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Life and times of a debt busting mumma
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Oh Rach, you NEED that massage with all the stress of your Granny's situation and all that clearing out too! Well done - the power of a Christmas Tree! :rotfl:
Hope the phone call sorts Friday. Can you get a cat nap this afternoon and be wide awake for wine and friend tonight?
Sending :grouphug: to you and :mad: on your behalf.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Quick update and thanks so much....:)
Well...massage cancelled because company shut down!!!! Just my luck :mad:
Managed to get a solicitor to go round tomorrow to sort something out with gran and sis which is critical....:(
Trying to get rubbish collection quote....uploading picture of rubbish from phone took about one hour!!! They advertised as covering my area then said they don't do my area _pale_
Ps INOD...I got inspired watching 'Can't hoard won't hoard' haha!! :rotfl: Actually had it on pause as I did it!!!!
Friend has bad sinus cold but we are still meeting. She said she would bring ready meals and wine and pizza from ALD! Hooray! Always cook for her but actually this time am giving in! :A
Check in later x£2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
LBM FEB 2013 32,000 total.
May 2014 Mum 1500/3000 MB CC 8,043
BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
Overdraft 3000 Total debt Feb 20140 -
Good luck Rach with your granny situation. What a nightmare! It must be so upsetting and worrying for you. Hope the solicitor can help..... sending you some positive vibes xxLBM 01/03/12 Debt £[STRIKE]27924[/STRIKE] :eek:
now £0 100% paid :j :beer: :T0 -
Rollercoaster_Rach wrote: »Well woke up after only 4 hours sleep
talking to mum and sis on phone re granny situation till about 2.30am :eek: She has signed a load of papers over to the tune of 100,000 as a 'gift' to some scammers :eek: I will be on GMTV soon so look out for me ( a joke but you never know!) It's the most frustrating thing in the world and has been going on for about 18 months......:(:(:(
That is the lowest of the low Rach - so sorry to hear - hope you can sort the situation !!
Great to hear about the dE clutter - I always think it de clutters the mind too!
Hope you enjoy the wine/ pizza!Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined
Total Morg and debt outstanding March 2019. 84,487.00
Total morg and debt o/standing 1/11/19 - 80,177
Total morg and debt o/standing 8/3/20 - 77,996
Total morg and debt Feb 2021 - 75021
Total morg and debt jan 2022 - 68441
Dec 2023 zero mortgage - debt under 100000 -
Hello and thanks :A
Well a huge flurry of activity re my nan. This has been going on for a long time with many failed attempts at helping her out of this mess. I'm conscious not to say too much on here..... finally got Power of Attorney revoked and bank accounts frozen...they took the last 39,000 out of her savings account in DecemberAnyway, we're getting her out of there today with her two cats (just phoned the cattery). She will be staying temporarily with her sister. Will go and meet them today (was going to go to IOW yesterday but sis said don't worry)
So much for a rest this half term! Still have sore throat! :eek:
Money tight now towards payday :eek: Got quite a good deal on rubbish collection but still extra not banked on this month. Guttering not fixed yetbut kind of glad as no money till payday now! Took DS to see '12 years a slave' yesterday which was BRILLIANT and totally harrowing. However, went into Sainsbugs to get some treats and NO PURSE!!!! I broke out into crazy sweat as had tickets, CC direct debit card and £60 in there!!!! :eek::eek::eek: Nightmare. Convinced it had been stolen from bag. Managed to get DS into cinema cos booked online...ran home and found purse in different bag! Durrr! So tired not thinking straight. Boy, did I get some exercise yesterday! Always a silver lining?
Missed about half hour of film but so happy to be there with purse!
The usual last week limp to payday. Getting DS to go to local ice rink to see if he can sell 2 pairs of lovely quality hockey skates with bag today. Fingers crossed.
Let's see what today brings
RRx£2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
LBM FEB 2013 32,000 total.
May 2014 Mum 1500/3000 MB CC 8,043
BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
Overdraft 3000 Total debt Feb 20140 -
Whatever it brings, I'm sure you'll cope brilliantly. Nothing seems to floor you. I'm well impressedMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Thank you INOD xx£2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
LBM FEB 2013 32,000 total.
May 2014 Mum 1500/3000 MB CC 8,043
BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
Overdraft 3000 Total debt Feb 20140 -
Glad the situation with your Nan is being sorted. Must be very frustrating.
Pleased you found the purse! XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
please-let-me-be-lucky wrote: »Glad the situation with your Nan is being sorted. Must be very frustrating.
Pleased you found the purse! Xx
Seconded and hope they'll be some justice to follow in time. You and SIS have done a grand job.
You mean you have more than one bag Rach?. Only jesting, glad you got to see the film.
Keep taking those vits! Meant to say before, if you've got a local beauty training college nearby, they are often looking for victims, ahem, I mean clientsto practise on and don't charge very much. An alternative route to getting a massage (I might even take my own advice on that one :rotfl:).
Hope DS made those sales at the ice rink and you've had a less stressful day today.
The week has flown by and you've ticked off a big job with the basement, that's a great achievement. Be proud!Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Hi RR, enjoyed reading your diary and well done on getting so far. The situation with your nan sound a nightmare and hope it gets sorted soon.
Keep up the good work and will keep popping by, I need motivation myself and find it helps to read/share with others.Outstanding debts as of 2/11/20 1/2/21:
CC1 39.9% - £3111.99 3762.20
CC2 0% - £978.50 878.50
Family - £520 0
Storecard - £248.44 (BNPL/June21) / £299.99 (BNPL/Sept21)
Total: £5,189.13
Savings: £943 (target £1000)
Target date to clear: July 2021 ???0
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