Selling a car without insurance (but with months tax disc)?

thenudeone

AdrianC wrote: »

Most - if not all - of the few remaining "somebody else's car" clauses on insurance explicitly require the car to be covered by a policy.

Definiately not all

LV's DOC cover applies regardless of the insurance status of the car being driven.

anfield1989

hollie.weimeraner wrote: »

Surely if the car is not kept on a public place there is no requirement to have it insured? It's only as the tax runs out that it needs to be SORN'd.

The issue would be any test drives etc.

I sold a Fiesta recently that was taxed but the insurance had expired so it was kept on my driveway. Potential viewer came, wanted it subject to a test drive so I just purchased 24 hour insurance online which was immediate.

Exactly my issue.

It's on my drive. I have tax till end of Feb. Not SORN'd it yet tho. If I do then the Tax finishes? (as someone says?). But I need the Tax surely.

I just want to sell hopefully like you over next few weeks. Where did you get cheap 24 hour insurance? The buyer or me would have to take it away eventually.

colino

Your missing the point, the extra burden slid under SORN rules is to make sure you have continuous insurance, not, "it's got a valid disc and it's almost on private land". Nowadays if your the RK of a car it has to be insured or SORN'd, no halfway house.

anfield1989

Quentin wrote: »

Since 2011 keeping an uninsured but taxed car on your driveway makes no difference to keeping it on the road as far as committing the offence of having no insurance.

If you are happy to have an uninsured car on your driveway (it can still be stolen, set on fire etc), then you must sorn it (and surrender the tax).

Hi there. Thanks for reply everyone. Trying to go through it all.

Basically I was going to search through temp insurance online. I am not insured and have NO SORN yet. Was waiting to see what people thought I had to do. Bit conflicting.

Whoever drives this car off (not using it at all at mo) has to have some insurance obviously (mine or his though not sure how they can?)

The Tax runs out end of Feb soon. I don't want to SORN as it will surrender my tax disc. I'm guessing this route is only if I don't want to insure aka scrapping it? On Gov site it says:

''It’s an offence to keep a motor vehicle without insurance unless you’ve surrendered your tax disc to make a SORN. ''
Also..
''You don’t have to buy a tax disc if you don’t use or keep your vehicle on a public road (eg you keep it in a garage, on a drive or on private land). You must make a SORN instead. Your SORN is valid until your vehicle is taxed, sold or scrapped.''

Based on me wanting to sell ASAP, I shouldn't SORN but I need to be quick about getting temp (maybe a month) insurance if that is all possible. Is SORN'ing an option at all. If I SORN I lose my tax disc. Can I Still sell it this coming month if I do???

Bit confused as what to do, and looming fines if not acting quick.

Thanks. Dan

anfield1989

colino wrote: »

Your missing the point, the extra burden slid under SORN rules is to make sure you have continuous insurance, not, "it's got a valid disc and it's almost on private land". Nowadays if your the RK of a car it has to be insured or SORN'd, no halfway house.

Yeah that's what I mean. One or other without doubt (my car insurance ran out when I was on holiday recently and I had to cancel, not knowing later that I wanted to sell car)

So, I want to sell. would you SORN it now or look to and buy a cheap insurance so you don't have to SORN?

colino

If the car has value, shop around and get the cheapest insurance possible, people will at the very least want you to drive it so they can assess it. If its a bag of bolts, get it on Gumtree and let someone else take your problem away.

anfield1989

Ultrasonic wrote: »

No. If it is not declared SORN then it must be insured. The law changed fairly recently on this.

Reading up on this (link can't be posted but on that money site you had) seems to suggest I have to look for some insurance. That basically is totally necessary. Especially if I'm going to sell.

It also means I don't have to SORN. From what I read if I SORN, then sell soon, then I have to tell DVLA it's back on road, buy some tax and buy some insurance.

I'm not sure why you'd SORN really? Surely you'd use the car in some capacity thereafter rather than leave it to waste somewhere.

If I'm missing something let me know guys but going to try and find a months insurance or something that covers my period of Tax disc till end of Feb (you're right Colino ^ )

anfield1989

colino wrote: »

If the car has value, shop around and get the cheapest insurance possible, people will at the very least want you to drive it so they can assess it. If its a bag of bolts, get it on Gumtree and let someone else take your problem away.

£200 car. IF insurance takes up loads then I'm not sure how much scrap would take it for...or if Gumtree people would buy temp insurance (though that would mean me scorning it and losing the tax which is again another silly issue).

anfield1989

In very good nick though.

AdrianC

anfield1989 wrote: »

From what I read if I SORN, then sell soon, then I have to tell DVLA it's back on road, buy some tax and buy some insurance.

No, that'd be the buyer's problem.

(Always assuming somebody would buy a car they can't test drive...)

I'm not sure why you'd SORN really?

SORN means Statutory Off Road Notification.
The car is off the road. It's uninsured and/or untaxed. You need to tell DVLA that, as a positive "it's deliberately off the road" rather than just "Oops, I forgot, very sorry".

Surely you'd use the car in some capacity thereafter rather than leave it to waste somewhere.

Of course you can. But, to do so, it needs to be taxed AND insured.