Nationwide 1st year 5% coming to end for me, where next?

JustAnotherSaver

rb10 wrote: »

When your FlexDirect account finishes, if you change it to a FlexAccount then you'll be eligible to re-upgrade to FlexDirect in a year and get another 5% (assuming they still offer it then).

Do you have to have been without the account for 12 months before you can get it again?

When mine ended i was planning on closing it & then opening another a few days later.

rb10

JustAnotherSaver wrote: »

Do you have to have been without the account for 12 months before you can get it again?

When mine ended i was planning on closing it & then opening another a few days later.

Did you read the T&Cs quoted in post 9?

iAMaLONDONER

rb10 wrote: »

According to the actual T&Cs:



I take that to mean that once you've not had a FlexDirect for at least 12 months, you are entitled to any promotional offer(s).

Thanks so I'll downgrade to FlexPlus or switch to Halifax to collect the £100 switching bonus!

JustAnotherSaver

rb10 wrote: »

Did you read the T&Cs quoted in post 9?

Nope. Like many on the forums here i skim read a thread.

Thanks though.

anotheruser

Well in that case you can't blame anyone
Maybe the helper won't bother replying anymore.

Skim read other threads... slowly read your own as it's you who are asking for help.

chili1496

scgf wrote: »

It is a bit of a hassle, but once opened it's a good account and worth having. I use the Clydesdale Direct Current Account as my main current account and have no complaints. Surely a little time on the phone is worth it for the 4% interest?

yeah your probably right, i will apply when am next off work

The_pc_tech

All prepped to fill in the YB application tonight, fill in the details and am asked whether I want to go into a branch (no branches near me) or do it over the phone which I selected.

Seriously though, no electronic application?

Vortigern

iAMaLONDONER wrote: »

Thanks so I'll downgrade to FlexPlus

Downgrade? Flexplus is a packaged account with a monthly fee, isn't it?

Vortigern

The_pc_tech wrote: »

All prepped to fill in the YB application tonight, fill in the details and am asked whether I want to go into a branch (no branches near me) or do it over the phone which I selected.

I chose "go to branch" but they rang me!

It does seem odd that there's no online application for a "direct" i.e. online account. Their web interface is a bit strange too. Amongst other things, the buttons for continue/cancel are the wrong way round. Would probably suit a left-hander.

iAMaLONDONER

Vortigern wrote: »

Downgrade? Flexplus is a packaged account with a monthly fee, isn't it?

I meant FlexAccount - the free version!