We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Breaking Through, Travelling On

1322323325327328659

Comments

  • Watty1
    Watty1 Posts: 7,631 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    O.5% seems generous compared with the letter I received this week informing me my new rate. It has gone down to 0.25 % !!! Luckily not much in there as I more or less emptied to clear the mortgage - but - 0.25% :eek:
    Will look for a good one to start filling up when the good times roll in!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • rtandon27
    rtandon27 Posts: 6,257 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good morning KC! - You are sounding chipper & rested this morning!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :hello: Morning! Um, afternoon now :)

    Nice phone chat with my business partner (my skype software wouldn't update properly, stupid skype stuff :( ). Shattered after that, tbh, but a few minutes in the garden will revive me. One more phone call to do before that, and then I can faff about writing a blog post, which I'm really looking forward to, its buzzing in my head :D
    2023: the year I get to buy a car
  • rtandon27
    rtandon27 Posts: 6,257 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh KC I know how you feel!


    Had to update, Java & Flash before I could even start studying this morning!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Now *thats* fiddly, poor you, RT! Because we had to natter on the phone, at least I could sit in the armchair and relax, rather than sitting up at the desk, there's always a silver lining :)

    Made a fair bit of difference in the garden. At the far end, there's a couple of annual weeds that have been making free with my soil. Tsk! No longer. Cut back some dratted privet hedge too, its a ridiculous plant to have in gardens this size. Not mine, either, so I can't get shut of it. Plus a few more strawberry plants, at an average density of one per square inch, consigned to history :j

    Needed a little sit down after that :rotfl:

    Hope everyone has a lovely Friday night. I may investigate my bottle of red, it could do with using up :D

    Have a great trip tomorrow, RT :)
    2023: the year I get to buy a car
  • rtandon27
    rtandon27 Posts: 6,257 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 20 November 2015 at 9:05PM
    Karmacat wrote: »
    ...I may investigate my bottle of red, it could do with using up...


    :rotfl::rotfl::rotfl:


    OH has deemed we have some of that needing exactly that treatment!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • Have a great weekend. It's going to be a chilly one. I hope you had the beautiful blue sky today.

    Best wishes Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morning! The skies weren't bad yesterday, thanks Tilly, but they're definitely a uniform grey today :( when they can be seen through the lashing branches of my buddleia, that is - I'd cut a fair few branches, but the ones that are left are bending through 90 degrees in this wind, I'm not kidding :eek: and as for the row of 25 feet high laurels at the end of the garden :eek: I'm almost scared to look!

    I'm just waiting for my sis to arrive, and after she goes and the weather calms a bit, I'll be out there with my saw again, this is a little bit much.

    Otherwise, all's well :) and the worst trauma I face is that my tea has gone cold, and I had to pop to the kitchen to reheat it in the microwave :D it's a hard life :D
    2023: the year I get to buy a car
  • Goldiegirl
    Goldiegirl Posts: 8,807 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    gallygirl wrote: »
    My friend's nan got banned from the wrestling where we lived as she attacked the baddie with her umbrella :rotfl:.

    .


    My nan was a bit like that too! :rotfl:


    Hope you're having a nice afternoon, KC. The weather turned out to be quite pleasant in the end
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Goldie, yes, I had a good afternoon ta muchly. Excellent natter with sister, setting the whole family to rights :D and then since I wasn't *physically* tired, I took some time in the garden as I'd hoped - a bit of cutting back stupid ivy too close to my house from next door's, but mostly continuing to work on the tiny little front border. In the last 2 days, 2 full bin bags have found their way off that border, which must make it nearly a dozen now :eek: .... creeping conifer that spread both outwards and upwards, plus a few adolescent trees. I wish I was kidding about that, but I'm not :eek:

    I'm here for at least another couple of years, and I *do* want have the plants that I like and want and find useful and pleasurable.
    2023: the year I get to buy a car
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.