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OS Singlies - We Do It Our Way!

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  • LavenderBees
    LavenderBees Posts: 1,728 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    edited 13 January 2014 at 9:41PM
    I am a single mum too. The first place to start is to decide what will happen to your six year old. Have you got life insurance in place so that whoever has responsibility for your six year old also has the where with all to look after him/her? It is not fair to land someone else with the responsibility of not only looking after your kid, but to also land them with the financial burden too (unless of course it is the child's father, who has a duty to support the child anyway).

    LB - you can ask the solicitor to act as your executor. If you prefer to name someone else, the solicitor will ask for a back up person, just in case the first person refuses to be your executor, or passes before you do. Likewise, with any pets, you should name a back up person just in case the first person you have named does not wish to look after your pets.

    Solicitors are very helpful when preparing a will - they will ask about all sorts of provisions that you may not have thought about.

    Hello :j

    I just have the furry purry cats... it's going to be hard enough getting one person to agree to take my pets, but a backup person as well...it's a bit of a nightmare.

    And yes, I think it will be fairer on friends to have a solicitor as my executor; it's such an awful job for anyone.

    I think you're right. I know enough about what I want to do - just need to get my notes written down and make an appointment to see a solicitor now. I can't possibly be the first person with no close family they'll have had to help advise.

    cheers!

    ETA - I'll have chickens, too :eek:
  • iammumtoone
    iammumtoone Posts: 6,377 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    I am a single mum too. The first place to start is to decide what will happen to your six year old. Have you got life insurance in place so that whoever has responsibility for your six year old also has the where with all to look after him/her? It is not fair to land someone else with the responsibility of not only looking after your kid, but to also land them with the financial burden too (unless of course it is the child's father, who has a duty to support the child anyway).

    Yes I have life insurance that will pay off the mortgage, then the house would be sold. Ds has contact with his father so he would go to him.
  • BookWorm
    BookWorm Posts: 2,502 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Evening everyone - loving the new place :D

    BW
  • LavenderBees
    LavenderBees Posts: 1,728 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Byatt wrote: »
    Look what I found, http://www.lawdepot.co.uk/contracts/living-will-uk/?loc=GB&pid=googleppc-health_uk-ft_living_will_b3ft-s-ggkey_living%20wills&s_kwcid=living%20wills|6195804263&gclid=CNfh1cH9-7sCFRLMtAoddzYAqw

    The USA have a registry for living wills. But the above is an example form for the UK.

    edit, and this http://www.compassionindying.org.uk/?gclid=CILJ58D--7sCFe_MtAodzSoAkA

    edit again, this link seems very good, it also mentions that medic alert are working with them so you can have a notice of your advanced statement (living will) on record.

    Oh, that's perfect. Exactly what I need :T
  • BookWorm
    BookWorm Posts: 2,502 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Re: wills. Although I currently have family (well parents and a remaning grandparent) I am an only child and I have wondered about who I could/should leave things to (assuming I have anything to leave that is!)

    :think: definitely something for further thought
  • LavenderBees
    LavenderBees Posts: 1,728 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    BookWorm wrote: »
    Evening everyone - loving the new place :D

    BW

    Yes, it's got potential, hasn't it? We're having a bit of building work done, some of us are thinking of holidays, and the rest are tidying their affaires.

    Industrious lot or what?

    Good of you to drop by... I'm just putting the kettle on... :)
  • iammumtoone
    iammumtoone Posts: 6,377 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    It's maybe why I'm so attached to my PJs...my comfort blanket :)

    I love my PJs one of the great things about being single I can wear my warm and cosy flannelette ones with no one to have to make an effort for :o:D
  • spirit
    spirit Posts: 2,886 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    :wave:

    Hullo

    LB, I made my will at the same time as the divorce. Since I was buying a property, I was advised that it was imperative I do it sooner rather than later. In for a penny, in for a pound I thought, I might as well get the solicitor to do me a change of name deed whilst she was at it. Because of the mortgage and other stuff, I needed to have a different name to him with no association with him whatsoever. I know that you can revert to your maiden name, but I didn't like mine so chose something else.

    On a similar vein, a good friend of mine recently asked if I'd be a witness on her Power of attorney. She's named her eldest daughter as having sole poa and I guess she foresees problems with her other 2 kids should it ever be invoked - if that's the right terminology?

    I've got a form anyway, which is in a safe place now

    Calico, I really think that you might be my alta-ego. Your list of things to do - maybe, could also be mine. But you bought the house with the 'faults' so if you had to move it on quickly then someone else would wouldn't they.

    I mentioned my fence panels the other day, well I had a text from Wickes tonight saying they will be delivered tomorrow unless I text back No, in which case someone would ring me within 24 hours to reschedule. BUT, I paid an extra £30 for a Sat delivery THIS Saturday :mad:

    I rang them rather than waiting for them. They rang through to the depot to ask what was going on. They said because of all the storms, my order had been put back. So the conversation went on about when they would deliver it. I said that since they had the panels for delivery tomorrow, surely they'd have them for Saturday. The guy said they couldn't do Saturday, but the following one. I was a bit cross because I have someone lined up to fit them next week. Oh says the guy, well we can deliver them to you this coming saturday :wall: DUR, that's when they were booked for anyway.

    and breathe spirit.

    So anyway, having a sneaky look on FB this afternoon, the lady who rehomed my hens posted her husband's business card. He does odd jobs around the house. I asked if he covers my area and could he fit the fence panels. Yay, he does and because he has to charge me a day rate, can I list other jobs I want him to do. There really are some lovely people about. So far other than the fences, I need a kitchen socket replacing (I have the new one, just not confident to do it myself). 2 mirrors to put up, a curtain rail on my half landing, a smoke alarm that i've had just waiting for the diy fairy to do it.

    and a couple of hedge stumps/roots to get out. I had nipped into the garden centre on the way home from food shopping yesterday. They had yew hedging plants about 2ft tall, for half price. I'd been thinking about bamboo to plant against the fence at the back to break up the expanse of fence (my back garden has about 30 fence panels). Bamboo is normally quite expensive, but I like yew too and it's better I think, than conifers.

    I bought 4, came home and sited them then went back and got 6 more! I planted 4 yesterday, but these old stumps are in the way so it will be lovely if Mrhusbandofhenrescuer can do that for me too.
    Mortgage free as of 10/02/2015. Every brick and blade of grass belongs to meeeee. :j
  • LavenderBees
    LavenderBees Posts: 1,728 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    I love my PJs one of the great things about being single I can wear my warm and cosy flannelette ones with no one to have to make an effort for :o:D

    Strictly entre nous, (checks no one is listening) I wore mine on a 5 mile walk yesterday afternoon ;)
  • BookWorm
    BookWorm Posts: 2,502 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes, it's got potential, hasn't it? We're having a bit of building work done, some of us are thinking of holidays, and the rest are tidying their affaires.

    Industrious lot or what?

    Good of you to drop by... I'm just putting the kettle on... :)

    Sounds great - :) I'll bring the biccies :p
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