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Tax Credit withdrawal rate means we work for 30p/£1!!!

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Comments

  • TheWaltons_3
    TheWaltons_3 Posts: 1,203 Forumite
    i thought broken homes were when one parent has f*cked off, not when people pretend to be single?
    I dont dispute the fact that some people milk the system but i dont know how you come to the conclusion that most or many do? unless you work for the govenment or something?
    Your comments were quite frankly disrespectful to the many lone parents out there and more importantly the children, it had sod all to do with money.
    I just hope that one day you wont have to be a lone parent for whatever reason.


    Isn't leaving and moving into another property, claiming single persons benefits classed as fuc*ing off then?

    Your comment was disrespectful not only to the OP but to everyone who agrees with the OP.

    What exactly is so bad about being a Lone parent? You say it like it's a big deal. It is seemingly stranger to be part of a couple these days.
  • grahamliza4
    grahamliza4 Posts: 133 Forumite
    Why not pop over to the 'Moneysaving in Relationships, Families, etc board' where there's a particularly amusing thread on how much sex people have that I feel can be laughed at by both couples and single parents.

    It seems most of the women posting there feel they should receive some form of 'incentive', such a dinner out, a new dress/haircut etc, before they can feel affectionate towards their husbands/parnters.

    I have decided to solve the cash crisis by simply billing my husband for sex. Since I don't get my hair cut often and don't wear dresses, I will simply provide him with a bill and point out that he saves a fortune on token gifts and, as I already feel sufficiently 'special' not to be repelled by him, he should compensate me thus;

    If we are to keep having sex he will have to find the money to pay me for it, making us rich beyond our wildest dreams as we do it a lot and I'm very expensive. :rotfl:
  • TheWaltons_3
    TheWaltons_3 Posts: 1,203 Forumite
    Why not pop over to the 'Moneysaving in Relationships, Families, etc board' where there's a particularly amusing thread on how much sex people have that I feel can be laughed at by both couples and single parents.

    It seems most of the women posting there feel they should receive some form of 'incentive', such a dinner out, a new dress/haircut etc, before they can feel affectionate towards their husbands/parnters.

    I have decided to solve the cash crisis by simply billing my husband for sex. Since I don't get my hair cut often and don't wear dresses, I will simply provide him with a bill and point out that he saves a fortune on token gifts and, as I already feel sufficiently 'special' not to be repelled by him, he should compensate me thus;

    If we are to keep having sex he will have to find the money to pay me for it, making us rich beyond our wildest dreams as we do it a lot and I'm very expensive. :rotfl:


    I've been billing mine for years... that's how we met ;) :rotfl:
  • dawnydee73
    dawnydee73 Posts: 1,564 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    TheWaltons wrote: »
    Makes you sick really. Why should lone parents do better?

    What makes you think lone parents do better?? I work 30 hours a week, I have help for child care but everything else I pay for. I do not get housing or council tax benefits and I have no where near 25k a year. I also do not have the support of a husband or a partner.

    I did not choose to be a single parent, but things did not work out. You cannot judge someone and say they chose the wrong partner, there are lots of reasons people break up
  • Elle00
    Elle00 Posts: 775 Forumite
    You think it's easy do you? Being a single Mum and getting benefits thrown at you left, right and centre? And that's ON TOP of having to start work at 7am and not sit down till 8pm with no-one to help when you're ill. I'm earning just 24p in the pound by your calculations.

    Yes I do get my childcare MOSTLY paid for because there is only ONE of me and ONE person in every family needs to work.

    You could give up work to stay home with your children while your husband earned £18kpa but YOU CHOOSE not to. The tax credits and child benefit your family would receive for your second child would give you plenty to live on.

    I have just returned to work for £14,500pa. I will have my childcare mostly paid for and then receive £97pm in Working and Child Tax Credits (disregarding the childcare because like I said, this is to ensure one person is every family can work and lone parents only have one adult in their family). I will receive £184pm in Housing Benefit and £76pm in child benefit.

