Breaking Through, Travelling On

Karmacat

elantan wrote: »

Hey Kc ... not got anything interesting to add but still reading

:hello: and I appreciate it

Cheery_Daff wrote: »

Oh, that sounds like some lovely family plotting there KC!

Thanks Cheery - its really rather lovely, isn't it! The recognition of his work has helped my sister a lot.

We had a dozy fly on the bed the other day. Tried to stick it at the end of the bed to die in peave and comfort but the darn thing kept buzzing at the skylight - let it out eventually to die in the snow...

They've got to do what they've got to do, I suppose ... can't see an appropriate smiley for that, so its a quote ... to everything there is a season, even dozy flies!

Knit_Witch wrote: »

Your Dad was 100 nearly a hundred years a go?!!!!

:rotfl: Norty Knit Witch

Genealogy is great, isn't it, Goldie! With such a long history in that town, that could be fascinating. This Canadian bloke, I've treated him the way they treat ancestors in Who Do You Think You Are - finding a photo of the hospital he went to, finding online writings about the POW camp he was in, its surprising. **When** I'm retired, I'll do little biographies of more of them. My Irish great great grandad is a right one - he'd be a book, I reckon

Me Myself And I, my supermarket delivery came today, I managed to get a shower, some clients have been very understanding of the lurgy, and my business partner has been wonderful in adding things up and feeding back to me, so that feels pretty good. I do think this is going to be about retiring this year, but before I make any decision, I need to get a bit more well, and to find out about the blood tests from mid-December.

rtandon27

Happy Monday KC - glad to hear you a bit more spritely of spirit! - loving your Canadian connection! - XO RT

Karmacat

Right, I'm just off to bed, but I'm just finishing off a few things. I never posted my 2015 goals, and I'm not doing that, but just finishing off some 2014: an Amazon payment, and the £5 reduction for the senior railcard take my "pension saving achieved" sig to £2842 and 5.92% - bother, I thought it might be 6%. It probably is, because of the £250 to go to the Regular Saver, but I need to check that

Plus, the mortgage rate for my French apartment has gone from 1.5% p.a. to 1.4% p.a. They say deflation will claim the eurozone eventually ... They may be right! An extra 3 euros a month reclaimed from interest payments to pay off the capital

Goldiegirl

Knit_Witch wrote: »

Your Dad was 100 nearly a hundred years ago?!!!!

:rotfl:you know what I meant!!:rotfl:

It's not as good as my favourite ever typo.

I was at work, and I typed (on a customer file) 'boy to rent' when I meant 'buy to let'! :rotfl:

Knit_Witch

Goldiegirl wrote: »

:rotfl:you know what I meant!!:rotfl:

It's not as good as my favourite ever typo.

I was at work, and I typed (on a customer file) 'boy to rent' when I meant 'buy to let'! :rotfl:

Ooops! that one really isn't good :rotfl:

ZTD

Karmacat wrote: »

Plus, the mortgage rate for my French apartment has gone from 1.5% p.a. to 1.4% p.a. They say deflation will claim the eurozone eventually ... They may be right!

No, it is merely the first stages of inflation, where the money supply (M0) expands faster than its drop in value, hence driving down interest rates. While M4 continues to contract (or more strictly M4-M0), then that tends not to feed into headline inflation rates. When a significantly higher fraction of M4 *is* M0, then that is the beginning of the end.

At that point, the Germans will be distraught. I don't like the Germans distraught. They tend to go to other countries packing a little bit more than a sun-lounger towel when they are...

ZTD

Knit_Witch wrote: »

Ooops! that one really isn't good :rotfl:

Unless it's the Coop...

Watty1

Goldiegirl wrote: »

:rotfl:you know what I meant!!:rotfl:

It's not as good as my favourite ever typo.

I was at work, and I typed (on a customer file) 'boy to rent' when I meant 'buy to let'! :rotfl:

Brillant !!! :rotfl:

Karmacat

Ug, neighbours kept me awake till 1.30 chatting, playing music, and something like banging chests of drawers, or pulling plugs out ... bit zombified today

However, I *have* gone on to my French bank account online, and paid my quarterly management fee, and now I've set up their equivalent of a DD, it was really easy. Plus, because I sent that account the leftover spreadbetting euros, I don't need to send any money to cover this month's mortgage payment.

It will be interesting to see if any rent arrives - its paid quarterly, January/ April/ July/ October. I've literally no idea if it will, I've signed the new lease, but I don't know if enough flat owners have signed the new lease to make it legal. What interesting times we live in (and how idiotic, once again, to ever buy a flat abroad as my first investment purchase)....

Bl00dy self employment - emails, texts and phone conversations still needed with my business partner and with clients, until at one stage I was practically stuffing my head under the pillow and going "la-la-la...". Though thats mostly because of the sleeplessness ...

If I can't make it work by retiring early *this* year, I'd rather live in an RV permanently than live like this. I could get a loo, a shower, a microwave, a halogen oven and a table top dishwasher in an RV ... folding bike strapped to the outside, I'd live in my sister's field in France (well, not for long, its 45 mins walk even to the nearest village, but its a perfectly sound option).

Karmacat

Such a great evening yesterday too - researching the details of our Canadian soldier, and getting details on his marriage and his son's birth. We had a fine old time