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misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I had a lovely afternoon with my gran, what a beautiful day. This evening I have been catching up on the washing and ironing. OH is currently out with friends so I'm enjoying the peace and quiet.

    Today ended up being a NSD as OH bought milk and I decided that the rest could wait for another day.

    When I was doing the ironing, I was thinking that I could really do with a new ironing board cover as the one I have is so thin that sometimes I iron the metal pattern underneath onto clothes :( I had a quick look at Arg*s and can get a kettle and ironing board cover for around £20 so will hopefully be able to work that into the budget tomorrow once I've been paid.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Payday today and I got £176.21 :)
    - £15 lunch today
    - £15 weekly savings
    - £12 contact lens
    - £16 broadband
    - £30 food
    - £20 wedding savings
    - £20 electricity bill
    - £10 emergency fund
    - £18.21 loan payment
    - £20 kettle/ironing board cover
    I will use the money OH gives me to buy travel tickets for our weekend away.

    When my usual loan payment goes out in a few days time, I will be into the 5s :T
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Spends for today are £20.60 on lunch :o oops wee bit over budget but was very yummy and lovely to spend time with my friend. OH gave me £20 so spent £18.50 on travel tickets for our weekend away.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Not much to report from today, spent £8.99 on food. Will still need to go a proper food shop at some point but that will do us for the next few days.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Coming out of lurkdom to say well done on clearing cc1 xx keep up the hard work xx :j:beer:
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Trixxibell wrote: »
    Coming out of lurkdom to say well done on clearing cc1 xx keep up the hard work xx :j:beer:

    Thanks Trixxibell :) so happy to be finally rid of it!

    Spends for today are £11.99 on a new kettle, £6.99 on an ironing board cover and £2.80 on sewing machine needles.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    Fab news on killing off cc1 MissT. Well done :beer:
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Fab news on killing off cc1 MissT. Well done :beer:

    Thanks Steph :). I still haven't quite got round to closing the account but it's on my to do list.

    Today my usual loan payment went out so that's me into the 5s and sitting at almost 44% paid :T slowly inching towards 50%. I have also been to the gym and been food shopping, spent £16.98. Shouldn't need anything else so hopefully will have a few NSDs.

    Phoned 2nd job earlier as I only have one shift with them this week, however, they didn't have any shifts. Trying not to stress out about it as I'm sure something will come up.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    A NSD today :) I have managed to pick up a shift tomorrow with 2nd job so feel a bit less stressed.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Today has been another NSD and I went to the gym after work. Tomorrow I need to buy a present for my friends wee boy but I have some money in the present fund for that.

    I got my payslip through today so will get £130.14 on Friday. I'm going out for a meal and drinks with friends on Friday so will need to budget something for that. I will also need to pay £40 at some point soon for hen weekend activities but will probably take the money out of the 52 week savings.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
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