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MSE News: Online driving records could cut car insurance bills

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  • ~Chameleon~
    ~Chameleon~ Posts: 11,956 Forumite
    10,000 Posts Combo Breaker
    Steve059 wrote: »
    And again, what about the 6% of the population who don't have internet access to check the accuracy of these?

    As a "straw poll of one", my car's online record is incorrect.

    So is mine on the insurance databases. It's listed as a quattro but isn't one.
    “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
  • cepheus
    cepheus Posts: 20,053 Forumite
    Bantex wrote: »
    They are most likely care home residents and unlikely to be driving.

    In Great Britain, 21 million households (83%) had Internet access in 2013. Note, this is someone in the same house not 83% of people. So 17% of households don't have access.

    Care homes constitute only about half a percent of the population 386,000 people. I know several people who have no idea how to use the internet and are not in care homes, one in her mid fifties, lives alone and drives.
  • vulcan1964
    vulcan1964 Posts: 1,132 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Any reason you've not applied for a plastic licence to date? You'd have no points on your licence if you had.

    I still have my green paper driving license from 32 years ago with my old address on it ( left 25 years ago ).

    But as I have not had a offence, parking ticket or accident in those years do I need to change it ?
    Politics is the art of looking for trouble, finding it
    everywhere, diagnosing it incorrectly and applying the wrong remedies.
    Groucho Marx


  • ~Chameleon~
    ~Chameleon~ Posts: 11,956 Forumite
    10,000 Posts Combo Breaker
    edited 9 January 2014 at 5:59PM
    vulcan1964 wrote: »
    I still have my green paper driving license from 32 years ago with my old address on it ( left 25 years ago ).

    But as I have not had a offence, parking ticket or accident in those years do I need to change it ?

    Yes, it's an offence not to have your current address on your DL with a fine of £1000.

    Have you never needed to use it as a form of ID?
    “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
  • Torry_Quine
    Torry_Quine Posts: 18,876 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    vulcan1964 wrote: »
    I still have my green paper driving license from 32 years ago with my old address on it ( left 25 years ago ).

    But as I have not had a offence, parking ticket or accident in those years do I need to change it ?

    It's an offence not to have your correct address.
    Lost my soulmate so life is empty.

    I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
    Diana Gabaldon, Outlander
  • usefulmale
    usefulmale Posts: 2,627 Forumite
    Yes, it's an offence not to have your current address on your DL with a fine of £1000.

    Have you never needed to use it as a form of ID?

    Are you sure? As long as you are contactable at the address given on your licence, you are OK.
  • ~Chameleon~
    ~Chameleon~ Posts: 11,956 Forumite
    10,000 Posts Combo Breaker
    usefulmale wrote: »
    Are you sure? As long as you are contactable at the address given on your licence, you are OK.

    Really? And do you think he's still contactable at an address he left 25 years ago? Unless it happens to be his parents' address and they still live there.
    “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
  • Really? And do you think he's still contactable at an address he left 25 years ago? Unless it happens to be his parents' address and they still live there.

    Could be, you don't know it isn't.

    He may have sold it to a friend who hands him any post.
  • vulcan1964 wrote: »
    I still have my green paper driving license from 32 years ago with my old address on it ( left 25 years ago ).

    But as I have not had a offence, parking ticket or accident in those years do I need to change it ?

    I've just changed mine from the pink one to the counterpart one and card after 8 years of change of address only for insurance purposes. Wouldn't have bothered otherwise.

    As to the fine thing does anyone know of somebody getting fined because of incorrect address-because I don't.
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    I liked the headline that 'Insurance could become cheaper'.
    Yeah, right. Not a chance pal.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

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