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Horses, debts and general mutterings

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Comments

  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Morning BB,

    Sounding very positive there which is great :) You're heading in the right direction and doign fab! Well done.

    I've just had interest charged on a CC I've just paid off too. I didn't close the account tho as wanting a BT offer on it - wish I could have told them to stick it!

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Called council tax and they have awarded my single person discount :) Instead of paying £162 a month, will be paying £114 :D DD to be amended as of this month, so will be a big saving and some more money rolling over to bills a/c next month.

    Grr re your interest Debtfree, hope you can get the balance transfer though, fingers and hooves crossed :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Congratulations on the SP discount! Great news
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    That's good news re CT. And it sounds like bills sorted for this month with ex OH paying towards elec bill.


    Hope hossie doing ok :D
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :)

    5 sachets of shower gel in post last night, have loads anyway but always nice to get freebies. Another small ebay sale last night but awaiting payment.

    £40 received from survey site today so sent to Bcard, now at under £6k :D have updated signature so looks great.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Congrats on sub 6k on BC!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks debtfree now to just be sub £5k! Counting down slowly!

    Small ebay sale paid so another £2.61 to the card. NSD yesterday.

    Spendy day today, need to get fuel and also have £5 voucher for at home at tesco so see if I can get something useful with that, may need to top up some fruit too.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    It'll be here before you know it :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forgive me DFW world for I have spent pennies I dont really have. I have just bought some 3/4 length jeans, I ripped my only pair yesterday and need some more down the yard. I have only spent £20 so not as bad as could be. Knowing my luck they wont fit and will have to return but fingers crossed they work ok :) I was good and went thro quidco so if they do fit I should get some cashback.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning, tfi friday :)

    Cashback tracked so thats a good start on purchase, only 68p but all helps, lets just hope they fit now!

    So random news last night which may affect me, I dont know yet, Ex got engaged to his new OH. They have only been together a month. I think its a bit too soon, she doesnt really know him yet, I am not going to diss him but there are things she maybe know about, like his debt (far too much and way outstrips mine). One of the reasons we split was I was always trying to pay debt and he was always buying new things, got so fed up in the end :( I know I am to blame for some of my debt but it could have been better, but here I am and dealing with it now so at least I have learnt my lesson :)

    I dont know how this engagement, poss wedding will affect me, obviously ex is still on the mortgage and I dont want to sell, but at the same time cant afford to buy him out yet, its all questions and things running round my head. Just so many things to think about. Just have to wait and see. I dont want to go barging to ex and demand answers as want to be in a better financial position first, dont want to rock the boat per se. Just need to keep an eye on the situation and watch this space.

    Good weekend planned, got friends birthday party on saturday, need to take food but that is already in freezer so good to catch up on bits. Staying at OH's parents. Be minimum spending need to get fence paint to finally finish my fence but should be under £20 :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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