misstara's debt diary 2014

misstara

I spent £14.35 on drinks last night, had a fab time and pleased to be under budget. Today has been a NSD

misstara

This morning I have been to the gym, cleaned the flat, done some ironing and made 7 more christmas cards. I have also had a look through some recipe books for ideas and started a meal plan for next week.

It has been a NSD so far but will need bus fare for after work and also need to get milk.

Payslip has arrived for 2nd job so will get £110.03 on friday.
- £15 contact lens
- £5.03 cc1
- £30 food
- £5 bus fare
- £25 presents
- £20 social stuff
- £10 toiletries

I have a baby shower and a meal out with friends to go to next week. I need to get a present for my friend, her birthday was last month but I haven't seen her since. I also want to get a small gift for the baby shower.

Any money OH gives me I will split between the electricity bill and the dentist although fingers crossed that I won't need any treatment.

misstara

£2.20 spent on bus fare and £1 on milk.

misstara

Only spend for today was £2.10 on bus fare to get to work as it was raining heavily this morning. The interest for the month has been added on so signature updated - now 27.5% paid

I remembered that the car club direct debit is supposed to come out on the 20th which I forgot to budget for. Although they have screwed up the last 2 months payments so I might end up paying manually at the end of the month but I better have the money organised for monday anyway.

I'll wait until I've been to the dentist and OH has given me money tomorrow and then do a revised budget.

misstara

Only needed a scale and polish at the dentist so £10.60 spent :T so relieved I don't have to find money to pay for any fillings.

OH gave me £90 so that's the car club covered, dentist paid and £20 to the electricity bill. No spare money to go into any of the other accounts but at least everything is covered without stressing about finding extra money

Spends for today are £3.80 (for a meeting so will be able to claim it back) and £8.50 on toiletries. I have also made the payment to cc1, almost met my targets for the month

misstara

Meal plan for this week
Tomorrow - fry up
Monday - at work
Tuesday - out with friends
Wednesday - coq au vin
Thursday - pork chops
Friday - chicken stirfry
I spent £22.66 in A*di today so pleased with that.

My gran unfortunately is in hospital at the moment will hopefully be out in a few days, however, it means I've gone a bit off budget as I spent around £10 today on bus fare to the hospital, a gift for my gran and coffees. I'm going to go back up to visit her tomorrow so will need bus fare for that. I'll rework the budget once she's back home.

in_need_of_direction

Somethings are more important than saving. Hope your gran feels better soon.

misstara

in_need_of_direction wrote: »

Somethings are more important than saving. Hope your gran feels better soon.

Couldn't agree more INOD. Thanks

Spends for today are £15 on a present for the baby shower and £3.80 on bus fare to the hospital. Gran seems much better so will hopefully be back home soon.

StressedSteph

Hi MissT


Glad to hear your gran is on the mend. You are doing so well, and your over-spends for gran were minimal so you will soon be back on track.


xxx

monz

You are so organised MissTara x