OS Singlies - We Do It Our Way!

Horace

There is a tithe attached to my house which was built in 1953 that says that I must pay for the upkeep of the medieval church in Cofton Hackett (that is the nearest medieval church to me) - thankfully my parents have taken out an insurance policy on the advice of the solicitor so that the insurance will pay should they decide they want work done on the church. Such things are not new and there was a medieval house in Warwickshire that had been restored by the owners who were then hit with a massive bill from the local church (the case went as far as the high court but they could not get the covenant/tithe overturned) - it ended up with them having to sell their house to pay for the repairs to the church.

I watched the motor racing from Sochi and quite enjoyed it (don't watch many of the F1 races). I washed up and put my meagre black bag out for the dustman (we have to put them out at around 6pm as the bin men come at 5am). I dry roasted the beef with some tatties and an onion - I have leftover meat for sandwiches or cold cuts with chips.

Haven't done half the jobs I was supposed to eg. minutes (wishing I had never opened my big mouth), the paper grass, cleaning the kitchen floor, cleaning the cooker and hob nor a myriad of other things.

calicocat

:eek:


What on earth is going on with these boards this morning...

Anyone know what it's about?

13 threads I think started all saying the same thing!!.....?????

LavenderBees

Looks like a malicious spammer to me. I'm sure the threads will disappear soon.

LB xx

tru

calicocat wrote: »

:eek:


What on earth is going on with these boards this morning...

Anyone know what it's about?

It's that annoying cheapo kitchen person having a tantrum
https://forums.moneysavingexpert.com/discussion/comment/66720884#Comment_66720884

calicocat

tru wrote: »

It's that annoying cheapo kitchen person having a tantrum
https://forums.moneysavingexpert.com/discussion/comment/66720884#Comment_66720884

. .


That's one tantrum....i have followed a few links and the place is flooded with stuff from him/her.

moneyistooshorttomention

I blinked visibly when I spotted the state of the Forum this morning. I've seen spam attacks before now, but its been just one per sub-forum and they've only got some of the sub-forums.

Not that its possible to make out what they are saying anyway, other than it being a right rant, as they are so illiterate, and so I've about managed to pick up its something to do with kitchens and a particular board guide and that's as far as its possible to pick out amongst all that illiteracy.

EDIT; The Competitions Board seems to be the only one keeping pace with this spammer.

moneyistooshorttomention

Horace,

I remember all the fuss about churches acting anti-Christian and using this ages-old provision to take money from people and think that's now been resolved. Wasn't some new law passed to deal with this at the latter end of last year, but until that point people were advised to take out chancel insurance in case?

So, churches used to be able to do it, but have been stopped. Councils can do it and charge home-owners who have bought a flat in a block of Council flats (well, I can see the point and some justice in that one). Maybe charities can still do it? Am trying to think if there are any other instances where one organisation/person/etc can make a unilateral decision to spend someone else's money for them.

I've not heard of any individual household trying to spend other peoples money for them. My understanding is that, in unadopted roads, that, even if the law doesn't (yet) require consultation that there will be consultation and the views of those consulted will be abided by (ie if one or more households cant afford the work, then it doesn't get done until they can). That hypothetical "man on the Clapham omnibus" with his "reasonableness" testing would regard it as reasonable/expected to have that consultation.

Actually, even the Government doesn't try and extract non-existent money. Income tax isn't charged by the Government until income reaches a certain level, and hence at the moment I'm not actually paying any tax because my income level is so low.

It was problematic in the first place finding a suitable house here. There were very few to choose from and I had to pick the "best of a bad bunch" and it wouldn't have been my free choice to have one in an unadopted road, but when the choices come down to damp/Japanese Knotweed nearby/uninhabitable/etc. This one was described in somesuch terms as easy to maintain and implied it was ready to move into (think the estate agents here are perhaps prone to higher levels of errrr...overestimating ...what a house is like), as its actual state would have been described as "in need of renovation" where I've come from. 'Twas very much Hobsons Choice situation as to what house to have and at least this one was semi-habitable at the outset. Hence where all my savings have gone and I would think people would be grateful I'd rescued the house from the possible dereliction that otherwise faced it.

Daydreams about being on high enough income to be paying a higher rate of tax...:money::happylove

greenbee

MTSM - your solicitor should have identified any covenants for your and explained them. Any missing covenants should have been covered by insurance paid for by the vendor. If there are unexpected costs coming up you may want to take it up with your solicitor as a case of negligence rather than with your neighbours who are simply trying to maintain the property in compliance with their legal obligations.

We have a shared sewage system. Everyone is obliged to pay 1/6 of the costs. If parts fail this can be expensive. At other times it costs very little. None of it can be predicted.

Perhaps you should talk to your neighbours about setting up a sinking fund of some kind for the road, so you all pay something every month/year to spread the cost of any work. This money wouldn't be reclaimable if you sold, but might make the property more saleable to people with concerns like yours.

moneyistooshorttomention

A sinking fund might be a possibility if someone honest and independent could be found to look after the money. I would be prepared to do it myself and I know I'm trustworthy, but.....(and I wont go into details as to why I wouldn't trust a couple of the others here to do so....). Quite apart from any "personal" considerations, I can see what way I think the finances of one party involved look to be heading and I wouldn't want "our" finances dragged down with them if they "crash" at some point personally.

Is there a way to identify a mutually acceptable "outside" person to hold the money/administer the fund? Has feeling that using an outside person as a fund-holder would mean they would make charges for their own services...

RosiePuddingPaws

Money - I would expect any outside person would charge for their services so you may wish to avoid that. There is nothing to stop you setting up a modest savings pot for your share of this sort of thing when your pension comes in, although I appreciate it doesn't help now.

Unpleasant weather here this morning and I need to order my heating oil. I like having the heating but don't like the cost of the oil!

RPP