MSE News: Online driving records could cut car insurance bills

Butterfly_Brain

Why are they allowing the uploading of NI numbers and licence plate numbers? This is a huge identity theft waiting to happen. I do not expect premiums to go down, they will do the same as every year they will just keep rising, so this is just another way of allowing corporates to spy on you

cepheus

I have some points from around 10-15 years ago still on my ragged piece of paper which I could get taken off, but I think this means applying for a new plastic license. Does this new system change anything?


The paper counterpart to the driving licence photo card is due to be phased out by 2015 while it was announced in December that paper car tax discs would also be scrapped.

not sure if this answers my question: will we retain the old paper licenses we already have and will points after 5 years be not on the on line version? Could I rely of the insurance companies not hiking my insurance anyway? Otherwise a very good idea.

spikyone

Shouldn't that headline read:
"Online driving records will increase car insurance for those who've previously fibbed, but won't have any effect whatsoever on the majority of drivers"?

Forgive my cynicism, but the insurance industry isn't exactly known for its efforts to control its costs or the price it charges the consumer.

Vejovis

So everyone will be able to see my flawless driving record, cool.

cepheus

I guess this might prove embarrassing for certain officials!

FireWyrm

AMG762 wrote: »

Does this mean i now have to tell my insurance company about my points? :cool:

You car insurance therefore is invalid as you have failed to disclose a material piece of information which has a direct bearing on how much you pay for your cover. If you have an accident, the insurance company (when finding out about those points) is likely to simply cancel your insurance and leave you twisting in the wind.

lxpeanut

Was actually just thinking how stupid it is that we still have the paper counterpart in this day and age.

~Chameleon~

cepheus wrote: »

I have some points from around 10-15 years ago still on my ragged piece of paper which I could get taken off, but I think this means applying for a new plastic license. Does this new system change anything?

Any reason you've not applied for a plastic licence to date? You'd have no points on your licence if you had.

~Chameleon~

Vejovis wrote: »

So everyone will be able to see my flawless driving record, cool.

And mine! Thirty years and counting :cool:

VictimOfImpersonation

Butterfly_Brain wrote: »

Why are they allowing the uploading of NI numbers and licence plate numbers? This is a huge identity theft waiting to happen. I do not expect premiums to go down, they will do the same as every year they will just keep rising, so this is just another way of allowing corporates to spy on you

Absolutely correct analysis especially with regard to terribly enhanced ID Theft risk :mad:

Banks already have these data on most of us so now HMG is giving them a whole truckload of confirmatory data plus evidence of traffic misdemeanours ? Just think what will happen when they log in from India and all the illegal organised crime databases are all updated for free using the newly released HMG data.

HMG has the tiniest butterfly brains, Butterfly Brain!