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Thistlewhistle 2014 - A Fresh Start
Comments
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Glad it went well, hope you're resting today0
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Hope you're soon on the mend, sounds like it's gone well :T
Cheers GG. I can feel that it's gone well. I did my first lot of physiotherapy exercises today and its amazing just how much more movement I have after just one day.
It still hurts like mad though - so still relying on the drugs!!:dance:
Soon be swinging off lamp-posts....although maybe not in this torrential rain!!
T;)Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
muddywhitechicken wrote: »Hope the drugs are working Thistle and that you're pain-free or at least comfortable
Thanks for dropping by MWC. How's things?:j
T;)Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Just catching up with your diary TW, glad everything went well with your op today, make sure you take it easy
C x
Hi Crumpets,
How's things with you?
My op went well and I'm OK - a chance to spend the afternoon with the budgets. Almost there and I'm flying now. Soon have the CCs paid off!:j:j:j
T;)Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Glad it went well, hope you're resting today
Hi Yukkibear,
I most certainly am resting! Hope your day has been restful too!
T;)Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Hi all,
73p & 25p Tilly Tidies carried out today, the 25p as a result of transferring £68.75 across to the Car Expenses Savings Account to cover this month's road tax (£8.75) and next year's Motor Insurance (£60.00).
in January, I paid the Motor Insurance as a one of payment, flatly refusing to be held to ransom by the extortionate APR rate that the insurance company were going to charge for a DD facility. So £637.36 of the credit card balance is made up of this. I saved approx £100 by doing this I think - it was significant anyway. This year I'm paying by S/O (to myself) so that when next January comes along and it's renewal time, the money will be there, as it will for the car tax due at the end of February.
Spent today sat on the sofa, sorting out my budget for February and beyond. Feel like I'm in control.:T:T:T
Feel like I'm getting organised at last!:D
T;)Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Go Thistle, sleep well and pain free
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Ha! Result!
My minimum payment DD on the MBNA Card has gone through, bringing the total balance below £4,000:j:j:j:j:j:j on that card anyway!
It also brings the Paid off date into 2015:dance::dance::dance::dance::dance:
T;)Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Hold on a minute - I thought I was getting organised but I think I'm getting all confused now. I'm muddling up cash accounting with accrual accounting and cashflow statements. What a nightmare!!!Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Am I right in thinking that when I'm doing a monthly budget, what I'm actually doing is just making a list of where my money goes each month?
Is it actually a Cashflow Statement I'm trying to do?
This is how much money I get in - this is what I'm doing with it?
HELP!!!
I'm getting all confused.Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0
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