Pay Day Loan Scam

matttye

opinions4u wrote: »

You can skim read a 10 page document in 5 minutes and pick out the key points very easily.

For a web page or PDF the <CTRL F> to find a £ or % is also a way to do this quickly.

I agree. Bear in mind I was replying to a post which said:

"Never, ever, tick a box to say you agree to something when you haven't even read it, let alone understood it!"

You can't fully understand something you've only skim read.

Fishingtime

opinions4u wrote: »

You can skim read a 10 page document in 5 minutes and pick out the key points very easily.

For a web page or PDF the <CTRL F> to find a £ or % is also a way to do this quickly.

Wow thanks for that I have never seen that short cut before

YorkshireBoy

RichardD1970 wrote: »

I don't know what page the OP landed on when redirected as I am not willing to follow the process through that far .

Chicken!


Here's the page you land on if you're passed through...


https://www.the1loan.co.uk/verification.php


See the bit that says "Terms and Conditions"?...it's just after you enter your card details and just before you hit "Get My Loan".


You'll note here that they're giving a loan to Ms Sfdsf Dsfdsf. You can't see from this page, but they reside at Buckingham Palace, London, employed as a cleaner, and earning £45m per annum!

matttye

YorkshireBoy wrote: »

Chicken!


Here's the page you land on if you're passed through...


https://www.the1loan.co.uk/verification.php


See the bit that says "Terms and Conditions"?...it's just after you enter your card details and just before you hit "Get My Loan".


You'll note here that they're giving a loan to Ms Sfdsf Dsfdsf. You can't see from this page, but they reside at Buckingham Palace, London, employed as a cleaner, and earning £45m per annum!

It's still rather misleading though, you must admit. Starting on the other site would make you think it's that site you're dealing with.

It would be like if I did an online shop with Asda and were then taken to Tesco's website to checkout.

rorysdad

DCFC79 wrote: »

Ask your bank tomorrow what they can do, as far as I know cancelling the card wont do much good.

I think they use the 16 digit number and CVV to get the money? If they are not available because the card has been cancelled then surely they cannot get the money?

YorkshireBoy

matttye wrote: »

It's still rather misleading though, you must admit.

Not to me it isn't. If someone wants my debit card details and presents me with some T&Cs to read before I hit "Get My Loan", I'm sure as heck going to read them!


The only bit I disagree with on that page is that the T&Cs are very difficult to read in that small window. However, I'd copy and paste them into a word document for easier reading.

YorkshireBoy

rorysdad wrote: »

I think they use the 16 digit number and CVV to get the money?

Yes, it's a 'cardholder not present' transaction.

If they are not available because the card has been cancelled then surely they cannot get the money?

You're forgetting that the transaction was initiated before the card was reported lost/stolen or whatever else you're planning on saying to get a new card.

That's why I'm saying the transaction is legitimate.

matttye

YorkshireBoy wrote: »

Not to me it isn't. If someone wants my debit card details and presents me with some T&Cs to read before I hit "Get My Loan", I'm sure as heck going to read them!


The only bit I disagree with on that page is that the T&Cs are very difficult to read in that small window. However, I'd copy and paste them into a word document for easier reading.

You've neglected to quote the other part of my post. The guy probably thought he was dealing with the site where he started. It's not clear why he was taken to 1loan at all.

Like I say, it would be like shopping with one site and then being taken to another to checkout. Doesn't make sense other than to confuzzle people!

rorysdad

YorkshireBoy wrote: »

Chicken!


Here's the page you land on if you're passed through...


https://www.the1loan.co.uk/verification.php


See the bit that says "Terms and Conditions"?...it's just after you enter your card details and just before you hit "Get My Loan".


You'll note here that they're giving a loan to Ms Sfdsf Dsfdsf. You can't see from this page, but they reside at Buckingham Palace, London, employed as a cleaner, and earning £45m per annum!

That is not where I landed and I am not so stupid to not be aware that something was amiss had I seen the mention of Buck Palace!!

YorkshireBoy

rorysdad wrote: »

That is not where I landed

Really? I thought I'd just done exactly what you'd done...applied on merryloans, who then immediately redirected me to 1loan. The plot thickens!

and I am not so stupid to not be aware that something was amiss had I seen the mention of Buck Palace!!

You've totally missed my point!

I put in ficticious details on the merryloan site (because an earlier poster said they daren't proceed), including saying MY address was Buckingham Palace and that I earned £45m per annum.

They said I'd been accepted for a loan and passed me through to 1loan who simply wanted my card number.

Sorry for confusing you!