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EH - Keeping on track. (AKA focus Woman! FOCUS!)
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EssexHebridean wrote: »
Oh - and we DID fuel up on the way home, and call in to see my parents too - Dad's lending us his spotting scope to take with us so we collected that.....
OK, I'll bite, explanation ^ please
GreyingPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £182.09/£300
Non-food spend August 2025 £14.73/£50
Bulk Fund August 2025 £0/£100 -
Greying_Pilgrim wrote: »OK, I'll bite, explanation ^ please
Greying
Isn't it one of those "binoculars but with only one eye" things?Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
It's a sort of miniature telescope for bird watching. Very powerful things and with a good quality one, you can attach a camera to the eyepiece and get very close-up bird shots without having to fork out tens of thousands of pounds for an 800mm lens.0
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Yep - pretty much what Starnac and Caz said, Greying. We borrowed it last year with a view to deciding whether we wanted to get one for ourselves, but decided that as things stand we'd not get enough use to justify it - so Dad said we could borrow it again this year.
OK - going for a second attempt at a NSD today - there's nothing I can think of that should disrupt it....now there's famous last words!
Have already made up the extra half an hour I tagged onto my lunch yesterday when the haircut over-ran, and squidged in another hour last night too. One more tonight and that's the full days hours made up, and a quick count says that I'm already there on the rest of the half-day for Thursday too. :T🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
A telescope!! That's what I meant by "binoculars with only one eye"
and :rotfl: at the same time!!!
Yay for hours made up! You have planned so well for this holiday. You should be proud of yourselves. Although it will be quiet here without youGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Oi! Starnac! You sayin' I'm NOIZY?! :rotfl::D Cheers for the comment about the planning - the "making up the time" thing is the big thing this year - the extra time I've worked & deciding to do the half day on Thursday amounts to over £170 which makes a big difference to what would usuallyu be a "short" month - and even though I budget my tax/NI so I don't *have* to put something aside for it in May or June, it's nice to have some spare cash rather than be running it tight.
Today's Updates:
NDS's - 10 8/10
Food - 3 x shopping trips needed* 3/3 :j
Food : Meal plan right through the month Yes! Got this week all planned out so DONE! :j
Grocery Budget: No more than £70 spent £57.58/£70 :T :j
Survey Network: Hit £20 threshold and request payout Woo hoo - done! :T :j
OnePoll : make 50p a day average in answered surveys £12.00/£15.50
ISA : get them sorted - [STRIKE]1 new[/STRIKE], [STRIKE]1 for transfer[/STRIKE] 1 new opened and first deposit made. Decision also made about the transfer one - leaving it where it is for now, seeing what interest rates do and possibly shifting in to Nationwide in a while :j
Electricity : Get it changed to new supplier. done - going to Flow Energy - no exit fees so if they're rubbish we'll leave again!:j
Tax Return - complete and submit DONE! :j :j
Extra Hours worked: 10.5/10.5 :j
I'm not quite going to manage OnePoll I don't think - I'm not likely to get another £4 in the next two days, realistically, but for the number of days in the month I'll actually have access to it (22) I've already exceeded my 50p a day target - so that's quite good. I certainly should be able to cash out fairly soon after coming back - and that money will go towards the cash-neutral Hebrides New Year trip, so there's an incentive!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
WHAT'S THAT EH????
£170 isn't something to be sniffed at really is it? :T especially as you've worked it by adding half an hour here and quarter of an hour there. It probably doesn't seem as much compared to say working on your day off to make it up?
And as you have done so well in your May challenges I will allow you a holiday next week:rotfl:
Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Are you off up north next week? How exciting!
I really need to get a proper job with holidays so I can visit my parents soon...0 -
WHAT'S THAT EH????
£170 isn't something to be sniffed at really is it? :T especially as you've worked it by adding half an hour here and quarter of an hour there. It probably doesn't seem as much compared to say working on your day off to make it up?
And as you have done so well in your May challenges I will allow you a holiday next week:rotfl:
That's exactly it Starnac - I hate working my fridays but this way works really well!
Ta for the permission too - can I have a fortnight?! :rotfl:Are you off up north next week? How exciting!
I really need to get a proper job with holidays so I can visit my parents soon...
I'll wave on your behalf as we pass through Mooo - we're doing Mallaig > Armadale then on up to Uig so we'll be passing through most of it! :rotfl:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »That's exactly it Starnac - I hate working my fridays but this way works really well!
Ta for the permission too - can I have a fortnight?! :rotfl:
Some people are never happy. :cool:Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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