My DMP Journey...

nextyeartina

Sorry to hear you're in pain but glad you might now know the real cause & treatment . I think people will have mixed views regarding the emergency fund or debt. If it was me in your position, I'd go for the emergency fund option. I'd still be paying a good chunk towards my debt. Just putting a little aside for that emergency that creeps up & bites you on the @r$e.


Tina xxx

Monkeyballs

nextyeartina wrote: »

Sorry to hear you're in pain but glad you might now know the real cause & treatment . I think people will have mixed views regarding the emergency fund or debt. If it was me in your position, I'd go for the emergency fund option. I'd still be paying a good chunk towards my debt. Just putting a little aside for that emergency that creeps up & bites you on the @r$e.


Tina xxx

Hi Tina,

Thanks for dropping by Fingers crossed this is the cause... If not, at least for the moment I'm feeling optimistic which is a nice change

Yeah... I think I'm erring on the side of an emergency fund too... It proved handy before and I think it would be good to have that safety net there again just in case plus it would only take a month or two to build it up and in that time I'd still be paying a wedge off, just not as big a wedge as normal LOL

Ahhh... Weirdly, I love my debt because it gives me something in common with all the other folk on this site :undecided how weird is that!!!

MB x

in_need_of_direction

Stockholm syndrome.

Monkeyballs

in_need_of_direction wrote: »

Stockholm syndrome.

LOL, possibly... I wonder if I'm the first? I wonder if there is a band called Stockholm Syndrome? If not, it's a good one... It'd be a great Emo song!

I have a debt, which I hate and yet love,
My creditors gave me cash to be as free as a Dove.
But now it's all in ruins and I lay here and cry,
I understand and sympathise but I just wanna diiiiiiiiiiiie....

STOCKHOLM SYNDROME!!!!
I'm a captive to my debt.
STOCKHOLM SYNDROME!!!!
I really wanna clear it but I don't wanna let,
go of ittttttt....

I get to crying and my body starts to shake,
It starts in my voice as I start to quake.
Everything is trembling I can feel it in my thighs,
I know it's gonna kill me but I can't help but empathiiiiiiise.

STOCKHOLM SYNDROME!!!!
Please just let me go.
STOCKHOLM SYNDROME!!!!
I take responsibility, my problem I know,
just... leave... me, alone

Now I'm in a DMP and have a budget to survive,
But my friends don't know my situation and I don't feel I'm alive!
Just 4 years of scrimping then I'll be free of this hell,
But it's my dirty secret and I don't know who to tell!!!!

STOCKHOLM SYNDROME!!!!
I don't wanna pay.
STOCKHOLM SYNDROME!!!!
I'm all emotional and all I wanna do is lay,
down and diiiiiiiiiiiiieeeeeee......

Yeah!!!

Hmmm... I may also have too much time on my hands...

MB

in_need_of_direction

Definitely too much time but hilarious.

Monkeyballs

in_need_of_direction wrote: »

Definitely too much time but hilarious.

Just keepin' it real yo...

nextyeartina

Love it, lol. You're in the wrong job. Song writing's where you should be, lol.


Tina xxx

Monkeyballs

nextyeartina wrote: »

Love it, lol. You're in the wrong job. Song writing's where you should be, lol.


Tina xxx

(In an Elvis voice) Whay thank you, thank you... Vhery much

MB

nextyeartina

On the subject of emergency fund, would going to see Eminem in London count as an emergency? Lol


Tina xxx

Monkeyballs

nextyeartina wrote: »

On the subject of emergency fund, would going to see Eminem in London count as an emergency? Lol


Tina xxx

Hmmm, well the chances of affording a ticket are slim unless you buy them from someone quite shady and the price me be so steep say oh please and have to then stand back up...

I don't know why I wrote that,it sounded funnier in my head LOL

MB x