood, sweat & tears overtime money from earlier this year to the debts from over the past year!

It's been a challenging one for us in many ways but all seems to be settling a bit now.

Much as it was nice to see something in the bank accounts - it was doing no good while the credit cards were still holding charges from when we had to use them as there was no other option!

So I've waded through a year of charges & squared them away as best as possible (on my card) - roughly we have £1000 left from when OH was sans income last year - £1000 we've paid upfront in advance for some flights back across the pond for a hollibub - £500 I need to claim back from mother-in-law's estate from the past year. The rest of it is now done & dusted :j:j:j:j:j(and I'm toooooooo embarassed to say how much that was:o:o:o)

Guess it is time to revisit that signature that's been ignored since March - not much will have changed as we are now back to where we were just over a year ago financially!

Next project (not today) is to visit OH's bank accounts and credit cards and see what's been ignored there!

What a releif! - Thank-you Dr Daff for being my cheerleader this weeked - was seriously needed!

Pippilongstocking

RT as always your hard work is total awe for me that's a lot of wading and well worth it! I'm totally convinced you're like Dr Cheery a total superhero!

Well done on booking flights. And sometimes it takes a bit of a stand back and a look at your hard slog to see what a great deal you've achieved. (I seem to have just mucked about having a bit of a 'career break = holiday' ) Must get more focussed!!

But sometimes its oK to ignore the harder stuff. I keep telling myself that anyway.

Tell Mr RT that those big mountains are a go-er.

Cheery_Daff

:hello:

Ooh, it's got all busy in here all of a sudden! :j :j Yay

DDFW You're quite right of course with priorities changing - I have just spent £20 on a race entry myself :rotfl: Also replacing things BEFORE they die and cause trouble, rather than waiting for an emergency. (lots of frittering too of course... :rotfl: ) But I still think I can cut down on incidental things! Will PM you blog address, not sure if I'm allowed to stick it up here (must make sure it's in signature, that might be my old one!)

Pippi Has indeed been a philosopical money-related weekend :j Love the thought of you eating for a living - there must be jobs where you can actually do that :rotfl:

RT! :j :j :j :j SO impressed with you young lady! :j :j :j :j VERY excellent work :j :j :j :j Much better to beat those pesky credit cards into submission :j :j Well done! :j :j :j What's next on the agenda?

Pippi you're quite right about ignoring the harder stuff

Day of bouncing between buttling and complete idleness today :rotfl: Had a chat with my mum, who's very excitable having just come back from her holidays and had a ride on the open air carriage on the back of a steam train 'we were all freezing and covered in soot!' :rotfl: :rotfl: No need to wonder where I get my love of enjoying the little things from :rotfl:

Let's have a TADA list

* chatted to mum
* emptied bedding out of car (still not taken it upstairs mind you...)
* put willow and other prunings into car and took it all to tip
* bought another 20 boxes :eek: Not even adding up how much we've spent on boxes :eek: If we were properly MSE I'm sure we'd have scrounged crisp boxes or something but we've been buying them at Argos At least they're all the same size and shape for stacking!

Er, I think that's it :rotfl:

Cheery_Daff

After reading old diary I got to remembering how much I used to enjoy seeing little trickles of money rolling in from various things, extra little jobs, bits of work here and there, survey sites. Got grumpy at surveys for constantly screening me out and taking forever to add up to anything, and it seemed daft to be going after 20p here and there once I was working full time.

But I miss having something extra here and there aside from main income Feeling like I'm doing something *more* to get to where we want to be. Feel like I need some kind of side income type thing - but what? Without it being a big load of work?!

Been reading Martin's 35 ways to make money on the internet article, and going to try Swagbucks for a while :j Probably earn me very little and I'll undoubtedly get annoyed by it but who knows?!

Did think about transcription - I love transcribing and have done it for money before, but the site they link to needs you to sign up for actual 'shifts' which I'm not prepared to do. Might investigate...

But for now, should probably buttle on and do something useful - off out to a meeting at 6 which isn't that far away!

rtandon27

Night Night lovely ladies - hope you have a lovely week back at work!

Cheery_Daff

Er, thanks RT :rotfl: :rotfl:

Struggling to GET to work at the minute - didn't quite get out of bed early enough then had to wait 15 mins for a bus (meant to be every 4-10 mins), missed train by 2 mins :eek: so had to change at Doncaster - except my onward train from Doncaster just says 'delayed' on the screen with no idea of whether it's ever goig to arrive or not... :eek: Kind of tempted to turn round and go home but I'm meant to be going out for a drink after work... :rotfl:

Pippilongstocking

Hey cheery have you thought of any type of sewing for extra money? Or making up some cheerful things and going to aim for a 'before xmas' craft fair or something? Or an etsy shop with mini Peedies in it and sewing bits.

You and starnac have such talent!

have a great day all xx

starnac

Pippilongstocking wrote: »

Hey cheery have you thought of any type of sewing for extra money? Or making up some cheerful things and going to aim for a 'before xmas' craft fair or something? Or an etsy shop with mini Peedies in it and sewing bits.

You and starnac have such talent!

have a great day all xx

This is actually something I am planning on doing. I have so much craft stuff that needs to go plus the need to make some extra money. Cheery might be worth looking at for you too.

You must be nearly there with the packing now. Any closer to finding somewhere else?

RT that's amazing on your credit cards. Well done you. :T