Breaking Through, Travelling On

gallygirl

Karmacat wrote: »

My two buddleias are very sorry for themselves, they look like they're dying, but a baby has self seeded in pot of compost that was lying about, so I may do a swap later next month.

You've managed to kill TWO buddleias? You do realise there is a new career out there for you - they're the bane of property maintenance companies :T:T:T

[Deleted User]

You sound really cheerful so bright and early, Karmacat. I hope you stay so positive all day:beer:

Lovely blue sky and not a sign of that cold biting wind here today, despite an overnight frost. Just been in the garden playing with my cat:j. Well, he's been doing the playing, running up and down the apple trees, jumping on and over everything he could find and generally 'showing off':rotfl:. I've just been watching him, feeling happy to be alive. For once all's well with the world:T.

Have a great day, everyone,

Karmacat

gallygirl wrote: »

You've managed to kill TWO buddleias? You do realise there is a new career out there for you - they're the bane of property maintenance companies :T:T:T

It wasn't me, guv, honest one had half its trunk fall off, and split right down the middle :eek: and the other is just getting all thin and wan. I might just cut that one back hard, but the one thats split in two should go, really. Excellent to have a new career tho

carbootcrazy wrote: »

You sound really cheerful so bright and early, Karmacat. I hope you stay so positive all day:beer:

Thanks CBC - yep, I'm good, once I have a coffee inside me :coffee: :dance: I finished the design for my book cover last night too, so I'm very chuffed about that :dance:

Lovely blue sky and not a sign of that cold biting wind here today, despite an overnight frost. Just been in the garden playing with my cat:j. Well, he's been doing the playing, running up and down the apple trees, jumping on and over everything he could find and generally 'showing off':rotfl:. I've just been watching him, feeling happy to be alive. For once all's well with the world:T.

That sounds brilliant! I like that

Have a great day, everyone,

You too I'm still hopping about on here amongst the threads - I've applied for that free insulation that Martin mentions in the newsletter - I applied once for a larger scheme and was told I had "okay, not brilliant" amounts, but it would be great to get a bit more up there.

Karmacat

I find myself slightly weirded out by my pension sums - in a good way

I've added things up properly for the first time since October, which isn't exactly a long time ... the total's gone up by almost £15k even tho there are 5 accounts not updated since then. About 60% of the increase is a family thing that isn't in my hands right now, but does belong to me. The rest, the big Friends Life increase that came in the other day, just as edinburgher was enquiring. The Regular Saver attached to my cheque account is siphoning money off without me noticing, and does seem to be genuine savings. The shocker-to-the-good-side is Aviva - even counting the tax-free money from the government, its up over 10%, and if you don't count that, and just count the money *I* put in instead, its up mega-bucks. So I'm definitely going to make space from the savings to stick another contribution in there, especially as the broker did me a favour in using that account. The charges are going down too - from 0.7% to 0.5% :j

I really didn't expect this, I'm quite confused ....

[Deleted User]

With sums like that I'd just love to be confused myself, KC. Is there a 'green with envy' smilie anywhere?

Karmacat

Well, there's this one

Of course, all this dosh relates to the years I was working 12 hour days, forcing myself to stop working by 9pm, or to the times before that when I lived with up to four lodgers for five years (having lied to get my mortgage) it doesn't really appear out of nowhere!

Other news: my Big Green Saving money, whatever Martin called it, appeared in my current account, so thats included in that figure as well.

Wakehurst Place have made a booboo with me: they're really into maximising profit, as opposed to providing a public service as a charity: I left an, um, determined message as requested and cancelled my direct debit. An awfully Proper Miss called me back, and was much more concerned that my annual ticket started in November, when I visited, rather than August, when I paid. I pointed it out at the time, but it stood. They're obviously really teed off with me now, and I'm pretty teed off with them too. I expect them to issue me with a new ticket, expiry August, next time I show up :rotfl:

And I've just spent 20 minutes on the phone to my credit card provider :eek: $59.94 charged to Avangate in Amsterdam .... no, not a sex shop :rotfl: its for Stopzilla - I cancelled them two years ago! I use Kaspersky now, and I'm going back to free when they run out this time. The [STRIKE]woman [/STRIKE] women from the card company were brilliant, I have to say, totally understood where I was coming from, and we had a laugh together

Honestly, if people work full time and commute, this stuff must be almost impossibly difficult to see to. Those of you that do that, you have my sympathies.

[Deleted User]

KC when you wrote 'doesn't really appear out of nowhere!' I totally understand. I didn't think it had just materialised without superhuman efforts by you in the past:A. I was just amazed really that in these difficult financial times (for everyone including financial institutions) things could have worked out so sublimely. I am genuinely chuffed for you and hope things go from strength to strength:beer:

Cheery_Daff

Brilliant news there for you KC! :j Glad to see all your hard work is coming to fruition! :j :j Good on you for making the most of the times when you could save that much

As for how people manage when working full time and commuting - I confess in my case many of the things just don't get done at all :rotfl: Which is why we are currently sorting out 25 years of 'small maintenance jobs' (many of which have turned into LARGE maintenance jobs...) :eek:

Karmacat

:kisses3::kisses3:Awww, thank you both.

Wakehurst and Stopzilla were in the post, and I still haven't opened the last few days. I do that Getting Things Done trick, or is Tim Ferriss' trick, of opening the post all at once: I may have left it too long this time :rotfl: but I need some time outside, so I'm off out into the garden in a mo, carrying on with the grass-clearing, since that will show quick results

Cheery, I totally hear you on small jobs turning into large jobs. My garden being a case in point, once you clear the ground, you have to plant something, or the weeds take over again

rtandon27

Cheery_Daff wrote: »

... As for how people manage when working full time and commuting - I confess in my case many of the things just don't get done at all...

DITTO!!!!!:D


(Though I have to say two amounts have landed in my account from the claims push I did the other day! - 104 & 17 now winging it's way to the pesky credit card!!!)