2014 - keep crunching away

DebtFree2012

Morning

Getting lonely on here but a good place to get my thoughts together so I will continue.

Pay day today I did wonder if I'd make it! I've set up a standing order to pay the large CC so I feel good about that as it's well over the min. The first 0% offer on that one runs out in May and I have around 4k on that one. It'll have around £2700 when the 0% runs out so i'll hopefully be able to flip that elsewhere by then.

The other 2 cards are just getting the min paid for now.

Grocery budget for this month is £200 but hoping to come under that - we shall see, same for fuel. Hoping for March to be a nice stable month. Famous last words!!!!

I'm wanting to get some extra pennies from somewhere but I'm struggling as I don't have the time to do it. Will keep it in mind.

Feeling back to normal today (tho I have an infection in my eye) and back to my normal day dreaming about when the debt will be paid

Kennedy2408

So nice to read your posts. It feels like a never ending story when you are trying to pay things off. I have been feeling really down since xmas as all my money seems to go on rent,bills & debts. It is so nice to read someone else going through the same thing & trying to stay positive.

DebtFree2012

Thanks for replying - feels like you're on your own alot in here I guess we are to some extent but we will get there.

I've just paid £500 off to the utility companies to pay them off and had to put on CC so need to clear that asap.

As you say - trying to remain positive, some days are easier than others

DebtFree2012

Oooh I can update my signature now yey

DebtFree2012

Pay days left begins with a 4 now

cazmanian_minx

I'm still reading, I'm just pants at commenting, sorry

Happy pay day :beer:

Kennedy2408

Think the worst part is seeing others around you who just seem to be able to do what they want & not struggle. I keep telling myself they are just better at pretending than I am. 2015 is our year. We pay the car off in February, my loan in August & my husbands loan in October which will only leave one credit card for me & one for my husband. Plus our youngest starts school in August so childcare costs will be less than half what they are just now so im hoping credit cards will go soon after that. Just seems so far away, 19 paydays for me
Will be so nice to have a life again rather than just living from one payday to the next

DebtFree2012

Ah it's nice to know you're still there Caz. K2408 - I agree - I think more people than we realise are in debt. 19 pay days will fly by

Well today my eye is still poorly so I'm going to go to pharmacy and get something else for it. However I've got tea out ready to sort tonight meaning I won't have to buy what I normally do on a Wed night. Still need top up of salad etc tho. Feeling happy that I'm not overspending today. Also managed to organise DS's bedroom last night which makes me feel happy too. All in all it could be alot worse haha!

DebtFree2012

Eye is feeling a bit better so hanging fire until tomorrow before buying anything.
Accounts are looking fine so far, just as well as pay day was only yesterday! My SO worked to the CC so I am pleased about that.
So I need to collect kids, go to Ald1, make tea, horses, bath & bed for eldest, work 8 - 9 then early night! That's the plan.

DebtFree2012

Evening

Pony was a little you know what tonight at the show but we've had 4 good weeks so were due a bad one in my logic.

Also I'm covered in bites and I'm starting to worry about where they might be coming from Everything's getting washed at 60 and the whole place has been cleaned top to bottom but I'm thinking it's straw mites or something.

Mam's been called back for a second mammogram following her first one and I feel anxious about it. She said she might need a biopsy. To cut a long story short we only recently found out that breast cancer is rife in our family so naturally I am worrying for her - she goes to get done Friday then apx a week for results. Trying to stay positive.