Selling a car without insurance (but with months tax disc)?

Rodney_Trotter

Ultrasonic wrote: »

Well, yes, obviously by extending the existing policy anyone could do that!

Edit: although you do have a point that keeping a car taxed allows this to happen.

Given the above discussed legal requirement for the owner to have the car insured or have made a SORN, I struggle to believe that there is a circumstance where the above proposition would be legal. But I'll admit I'm not absolutely certain.

I did by the way very deliberately allow for 'extremely unusual' cases where the buyer could drive the car away (i.e. true drive anything policies), but I wanted to make the point that in the vast majority of cases they could not, since 3rd party cover on other vehicles standardly requires them to be otherwise insured first.

I must have had non standard policies since I stated taking out comprehensive insurance.

Ultrasonic

Rodney_Trotter wrote: »

I must have had non standard policies since I stated taking out comprehensive insurance.

Possibly. I just dug out my own insurance documents and although it took a while to find, the clause is there. Are you (and missile) sure it's not in your policy too?

(If it helps, it's not mentioned on my insurance certificate (which has a statement about driving other cars with the owner's consent) but it is in the full policy booklet.)

missile

[/CENTRE]I am sure

missile

Quentin wrote: »

We see this from your poor advice in #9:



As has been pointed out, you cannot do this, as when you SORN, the TAX has to be "cashed"!

I never said one could, I have edited my post in case anyone else misinterpreted.

Rolandtheroadie

Quentin wrote: »

The flaw in these suggestions is you can't do SORN and keep the TAX!

Yes you can, I've done it.

Declared SORN due to it no longer being insured, sold car, called DVLA and removed the SORN decleration.

Quentin

scotsman4th wrote: »

Yes you can, I've done it.

Declared SORN due to it no longer being insured, sold car, called DVLA and removed the SORN decleration.

No.

You may have done it in the past.

You can't now.

As SORN involves surrendering the TAX, you must have done this some time ago!

https://www.gov.uk/register-sorn-statutory-off-road-notification

It’s an offence to keep a motor vehicle without insurance unless you’ve surrendered your tax disc to make a SORN.

Ultrasonic

missile wrote: »

I am sure

Fair enough. The question then becomes, is it legal to drive a car where the vehicle in question does not have the insurance in its own right that it is legally required to if a SORN has not been made? I don't know.

System

Ultrasonic wrote: »

Possibly. I just dug out my own insurance documents and although it took a while to find, the clause is there. Are you (and missile) sure it's not in your policy too?

(If it helps, it's not mentioned on my insurance certificate (which has a statement about driving other cars with the owner's consent) but it is in the full policy booklet.)

LV's policy allows this.

This has come up before and I contacted LV about my policy. They have confirmed in writing that the other vehicle does not need a policy on it.

However there is then the catch 22 situation that I can legally drive somebody else's vehicle with their permission that is taxed but not insured however the keeper is liable to be caught out by the SORN legislation for having a car with no insurance that is not SORN'd.

The police are not interested in SORN offences so you would get pulled for no insurance but allowed to go once you prove that there was valid insurance at that time.

Rolandtheroadie

Quentin wrote: »

No.

You may have done it in the past.

You can't now.

As SORN involves surrendering the TAX, you must have done this some time ago!

https://www.gov.uk/register-sorn-statutory-off-road-notification

February or March last year

missile

Ultrasonic wrote: »

Fair enough. The question then becomes, is it legal to drive a car where the vehicle in question does not have the insurance in its own right that it is legally required to if a SORN has not been made? I don't know.

!!!!!! has answered your question :T I would add DVLA do not make the laws and their interpretation is just that and carries no more importance than your own.

I hope OP comes back to give us an update