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Looking forward - Debt Free in 4 years

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Comments

  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Well it's been a long time coming but looks like we will be completing at the end of the week. Phew! May be next week before the money clears but then we will be doing a lot of clearing of our own! :j
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :T:j :T:j :T:j

    Pleeeease let it happen! Best of luck :)
    2023: the year I get to buy a car
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Phew - completed - mortgage free and will be debt free on Wednesday once the money has worked its way through the banking system! I will wait to confirm that when we have actually paid off the cards and loans... then will be celebrating!
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Brilliant news - delighted for you Miz. :T:T:T

    Your buyers were certainly keeping things on edge long enough, a well overdue big sigh of relief.

    Can't wait to read your post of final debt free celebration. :beer:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :coffee: :bdaycake: Congratulations!


    The above is coffee and cake for this morning

    And for this evening: :beer::beer::beer:
    2023: the year I get to buy a car
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Great news at long last x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Thanks everyone - it has been a long time - 16 weeks since we accepted the offer and no chain! But done now so a relaxing weekend ahead while we wait for the funds to come through on Tuesday. :) hope everyone is enjoying their weekend. :)
  • Ammeretto
    Ammeretto Posts: 181 Forumite
    Part of the Furniture
    Hi Mizmir

    i think this is the first time ive posted on your diary but i have been following for a while.

    I just wanted to say well done on being debt free

    Ill bet your glad the sale has finally gone through.
    We have just had our remortgage completed. It took 6 months to do :eek:
  • Congrats Mizmir x
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Well I can't quite believe it but I can finally say we are debt free! :j:j:j:j:j:j I have spent this evening paying off cards, sorting out final payments for loans etc. It is quite surreal writing out all these big numbers - but they should all clear in the next few days. When it is all finished with we will have enough left to start an emergency fund and to start saving. As we have sold our house to do this, we will need a good pot to let us buy a house sometime in the future. So that will be the focus now. I never want to be in a position where we borrow again!

    Off to update my signature and do my official debt free post! :T:T
    THANK YOU all of you for helping me get to this point.
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