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Debit fraud investigation.
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Has anyone got any links to current figures on fraudulent use of cards in the UK as I have a feeling this may be the start of a long fight?
Click on the title Fraud the Facts 2013 on the link below and download it:
http://www.financialfraudaction.org.uk/downloads.asp?genre=media
Hope this helps.0 -
So how can I find out if the machines used are chip only ?0
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Lets_get_sorted wrote: »So how can I find out if the machines used are chip only ?0
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Lets_get_sorted wrote: »So how can I find out if the machines used are chip only ?
You will only find out if your daughters bank tell you the chip has been read.
If the card and PIN have been used it doesn't really matter.0 -
You will only find out if your daughters bank tell you the chip has been read.
If the card and PIN have been used it doesn't really matter.
I think it all matters given ATMs are constantly being attacked.0 -
You will only find out if your daughters bank tell you the chip has been read.You will only find out if your daughters bank tell you the chip has been read.
If the card and PIN have been used it doesn't really matter.ChumpusRex wrote: »There was a more recent case in 2008, involving a chip & PIN card and a Mrs Jane Badger.
In this case, there were mysterious withdrawals from ATMs. The bank pressed charges of fraud after their transaction logs showed that the card was a chip & PIN card. Again, bank experts stated in court that the system was secure and Chip & PIN cards could not be cloned and that the transaction logs clearly showed that the original card was used.
However, in a chip & PIN transaction, the card's chip generates a secure, unforgeable digital signature at the time of the transaction, this is transmitted to the bank and is kept as proof that a specific chip was used to initiate a transaction. The defence asked for a copy of the digital signature for the transactions in question but the bank had no records of the signautres. In this case, the person was aquitted, but not without having been suspended from work.
What the technical reason for not having the signatures was never found. However, the defence successfully argued that the banks logs mistakenly recorded a magstripe read as a chip read (a cloned card with a fake chip), which would explain why no chip signatures could be found.0 -
All the ATM's I use read the magnetic strip - how do I know?
I never unlocked the PIN for the chip as I never use my debit card for physical shopping.0 -
jonesMUFCforever wrote: »All the ATM's I use read the magnetic strip - how do I know?I never unlocked the PIN for the chip as I never use my debit card for physical shopping.
Chip is just a secure tool for verifying the PIN if a chip&pin card is used in chip-enabled devices.0 -
My Lloyds card has one pin number but if I put 3 wrong PIN numbers in a point of sale machine the shopping PIN is locked.
If I then go to an ATM and withdraw cash it will work.
To go shopping with the card again I would need to unlock the PIN.0 -
This doesn't make any sense to me as if you put 3 wrong PINs in ATM your card gets locked similarly and can't be used for any PIN transactions.0
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