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Breaking Through, Travelling On

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  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm mean like that in relation to ants as well KC! :eek: Bleurgh to long phone calls with the bank. Most vexing. I tried to make a mortgage appointment with a bank the other week and the wouldn't let me meet in branch, they refused to make anything other than a NINETY MINUTE phone appointment first :eek: Ninety minutes! Good grief.

    Don't blame you for chucking the cat poo container. Have a cheery day, hope the sun is shining at your house like it is here :)
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    EEk to the bank.
    Sounds just dire :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello both **waves affectionately**

    Yes, ants and cat poo, singly or in combinatin, are dire indeed :rotfl:

    Just done a transfer of the latest tranche of the Post Office money, we'll see if I'm allowed :cool:

    And I felt well enough to consider something other than gluten free pasta for 2nd breakfast - buckwheat pancake! Buckwheat has a splendiferous taste, and very little gluten, its lovely. Needs an accompaniment, I'll have to think about that, and I'm rubbish at actually making pancakes - I might have to make it in my halogen, like a baked souffle or something :o:rotfl:

    And yes, Cheery - the sun is amazingly beautiful right now. Just done a machine wash on a sort of spring cleaning level, I'm all about renewal at the moment :)



    PS no yougov for ages! They're not showing me the love :rotfl:


    Save
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Bizarrely I had an email from YouGov this morning and I've not filled in one of their surveys for months if not years!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I got to £50 recently, including *two* surveys for 150 points, and then they heartlessly abandoned me :rotfl:

    Just done the blog post, and finally managed to formulate in my head something that will help me keep my expenses to a minimum - I can put my blog photos on my flickr account, and hotlink from there :j it's legal, flickr encourage it, and its my own account and my own photos, so they're Copyright Me. Win-win, except my ISP, who doesn't get to increase my charges :p Not doing it today, it's quite fiddly, but definitely one for the do-soon list.
    2023: the year I get to buy a car
  • Suffolk_lass
    Suffolk_lass Posts: 10,290 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just checking in and catching up and want ing to say hi, after a week at my Mum's in Scotland:wave:
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Great savings with the Flickr thing. Just goes to show we can always reduce our costs/ work around.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • themadvix
    themadvix Posts: 8,749 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Buckwheat pancakes sound yummy!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello you three :):):)

    SL, glad you had such a good time - thats always nice. I've got a family visit coming up in 10 days or so :)

    EG - it's interesting, isn't it, I've known of it, but now that my blogs are threatening to outgrow the tiny amount of storage space I rent, it's concentrated the mind wonderfully :rotfl:

    Madvix - yep, the buckwheat is amazing. Though I've concluded that I'm a *terrible* cook - the baked souffle thing has definitely stayed with me overnight :rotfl:

    Today ... I answered a bank survey about my recent telephone banking experience :D and I've even agreed that they can contact me. I've deleted my phone number from their system, the experience was so bad, so that will be a letter :p

    Otherwise, cat blog, back up computer, try to survive in the heat. I'd really like to do a little bonfire, get rid of some of the woody waste in the garden, but its so hot, and I slept so badly last night, I'm loathe to introduce more heat to the world. I certainly have to tidy up today, as Pest Control Man is due for another visit :cool:
    Save
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ha, I went without posting on here over the whole weekend :) Okay, updates:
    - pest control seems to be sorted as no bait taken, but I'm not sure.
    - finally started to work on the garden borders, got rid of the non-fruiting gooseberry, helped the useful, self seeded plants that were being overshadowed by it - dressed topsoil, added bark chippings.
    - had another bonfire, not too bad in the heat, actually, as for the most part I'm away from it, fetching twigs :)
    - wrote a cat blog.
    - backed up computer: the fan is whining really badly again, bearing in mind what Z said, I think I'm going to get it renewed. I can log in to email on the kindle, though I can't actually *send*, oops.
    - checked energy bill - after a year, I'm £54 in debit right now, though as I pay £24 a month, I'm hardly surprised :)
    - checked French current account - enough there to pay the management company, quarterly rent income is due to be added on the 13th, and next mortgage payment is due out on the 25th. Money will need to be sent either August or September, hopefully for the next to last time :) as the mortgage finishes in September next year :):):) down to E9008 now!
    - checked with HMRC - informed about stopping self employment, though I'll still need to declare the French income. And no tax is due at the end of this month.

    Drat! I should have asked the HMRC peep about kindle etc income. Okay, other jobs:
    - pay the management company, check at the end of this week whether the rent has come in.
    - apply for refund from train company for the ticket I wasn't able to use.
    - send documents to kindle that I want to work on while the computer is away (sob) ...
    - might do a little bit of work on transferring one of my pensions to either Vanguard or Old Mutual Wealth....
    - and then there might be time to take the laptop to the computer shop (more sobbing)

    Then I'm free to do more in the garden. Another bonfire? Certainly more digging the borders, which won't be too bad.
    Save
    2023: the year I get to buy a car
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