Selling a car without insurance (but with months tax disc)?

AdrianC

Quentin wrote: »

Parking on the road uninsured gets the same penalty as parking on private land uninsured (but include seizure/clamping) - your penalties are for using/driving an uninsured car!

IN10 includes "keeping" an uninsured car on the public highway.

Quentin

You keep arguing over the penalties.

The point being made to hollie.weimeraner was the misconception that parking on private land with tax and without insurance is equivalent to parking on the road with tax and no insurance!

You seem to think its not, and merely a "paperwork "no sorn" offence" (whatever that is).

AdrianC

Quentin wrote: »

You keep arguing over the penalties.

The point being made to hollie.weimeraner was the misconception that parking on private land with tax and without insurance is equivalent to parking on the road with tax and no insurance!

You seem to think its not, and merely a "paperwork "no sorn" offence"

Indeed.

Different offences, different penalties, different situations.

Sure, both are naughty. But they're very different grades of naughty. One will totally and utterly hammer your insurance premiums for the next five years, whilst the other isn't even endorsable.

(whatever that is).

Well, quite.

missile

Ultrasonic wrote: »

Are you sure about that? I strongly suspect that it would be extremely unusual for anyone to have an insurance policy that lets them drive a car they have just bought on an existing insurance policy....!

Yes I am,

With one phone call, one can add car to an existing policy or transfer insurance to new car.

Some buyers may have a drive any car insurance

Others may have drive car not belonging to them and could ask owner to accompany them home and do the deal there. Not ALL insurance policies specify that car must be insured by owner.

Ultrasonic

missile wrote: »

Yes I am,

With one phone call, one can add car to an existing policy or transfer insurance to new car.

Well, yes, obviously by extending the existing policy anyone could do that!

Edit: although you do have a point that keeping a car taxed allows this to happen.

Others may have drive car not belonging to them and could ask owner to accompany them home and do the deal there. Not ALL insurance policies specify that car must be insured by owner.

Given the above discussed legal requirement for the owner to have the car insured or have made a SORN, I struggle to believe that there is a circumstance where the above proposition would be legal. But I'll admit I'm not absolutely certain.

I did by the way very deliberately allow for 'extremely unusual' cases where the buyer could drive the car away (i.e. true drive anything policies), but I wanted to make the point that in the vast majority of cases they could not, since 3rd party cover on other vehicles standardly requires them to be otherwise insured first.

missile

I am not here to score points.

3rd party cover on other vehicles standardly requires them to be otherwise insured first.

As I said not ALL policies.

My policy certainly does allow me to drive any other vehicle with the owners consent. There is no exclusion stating that said vehicle must be covered by a.n.other policy.

AdrianC

missile wrote: »

I am not here to score points.

I don't think anybody is.

My policy certainly does allow me to drive any other vehicle with the owners consent. There is no exclusion stating that said vehicle must be covered by a.n.other policy.

That surprises me. Which insurer?

Rodney_Trotter

AdrianC wrote: »

IN10 includes "keeping" an uninsured car on the public highway.

IN10 using. Parking a car on a road is using, it may make it easier fir quinten.

Rodney_Trotter

missile wrote: »

I am not here to score points.

As I said not ALL policies.

My policy certainly does allow me to drive any other vehicle with the owners consent. There is no exclusion stating that said vehicle must be covered by a.n.other policy.

Same with mine.

Quentin

missile wrote: »

I am not here to score points.....

We see this from your poor advice in #9:

It costs you nothing to SORN, do it so to be safe.

I wouldn't cash the TAX. Makes it so much easier for the buyer if car is taxed.....

As has been pointed out, you cannot do this, as when you SORN, the TAX has to be "cashed"!