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Horses, debts and general mutterings

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  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Forgive me diary world for I have sinned and bought something I could do without. Had grill pan thing with ex, he took it, grrr, but to be honest has left lots, but terribly miss it so I have bought a new one £65 :( Have put it on my Sains CC. Good things tho - will get nectar points for use and hopefully also got 8% cashback with purchase, fingers crossed. Have small outstanding balance of £4.22 on Sains CC so £69 to find, due by 8 September so all extra payments to go to that then concentrate back on the Bcard. Have some survey money due so thats a start when it lands.

    Good things £10 gift card from sains landed from another survey site so that will help towards the food bill next month :D Will be NSD, dinner from freezer.

    Am at OH's sisters wedding in few days so minimum spending there and then lovely bank hols and then pay day :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    NSD yesterday, beans picked from garden got lots in the freezer now, just waiting for carrots to be ready.

    Need to get fuel today, will stretch budget as dont really have enough but hopefully will be able to stretch into next months budget so shouldnt be over.

    £13 received from survey site so that has been sent to Sains CC so only £52 left to find :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good afternoon :)

    £50 spent on fuel and £3.99 on lunch today and carrots for the hossie.

    Pay day, new budgets sorted. Next month should be much better as again £100 odd down from deduction of sick pay.

    Reduction in virgin bill was £55 (budgeted £54 as new service is £52.99), but they hadnt deducted a service charge of £20 so now new bill £35, worth a quick phone call and a few more pennies in bills a/c to roll over to next month :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Just catching up as taken 2 weeks out - all going fabulous I see, don't worry about the spends - sometimes things just have to be done - we still plod on tho. Glad hossy is ok x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Forgive me for I have sinned again over the weekend, went shopping OH needed to buy a bed, I spent £80 on books :( I havent bought anything for myself, just for me being selfish for a long time. I will read these books many a time so will not sit on shelf wasted, but still £80...anyway deed is done.

    So I put this on my Sains CC which balance including the spend last week is around £150 :( So this is to be paid of asap as before. £13 already received, small ebay sale over the weekend so another £3.68 sent today.

    Few NSD over the weekend, lots of surveys done and listed 34 items on ebay, yawn, hope some more sell, so slightly redeemed myself.

    Small spend today need to get prescription and some fresh fruit.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    £2.30 cash in purse, £2.23 spent on fresh fruit and choc mousse (prescription free). Pleased as didnt have to break into grocery budget yet.

    £1.86 received from quidco today so a few more pennies to go to Sains CC :)

    NSD today, hossie trainer later but already paid for, lunch bought in and dinner cooked last night so leftovers tonight.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Popping in to say hi and good luck.
    Have read from the start. Xxx
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    Ill again last week, grrr, had to take days holiday so wont lose pay as really need every penny I can at the moment.

    £58 spent on hossie food yesterday, slight overspend but should last a while. Went to Legoland on Saturday with nephew and friends, took lunch so only spent £20 on ticket (group discount) £3.50 on one ride for nephew and £4 on parking so could have been a lot worse.

    So far this month I have overspent on hoss food budget and misc spending so need to rein back on everything else to be able to balance the books.

    Few more pounds of survey money received so sent to Sains CC, was £150.16, now stands at £128.62, still a lot to clear. Should have at least one ebay sale tonight so another few pennies to throw at this.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    1 ebay item sold, hoped for more but re-listed stuff so hope more sells. Anyhow £4.77 withdrawn from paypal and sent to Sains CC. NSD yesterday and dinner from store.

    Spendy day today need to get some fresh fruit, lunch and cash out for yard owner for next week. Away on hols, just cheap break, staying at OH's parents holiday home so only food and fuel to pay for :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    £3 received from survey site so that has been sent to CC. Sofa payment out too. Put £69 on CC yesterday for bro in laws bday pressie, unfortunately due to hols dont have spare funds but will get it down. Its a bit of a deal tho as bought a battery for his drill and want to get him to build me shelves so helps me to get the battery ;)

    Small signature update done, figures not great but not looking too shabby :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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