    My take home will be c£925pm. Plus benefits I'll have £1282pm to run my household on. Well you deduct £650 rent, £85 council tax, £120 petrol to get to work, £140 bills (electric, BT, TV licence, water etc), £250 shopping (£60pw inc nappies & toiletries) and that leaves us with £37 PER MONTH to live on for all our clothing, entertainment and emergencies.

    :mad: YOU THINK YOU'RE HARD DONE BY SWEETHEART?! YOU DON'T KNOW YOU'RE BORN!!!

    If you don't want to get into a row with single parents - don't come on here whinging you're hard done by in comparison to them.
  • astonsmummy
    astonsmummy Posts: 14,219 Forumite
    TheWaltons wrote: »
    Isn't leaving and moving into another property, claiming single persons benefits classed as fuc*ing off then? but the way you put it was that people say they are single but aren't.

    Your comment was disrespectful not only to the OP but to everyone who agrees with the OP. yes because telling someone to stop whining is on the same par as everything you said about lone parents isn't it.

    What exactly is so bad about being a Lone parent? You say it like it's a big deal. It is seemingly stranger to be part of a couple these days.
    What is so bad about being a lone parent, how about, having to cope with absolutely everything on your own, having noone to turn to when things get hard too much, having noone to share the good times and bad times with, children with no fathers/mothers and having to try and explain and deal with this, all things which money cant buy.
    You clearly have no clue.
    It's not about jealousy or 'being able to keep men' :rolleyes:
    Oh i cant be bothered as you obviously know the personal circumstances of every household in the country and must be right.
    :j Baby boy Number 2, arrived 12th April 2009!:j
  • meluca
    meluca Posts: 69 Forumite
    Part of the Furniture Combo Breaker
    :eek: OMG I can't believe how this thread has turned into a slanging match about couples v's lone parents.

    Yes the majority of people know the tax credits system is far from perfect but it does provide help for many many people who WANT to work to provide for their families
    Wise men talk because they have something to say, Fools because they have to say something ;)
  • grahamliza4
    grahamliza4 Posts: 133 Forumite
    dawnydee73 wrote: »
    What makes you think lone parents do better?? I work 30 hours a week, I have help for child care but everything else I pay for. I do not get housing or council tax benefits and I have no where near 25k a year. I also do not have the support of a husband or a partner.

    I did not choose to be a single parent, but things did not work out. You cannot judge someone and say they chose the wrong partner, there are lots of reasons people break up

    Well you are all obviously crazy and making your lives unnecaserily (sp?) hard, as I have just been told by entitledto.com that if I was a single parent on my £5k earnings, with my two boys I would get:

    £13k tax credits (presume £102.40 of this to cover 80% of £128/week childcare)
    £340.74 of the £350 monthly rent paid
    £114.42 of the £120 pcm council tax paid
    My £5000 I earn

    So in short I have annual childcare cost to me of £6656, compared to tax credits total of 13k, leaving £6344
    My £5000 income I keep all of as below threshold £5000
    I need to find £14.84 per month to top up rent/council tax £180ish/year

    6344+5000-180=£11164/12 = £930.33
    So I have cash income of £930!!! Per Month!

    And I get my course fees paid, free milk, veg& baby milk tokens, free dentist&opticians, plus I'm sure there's other stuff if you look really hard.

    £930 per month is untold riches!

    I'd say to any 'struggling' single parents you are clearly doing something wrong if you're not benefiting like this.

    :rotfl:
  • dawnydee73
    dawnydee73 Posts: 1,564 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Entitledto also told me I was entited to housing and council tax benefit - I am not

    You get free milk tokens when your children are a certain age - mine are older

    You get free eye test - I still have to pay for glasses I only get so much off for them

    £930 per month - I wish

    You haven't a clue
  • bonnie_2
    bonnie_2 Posts: 1,463 Forumite
    Perhaps she needs to post an soa so we can give her tips on how to make the 25k last. She obviously dosen't know how to budget.
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