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February’s 2014 BR Club

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Comments

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump........:staradmin
    "If wishes were horses, then beggars would ride"
  • jayjayuk
    jayjayuk Posts: 130 Forumite
    Hi all,

    Mine was done in 15 mins, didn't even see a judge, Really worried and have the OR interview next week, what do they ask?
  • Louk
    Louk Posts: 143 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I had my OR interview yesterday, she went through the SOA and just checked a few things... what my self employment was (I am both employed and self employed), what my debts were and how I'd got into debt, the reason for going bankrupt, she double checked I don't pay out for childcare.... They also checked I understood the BR process, what I could/couldn't do and asked for a further few bits of paperwork... Nothing scary at all. Have you SOA infront of you all will be fine x
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    jayjayuk wrote: »
    Hi all,

    Mine was done in 15 mins, didn't even see a judge, Really worried and have the OR interview next week, what do they ask?

    That is quick jayjayuk, here's to your new start :beer:

    OR interview is nothing to worry about, its just for the OR to get a feel why you went BR. Before the call just look through your 6.28/SOA so your familiar with what you have said. The OR will just go through your 6.28/SOA with you. Also before the call have a big mug of tea ready or a bottle of water, and while they are writing things down you can have sips of tea/water, so you don't feel you have to fill in the pauses. And if you don’t know the answer to a question just say so. Do have a list with all questions ‘you’ want to ask. Can last anything from half an hour to an hour and a half.

    TheGardener's post is good too — >http://forums.moneysavingexpert.com/showpost.php?p=64671866&postcount=3


    Best wishes
    IF



    mbh4p0.gif
    "If wishes were horses, then beggars would ride"
  • bump.............
  • JJ_8
    JJ_8 Posts: 8 Forumite
    Hi, I went bankrupt on the 10th, please may I join?
  • Welcome JJ :wave: and Congratulations

    Im sure IF will be about soon
    :j
    May 2013 new beginnings:j
  • JJ_8
    JJ_8 Posts: 8 Forumite
    OR interview next week, thanks for post #37 ifwisheswerehorses. Nervous but will be relieved when all done.
  • JJ_8
    JJ_8 Posts: 8 Forumite
    Welcome JJ :wave: and Congratulations

    Im sure IF will be about soon

    Thank you Keeping Positive
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    :staradmin Hi Everyone and Welcome to the February’s 2014 Bankruptcy Club :staradmin


    This club is for everyone who has gone or going through the process of Bankruptcy during February 2014. So please feel free to join and post.

    Pop your name on here, the date that you went/are going Bankrupt. Then just keep everyone in the club updated throughout the next year about your BR journey. That way you can all stick together, compare notes and be there to support each other during the different stages of your Bankruptcies.
    Remember this is your board so keep posting :hello:

    Obviously anyone can come on here and post anything that will help and you are all welcome. Any important questions that need answering please still post them on the main board, as you will receive more advice and help.

    ~ Please do not include too much information as the IS (Insolvency Service) are known to frequent this forum and they may identify individual cases, so username and date only, thank you ~


    Best wishes
    IF
    "If wishes were horses, then beggars would ride"
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